In article ,
says...


Our boat should finally be going in tomorrow. I thought I'd better
sit down and list everything done over the last month for future
reference and as a warning to anyone contemplating similar folly. If
anyone is interested, click he

http://home.maine.rr.com/rlma/Boat20.htm#Done

(Snip)

This is an exercise in folly. On our first boat, a Dawson 26, I tracked
every nickel. Depressing. On our present boat, an O'Day 37, I track
nothing. I just pay and play, oblivious to the true cost.

One thing, though. Buy the best quality boat you can find in your price
range. If you are taking out a mortgage on the boat, remember that the
interest is tax deductible so it behooves you to get as much of the cost
into the mortgage as possible and as little as possible in credit cards
or even cash outlay. That was our big mistake on the first boat -- a
fixer upper that eventually cost three times the nominal price and all of
that excess going on credit cards or cash outlay.