"DSK" wrote in message
. ..
Bill McKee wrote:
Long term care is not covered by SS.

Really? I was under the impression that Social Security offered a variety
of supplemental benefits which were the same thing, in effect.

I suppose one just can't rely on what the Social Security office tells
one...



Long term care is not covered. If you get disabled, you will get a monthly
stipend. It does not cover you expenses. If you have no money to cover the
expenses, then you get welfare. Medi-Cal here in California. A long term
care policy will pay you a lot more.

... As to less than the max, you buy a less than max policy.

Really? I'd never have guessed. And there quickly comes a point where one
cannot buy effective coverage, period. Does SS cover those below that
point? Nod your head yes...



Those below your effective coverage will get a bare minimum from SS.



... As to your children, get a term life policy.

And don't count the cost of that, so as to maintain the fiction that SS is
more expensive than comparable insurance?



$35 bucks a month will get you $500k of term life at about 36 years old.
That $500k will give your kids a lot more monthly money if you die than SS
will



... And when the widows and children act (as SS was originally known)
it
was not the national retirement plan.

It still isn't "the national retirement plan" except for those who are
either very low on the economic scale and/or too friggin' stupid to save
for their own future. Which are you?

DSK


Why are you so bitter? You have no money are are depending on SS? Me, I
can afford to retire. And an extra $16k a year is nice. Keep working and
sending me that money. Will pay for the new motor for the boat in about 6
months.