A Usenet persona calling itself Frederick Burroughs wrote:
Scott Weiser wrote:
Quit worrying and get to work figuring out how to cut expenses and start
putting money aside for emergencies. Try a catastrophic health care plan
that excludes anything related to diabetes and has a high deductible. Such
plans are available at very reasonable costs. Of course, it does mean you
don't get to run to the doctor every time you or your kids get the sniffles.
But that's a good thing. It forces you to work hard at staying healthy (like
teaching your kids to wash their hands and keep their fingers out of their
noses) and it encourages you to save money.
Or, suck it up and die if necessary. It happens to all of us eventually
anyway, and you'll be making room for somebody else with better genetics.
Most of our "savings" are going into my son's college fund. So, should
we short his education in order to stuff more into "my" rainy-day
health care mattress?
That's a decision you should have made before having children. Why should
society bail you out of your lack of foresight and planning?
Besides, your son ought to be able to work his way through college, as many
millions of young people have done for a very long time. He'll be a better
student if he has to work for his education, just ask any party-girl at CU
who isn't smart enough to change a light bulb but gets to go to college and
party for four years because daddy's paying for it.
Students who work their way through college understand the value of a dollar
and the amount of hard work it takes to earn the educational privilege
college offers. Do you children a BIG favor and spend their inheritance and
college fund on yourself. Force them to become responsible, intelligent,
hard-working citizens, not self-indulgent, selfish, lazy layabouts with no
work ethic. You'll be doing society a favor too.
If I require hospitalization and don't have
insurance, then I become indebted to the hospital and doctors for the
entire bill.
Yup. That's life. Life sucks sometime. Why is that my problem?
There goes my son's education, again.
Is your son disabled? Can he get a job? Is society going to have to take
over for you after you're gone because you didn't give your son the proper
work ethic and understanding of the costs of a college education.
And, what happens
if I lose a foot (or suffer some other debilitating complication from
diabetes; heart disease, kidney disease, stroke...), and am unable to
work because of a disability? I guess we can sell the house and other
personal property to help pay the bills. My wife can get a 2nd and 3rd
job, and my son can kiss college good-bye.
That could happen. It would be unfortunate, though hardly unique. Again, why
is that my problem? Perhaps you should have bought a smaller house, a
cheaper car and saved more money. Your best bet is to invest your son's
college fund in an emergency medical account and tell him he'd better look
forward to working his ass off to be worthy of the privilege of a college
degree. If your son truly understood the situation you're in, and if he was
an ethical and compassionate son, he'd decline to take your money and offer
to go to work to help you save enough to provide for your future medical
needs. After all, he's lived on-the-cuff his whole life so far, right? Time
for some payback. Sounds like you need it.
Or, maybe my wife should
take the financially sound course and divorce me?
Why not? In today's society, she can do it and you can still live together
just as you do now. Once more, why is that a problem for which I should be
required to pay?
Along with my choice
of being the recipient of bad genetics (or, was it the immunoglobulin
shot I got when I was 8 years old, to hyperactivate my immune system
against the measles going around the neighborhood at the time.
Life suck sometimes. I felt the same way when I was diagnosed. How is that
your problem?
[Should
I sue the doctor and/or the pharmaceutical company who manufactured
the immunoglobulin [[or, the donor(s) of the virus infected blood from
which the immunoglobulin was derived?]]]),
Probably a little late, but you can try if you want.
there was my personal
decision to be born in a modern industrial and "civilized" country
that lacks a civilized health care system.
So sue your parents or emigrate to Canada.
I don't know, a
single-payer, national health plan sounds like the more sensible,
manageable, efficient and affordable system.
Except that they don't work, ever. And, they are immoral, unethical and
fattening.
--
Regards,
Scott Weiser
"I love the Internet, I no longer have to depend on
friends, family and co-workers, I can annoy people WORLDWIDE!" TM
© 2005 Scott Weiser
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