"If you get sick they gotta pay for it" A reply from a true idiot.

You really need some form of health insurance that'll cover you in the event
of a serious injury or illness. The "They gotta pay for it" in most cases
though is true, providing you enjoy health care at it's very minimum.
Well, we all have to die sometime. The "They gotta pay for it" gentleman
will just go a little sooner and in a bit more pain than the rest of us.

Then again there is always the option of just not going. Stay someplace,
get a job and get insurance. You can still enjoy life. Its hard to sail
when your extremely sick or dieing.

Good luck.

Cap'n Ric