"Scotty" wrote in news:FKidnbZhwp5MFsrYnZ2dnUVZ_o-
:

You're both crazy!

SBV





Actually, I think if I were going to buy a new boat, I'd use my Optima VISA
card, which would automatically DOUBLE its warranty, a feature of the card,
and give me some protection through the credit card laws/regulations put in
place to encourage me to use my card by the bankers. Then, if the boat is
a POS, you can always return it under the credit card chargeback laws if
you haven't paid off the balance. If the boat shows up the first month as
being just as wonderful as you were told it was, simply send a check for
the full amount to VISA, paying no interest but still getting the value of
all the credit card company programs, like the double-your-warranty and the
percentage kickback my card gives me whenever I use it. It isn't much of a
kickback on a $40 CD player. It's another matter on a $45,000 boat! I
also get World Points and frequent flyer miles for free trips and stuff if
I use the card. $45K would really crank up my points in both
programs.....all at no interest if I pay it off next month like I always
do. Credit card regulations and intervention laws are another little tire
iron to carry into any problem negotiation on the lemon....instead of you
standing there with your pants around your ankles, the dealer holding all
your CASH and shaking his head, laughing, on his way to deposit either your
loan money or your check to his bank.

I know someone who bought a new Honda with his Platinum VISA with most all
my Optima benefits. His warranty doubled and that, alone, saved him quite
a bit of money over the years it was in force. He sent in the dealer's
awful repair bills and VISA credited his account after the manufacturer's
warranty period was over....not a bad deal at all.

I buy all my toys with Optima VISA, and pay them off next month, which has
no effect on the features at all. They keep increasing my credit limit
trying to get me to buy a Hinckley jetboat. I'm fairly close, already!

Larry
--
My calendar must be wrong....
In all the stores, it's ALREADY Christmas!