Is the health system so overloaded that people like Joe aren't offered
help?

They are offered help...but they also have the right of refusal of that
help.....
--
katysails
s/v Chanteuse
Kirie Elite 32
http://katysails.tripod.com

"Women and cats will do as they please, and men and dogs should relax
and get used to the idea." - Robert A. Heinlein