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Vic Smith Vic Smith is offline
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First recorded activity by BoatBanter: Oct 2006
Posts: 4,310
Default Advice needed on storing boat in Florida - Part 2

On Thu, 02 Nov 2006 20:03:21 -0800, -rick- wrote:

Vic Smith wrote:

I called their 800 number, talked to 2 different people who thought
they were hooking me to an underwriter but just shunted me to a dial
tone, warned the third person about that, and she shunted me to a
voice mail.
The web site wants too much info to provide a quote.
I'll try earlier tomorrow, but I already don't like them.


Don't judge too quickly. As I recall they gave me an
accurate quote from the web site. When I had a claim they
were responsive and generous.

I'm forging ahead on the phone. The website is lame for my quote.
Wants my address 1200 miles away from where the boat will be,
has a nine-yard app, including DOB, drivers license number, etc.
Surprised they didn't want scars, tattoos and fingerprints.
And they call it "Quick Quote." ............
Just talked to somebody there and my notes are
19' CS 75hp
15k value
150 deductible
1000 hurricane deductible
500k fuel spill
300k lia
5k pers inj
300k uninsured boater
Premium is $867 per year.
10% discount for boat safety course.

I now see salvage and towing wasn't mentioned.
They will send the quote info in the mail, and maybe
it will be explained in that package.


I've got a call in to a different State Farm agency where
I'll ask about the fuel spill, salvage, uninsured info I didn't get
at the first agency. Don't have high hopes there, but will cover it.

I'm also going to call RVAmerica.
Anybody used them? Or recommend a different marine insurer?

I'm in no hurry, so expect to become to become well versed on insuring
a 19' CS with 75hp in Charlotte Harbor.

--Vic