Doug Dotson wrote:
Have their rates come down a bit? Just as a reference point, any idea
what $100, 000 would cost these days? Just for grins I'll give them a
call.


There are too many variables to predict - My new catamaran was somewhat
cheaper that my older boat. Give them a try and find out.

....

The t-bone incident had an surprising aspect: because my friends admitted
they didn't see the other boat, they were assessed 24% of the blame - the
port/starboard rule only applies "when in sight" and thus was somewhat
voided because of the lack of a proper lookout. My friends had to pay 24%
of both deductibles, the other boat paid the remainder.


You've got to wonder where values like 24% come from.

The way we figured it, the port/starboard issue was considered primary,
worth 52%, and the liability bourne completely by the Soling. The
lookout issue was worth 48% and shared by both vessels, who obviously
didn't see each other. I suppose you could argue that maintaining a
proper lookout is more important, but that's not the way the insurance
folks saw it. BTW, this was not a court judgement, its was the "ruling"
by the insurance companies who get together to hash these matters out.