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In article ,
says...

On Tue, 11 Apr 2006 20:09:32 -0400, prodigal1 said:

There are places in the world
where this works very well. People get the coverage they want, at rates
they find acceptable AND profits go toward public services like schools,
roads, hospitals... What's not to like?

Hey, I've got a bridge across the East River that would make a great
investment for you. Of course, you have to let the politicians set the
rates.

That strikes me as an unresponsive response.

The essence of insurance should be one risk pool, no cherry-picking. Only
government does that.