Do you know of any brokers that will take a CC? When I
bought my boat, and when I bought my wife a new car I asked
if I could use a CC. They both snickered and said no. I
wanted the points and I had enough credit.
BTW, get a Capital One, or any of the dozen or so cards that
offer a free year at 0% APR.
SBV
"Larry" wrote in message
...
"Scotty" wrote in
news:FKidnbZhwp5MFsrYnZ2dnUVZ_o-
:
You're both crazy!
SBV
Actually, I think if I were going to buy a new boat, I'd
use my Optima VISA
card, which would automatically DOUBLE its warranty, a
feature of the card,
and give me some protection through the credit card
laws/regulations put in
place to encourage me to use my card by the bankers.
Then, if the boat is
a POS, you can always return it under the credit card
chargeback laws if
you haven't paid off the balance. If the boat shows up
the first month as
being just as wonderful as you were told it was, simply
send a check for
the full amount to VISA, paying no interest but still
getting the value of
all the credit card company programs, like the
double-your-warranty and the
percentage kickback my card gives me whenever I use it.
It isn't much of a
kickback on a $40 CD player. It's another matter on a
$45,000 boat! I
also get World Points and frequent flyer miles for free
trips and stuff if
I use the card. $45K would really crank up my points in
both
programs.....all at no interest if I pay it off next month
like I always
do. Credit card regulations and intervention laws are
another little tire
iron to carry into any problem negotiation on the
lemon....instead of you
standing there with your pants around your ankles, the
dealer holding all
your CASH and shaking his head, laughing, on his way to
deposit either your
loan money or your check to his bank.
I know someone who bought a new Honda with his Platinum
VISA with most all
my Optima benefits. His warranty doubled and that, alone,
saved him quite
a bit of money over the years it was in force. He sent in
the dealer's
awful repair bills and VISA credited his account after the
manufacturer's
warranty period was over....not a bad deal at all.
I buy all my toys with Optima VISA, and pay them off next
month, which has
no effect on the features at all. They keep increasing my
credit limit
trying to get me to buy a Hinckley jetboat. I'm fairly
close, already!
Larry
--
My calendar must be wrong....
In all the stores, it's ALREADY Christmas!