"DSK" wrote in message
...
Don't complain about your high insurance costs or your being uninsurable.
And don't expect taxpayers to pay the bill so you can build a new house
after your is destroyed by a hurricane. *You* chose to purchase a house
in hurricane alley. You knew the risks and you are now paying the price.


NOYB wrote:
I don't mind paying the price. It's not the cost that I'm complaining
about. It's the fact that there is no insurance company willing to write
a new policy for a boat over 30' long valued at more than
$100,000...unless that boat is a 2002 or newer.


Isn't that complaining about cost? All you have to do is go buy a new
boat. If you pre-2002 boat is truly perfect, then all you have to do is
get a custom builder to crank out an exact replica. Money doesn't solve
everything, but it can easily solve problems like that.



The problem with insurance companies is that there is no federal
oversight (thanks to the McCarron-Ferguson Act), and they're not subject
to anti-trust legislation. It's the only industry that has that has the
benefit of such an unlevel playing field. Congress has the
Constitutional authority to regulate interstate commerce.

And not so very long ago, the Republican battle cry was "Deregulation!" So
these things come & go in cycles.



The entire problem spills over directly to health insurance too.
Corporations, labor unions, and the US government can buy their insurance
in a state that has affordable premiums and cheap coverage, and provide
that coverage for members no matter where they live. Small businesses
have no such luxury, because Senate Democrats have managed to stall a
vote on the Small Business Health Fairness Act.


That's right, I knew you'd find a way to blame the Democrats. But hey, as
long as *you* do it, it's not partisan hackery!

Senator Nelson (D-NE) is one of the plan's cosponsors. But the rest of his
party voted in May to oppose invoking cloture, thereby obstructing a vote on
the issue. The vote to invoke cloture was 56-43...but 60 votes were needed
to bring it to a vote.


I'd like to see the insurance industry regulated the way that public
utilities like power companies are regulated.


As I've said before, NOYB, you're not really a conservative. You're a
socialist dressed up to party in a theocratic dictatorship suit.

Good, so I defy labels. It makes it harder for you to dismiss my argument
as purely partisan rhetoric.