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posted to rec.boats.cruising
Larry
 
Posts: n/a
Default Health insurance, again

"Skip Gundlach" skipgundlach at gmail dotcom wrote in news:9cc0d
:

It's BC/BS PPO - the surgeon indicated that his insurance covered him

in
unlikely places, so perhaps that would, too.



Oh, wonderful, BC/BS. Let me tell you what they did to me in the late
80's.......

I had a group plan BC/BS of SC with one of my client music stores I do
lots of work for. $386/month for me, wife and daughter...ouch! It was
to stop the wife screaming at me, which worked.

I used to have occasional kidney stones, just to keep me from being too
happy, caused by Charleston's calcium-laced lake drinking water. I drink
homebrew distilled, now, much better. One of the stones didn't pass in a
day of being doubled up on the carpet, so I bit the bullet and checked
into the hospital under the BC/BS plan to have it removed with laser
litho-something-or-other-to-boost-the-price. I was in there a few days
with tubes sticking out of "it", not fun.

The bill was about $3000 plus $1200 for the doctor for his 1/2 hour
trouble. They submitted the forms to BC/BS of SC....

BC/BS of SC had waited, patiently, for me to make a claim then I got a
letter saying they could not pay my bill UNTIL I agreed to take my WIFE
off the policy as they didn't want anything to do with someone who MIGHT
have a claim for a thyroid condition. I refused. She was the reason I
agreed to give these *******s $386 a month for nothing! "We'll cancel
your policy.", they told me. I asked them what happened to all the
thousands I'd put in over the last 3 years. They said they'd return my
money because they cancelled. I told them to send me a check,
immediately. No interest, of course, they kept that. Nice company, eh?

I paid the bills, and put the rest into the credit union at the AFB near
the house, applying $386/month to MY ACCOUNT, this time. After a few
years, credit union voiced concern I was over their CUA account limit, so
I've let it run on interest all these years since then. Screw BC/BS. I
probably got enough to pay, now. Well, they USED to pay fair interest on
it....not any more.

How awful......