A Usenet persona calling itself Frederick Burroughs wrote:

BCITORGB wrote:

Scott cites:
=============
The average Canadian family pays about 48 percent of its income in
taxes
each year,
=============

And, Scott, exactly how much tax does the average American pay?


My son and I are covered by a group insurance plan provided by my
employer, of which my employer pays 1/3. My wife is covered by her
employee insurance plan, which suddenly increased by 25%. She shopped
around for personal coverage, and inquired about coverage for the
entire family. Every insurance company she asked said they wouldn't
cover me (diabetes). She chose a BIG health insurance company for
herself, but they doubled her premiums when they found out she was
taking lipitor (statin for cholesterol). Our monthly health insurance
payments are now more than our monthly mortgage payment. For us,
health insurance is our single most expensive monthly expense, and
that doesn't count the co-pays and deductibles we must pay before
insurance kicks in. Oh, we live in the good-ol U.S. of A.

Wah.

I can't get health insurance either (for the same reason as you) and had to
give up my company health insurance after the COBRA period expired because I
couldn't afford (nor could I justify) the $385 per month in premiums plus
the $200+ per month in prescription co-pays. So what? Big deal. It's my
life, and my responsibility. If I get sick, either I come up with a way to
pay for it, or I die. My choice. I don't blame the government, nor do I
expect the government to bail me out or take care of me. Doing so is just
socialistic whining. People have to take responsibility for themselves, and
sometimes you die. Suck it up and accept that funding your health care (not
to mention your retirement) is your responsibility, not the government's.

Like I have, you need to figure out how to save for a medical emergency and
not try to foist your inability to budget and save off on everyone else.

Perhaps you could forego that new playboat and SUV, drive a ten-year-old
car, cut back on the beer and cigarette allotment, wear last season's
clothes and quit going to the movies and put that money aside into an
interest-bearing savings account for emergencies. Or, you could get a
catastrophic health care policy with a large (like $10,000) deductible that
costs far less each month and forego the "convienence medicine" premium
inherent in HMO coverage and put the balance of what you're paying now into
a savings account to pay, in cash, for minor medical issues. It's entirely
up to you, but nobody said it was going to be easy.

The good news is that *I* don't have to pay for *your* health care problems
like they do in Canada. That's good, because I see no reason on earth why I
should be required to do so.
--
Regards,
Scott Weiser

"I love the Internet, I no longer have to depend on
friends, family and co-workers, I can annoy people WORLDWIDE!" TM

© 2005 Scott Weiser