$1400 a month premiums are a result of wanting a next to nothing
deductible, and everything under the sun paid for. My insurance costs me
$120 a month.

How much does your employer pay in addition to your $120? Do you go to a vet?

$1400 premiums ($700 @) get you$1000 annual deductibles, $25 co-pays for office
calls, no dental or vision coverage, $100 annual prescription deductible and
then $25 deductible per perscription.

Looks like I am possibly coming down with MS, which might even make us
ineligible for insurance of any kind, so moot point.