Bob wrote:
Chi Chi wrote:
If you are 62 and own a home outright You really don't have to worry about
your credit rating so screw the insurance companies and the high overpriced
medical industry!
If people refused to pay through the nose for medical insurance and care in
this country then the damn ripoff insurance companies and overpriced
hospitals and doctors who think they are God and charge like it wouldn't be
able to continue to gouge our pockets for a damn flu shot.
Just my 2 cents


Too All:

I have a dead beat cousin who has not woked in years and single (at
least not married). She got pregnant with no insurance of any type. the
kid was way early. Were talking a few pounds! The neonate was in the
intensive baby care unit for 3 months. Figure that bill out. Total out
of pocket cost for the mom....................... $00.00. Yep nada,
zip, zero dollars. She even bragged jokeingly about her "million dollar
baby."

It pays to be broke in the USA! So yall hard working blokes keep thoes
premiums comming. I might need a free total hip in a few years.
Bob


Bob wrote:
Chi Chi wrote:
If you are 62 and own a home outright You really don't have to worry about
your credit rating so screw the insurance companies and the high overpriced
medical industry!
If people refused to pay through the nose for medical insurance and care in
this country then the damn ripoff insurance companies and overpriced
hospitals and doctors who think they are God and charge like it wouldn't be
able to continue to gouge our pockets for a damn flu shot.
Just my 2 cents


Too All:

I have a dead beat cousin who has not woked in years and single (at
least not married). She got pregnant with no insurance of any type. the
kid was way early. Were talking a few pounds! The neonate was in the
intensive baby care unit for 3 months. Figure that bill out. Total out
of pocket cost for the mom....................... $00.00. Yep nada,
zip, zero dollars. She even bragged jokeingly about her "million dollar
baby."

It pays to be broke in the USA! So yall hard working blokes keep thoes
premiums comming. I might need a free total hip in a few years.
Bob

Speaking of stories, here's mine. My wife went into the hospital with a
massive heart attack and was declared dead about a week later. At the
time, we had 3 health insurance policies and all of them covered both
of us: Her employer, my employer and a retirement policy.

My wife had been in the hospital before, so at the time of admission, I
went over the information with a hospital employee and confirmed that
nothing had changed and signed a form. That's when Murphy's law took
over.

I failed to notify the insurance company within their 24 hour (48?)
reporting period. My wife had always handled the health insurance and I
didn't know I was supposed to. Normally, that isn't a problem because
the hospital usually does that. However, as fate would have it, some
hospital clerk made a clerical error and also failed to notify the
insurance company.

The insurance company from her employer refused to pay anything. Then,
of course, the other two companies refused to pay anything because the
primary insurer had refused. I was left looking at an $80,000 dollar
bill that was increasing as the months went by due to interest charges.
After a lot of letter writing and phone calls, the insurance company
did finally agree to pay about 4 to 6 months later.

I would say "all's well that ends well", but worrying about an $80,000
hospital bill for months on end on top of everything else, certainly
wasn't a lot of fun. Then to add insult to injury, the care that she
got really sucked. Because of vacations, etc., there was no neurologist
available at the time and I wound up with a lab technician and the
heart surgeon trying to read the EEG's.