Social Security reform chatter is everywhere, and it's likely that at
some point, you're going to be cornered by the water cooler or in the
cafeteria and asked what you think. Your conversation partner may even
be (gasp) a conservative. So be ready. This guide from Think Progress (a
project of the American Progress Action Fund) includes point-by-point
claims in the Bush administration's words, coupled with the real facts
about Social Security. Make sure you're able to explain to a
conservative why that "personal" account won't really be yours to
control, or why passing on account money to your grandchildren won't be
possible. SEE THE GUIDE

http://thinkprogress.org/index.php?p=206