You are never going to get very far
unless you try to raise your personal expectations.

But my next boat is better and faster than yours. I'm just turning 41. My
stepping stones are part of a learning curve that I enjoy and it outpaces
yours.
The "most" boat I'd ever want would be a new Baltic (or the like) and we'll own
one in the next 6-8 years.

Oh, Donal...I see that you DO care!

RB