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no the total cost with tax and license was 12300. i refused to have the

taxes and license in the loan


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So you paid $11,500 for the boat, plus tax and license for a total of
$12,300.

That sounds like about the same deal Mr. Wizzard is looking at,
roughly. You must have a fairly low tax rate if you got by with tax on
$11.5k and registration fees for only $800.