"Harry Krause" wrote in message
...
NOYB wrote:



NFIB and small business make the difference in Washington, D.C.


NFIB comes out fighting every time lawmakers and regulators try to
take another bite out of your business or your pocketbook. NFIB members
from
all over the country make their voices heard, and Congress listens --
and
those victories translate into money in your pocket.


Hehehe. They sho' got their hooks into you.



Obstacles Cleared for Overtime Reform

You mean elimination.


Small Business Scores Health-Care Option With HSAs

President Bush signed legislation in December 2003, authorizing
the
creation of Health Savings Accounts (HSAs). Taking effect Jan. 1, 2004,
HSAs
are tax-free savings accounts for medical expenses that will allow more
small-business owners to obtain affordable health coverage for
themselves
and their employees.

This is one of the biggest and saddest laughs of all. An HSA is no
substitute for a strong health insurance plan. Can you tell us why?




Any taxpayer with a high-deductible insurance plan can contribute
up
to $2,600 a year ($5,150 for families) into an HSA account.

Well, that ought to cover two days at the hospital...or removal of a
hangnail.

Doh! The "high-deductible insurance plan" pays the big bills. The $2600
pays the routine trips to the doc. I pay almost $11,000 for a family of
four (with an 80/20 plan and $500 deductible). I bet my premium would drop
by 75% if I had a very high deductible plan. If nobody gets sick in a given
year, then I would save mega-bucks...which is money that would be lining the
pockets of some insurance executive if it weren't for HSA's. If we *do* get
sick, then it's virtually a wash.

The other issue NFIB is strongly lobbying for are AHP's. Until an
Association Health Plan bill is passed, we small business guys don't get the
same special privileges as is afforded government workers and union members.
You guys lobbied for AHP's and got 'em (in principle, if not in name)...and
now it's our turn.