"Harry Krause" wrote in message
. ..
DSK wrote:
Don't complain about your high insurance costs or your being
uninsurable. And don't expect taxpayers to pay the bill so you can
build a new house after your is destroyed by a hurricane. *You* chose
to purchase a house in hurricane alley. You knew the risks and you are
now paying the price.

NOYB wrote:
I don't mind paying the price. It's not the cost that I'm complaining
about. It's the fact that there is no insurance company willing to
write a new policy for a boat over 30' long valued at more than
$100,000...unless that boat is a 2002 or newer.


Isn't that complaining about cost? All you have to do is go buy a new
boat. If you pre-2002 boat is truly perfect, then all you have to do is
get a custom builder to crank out an exact replica. Money doesn't solve
everything, but it can easily solve problems like that.



The problem with insurance companies is that there is no federal
oversight (thanks to the McCarron-Ferguson Act), and they're not
subject to anti-trust legislation. It's the only industry that has that
has the benefit of such an unlevel playing field. Congress has the
Constitutional authority to regulate interstate commerce.

And not so very long ago, the Republican battle cry was "Deregulation!"
So these things come & go in cycles.



The entire problem spills over directly to health insurance too.
Corporations, labor unions, and the US government can buy their
insurance in a state that has affordable premiums and cheap coverage,
and provide that coverage for members no matter where they live. Small
businesses have no such luxury, because Senate Democrats have managed to
stall a vote on the Small Business Health Fairness Act.


That's right, I knew you'd find a way to blame the Democrats. But hey, as
long as *you* do it, it's not partisan hackery!




I'm pleased to report that we are involved in slowing down passage of S.
545,

545 is the House version. It passed overwhelmingly.


The Senate version is S.1955. It has 56 votes in favor of it, but Democrats
used a procedural loophole to block the vote on it.

http://www.govtrack.us/congress/bill.xpd?bill=s109-1955