Fine. Let's calculate an example. Let's say that a Beneteau 35s5 is
going
for $64k and you have a down payment of 10%. Show me how you are going
to
save money, or at least not lose any, by financing the boat. We'll
assume
you have sufficient money in relatively liquid assets to purchase the
boat
outright.

Wow. Max, you don't know much about money do you? Many people can make
more money with a 64K cash investment spent elsewhere that would easily
outrun the losses for financing the boat. Unless you plan to keep her
forever, you're only "leasing" her in effect anway. Why hand over the
entire amount if you plan to trade up anyway in 5 years? In our case we
bought the boat outright, but there were serious financial profile
factors to consider as well for us.

RB
35s5...OUR boat!
NY