*use* the
boat, whereupon:

Property Damage
Wind Damage
Towing and Assistance *
Medical *
Uninsured Boater *
L&HCA
Personal Property *
and Trailer

begin to seem like really good ideas, especially when those marked
with an asterisk are not a bump-up in premium after Liability and
Property Damage are bought.

none germaine to the issue of a cheap ass boat.

jgunnie, keep in mind that the total premiums on a pool of risk is equal to the
total risk, plus a profit. If you have a $2,000 boat you are a fool to pay
$800 a year to insure it against a total loss, less $500 deductible.

what you want to insure (even paying a premium to the insurer for his profit)
against is the potential that a $2,000 boat hits a $500,000 boat and causes it
to sink. That is worth $75/year to most people.




See:
http://www.boats.com/content/default...ontentid=12761

--



Grady-White Gulfstream, out of Southport, NC.

http://myworkshop.idleplay.net/cavern/ Homepage
http://www.southharbourvillageinn.com/directions.asp Where Southport,NC
is located.
http://www.thebayguide.com/rec.boats Rec.boats
at Lee Yeaton's Bayguide