In article ,
DSK wrote:
One of the reasons I favor Type 3 PFDs over inflatables is that they
offer some insulation for the chest (plus no worries about inflation or
lack thereof).

I like them also for the insulation factor... they can be worn
underneath windbreakers and such. However, some people find them too
bulky and uncomfortable, and thus don't wear them.

--
"j" ganz @@
www.sailnow.com