*if* the below is true, you are a rare bird among Americans, who have spent the
last 20 years borrowing and spending and borrowing and spending. I know more
than one person who now owe more than 3x what they paid for their house back in
the 90's or 5x what they paid in the 80's.

either that or you are do a cash business are and trying to hide income from
the IRS.

My four bedroom home with pool - paid for.
My riverfront getaway - paid for.
My oceanfront timeshare in the Florida Keys - paid for.
My 30 ft sloop - older, but paid for.
My pickup truck - paid for.
My coupe - paid for.
My wife's sedan - paid for.

Who cares about you or your crap. Mine is better.