"Vic Smith" wrote in message
...


She didn't know about oil spills because she never encountered that
issue. Ever.
I didn't ask how long she has been insuring because I liked her, felt
she knew her stuff, and didn't want to be rude.
I told her that long-time boaters, some of whom may own big boats,
brought up that issue.
She insures *many* 30-40 footers, and it has never been an issue.


That means the policy doesn't cover it. She knows it. That's not unusual.
Many people get insurance on their boat via a simple rider on their home
policy, but don't realize that it does not cover fuel spills or
environmental issues. It is not covered under your personal liability
coverage either.

My opinion is that it is a mistake not to have fuel spill coverage. A
marine insurance underwriter will know exactly what it is and it will be
included ... usually around 500K worth.

If your boat sinks or submerges and the fuel leaks, the fines can be huge.
The feds do the clean up and then come looking for you for reimbursement.

Eisboch