The islands that can give you shelter on the way to the Dry Tortugas are no
closer than the nearest islands in the bahamas. The underwriter did mention
the gulfstream several times.

"If you lost power in the Gulfstream, you would be up by the Carolina's
before anybody knew you were missing. Not a good situation in a 25' open
boat."

I guess that's probably the best rationale argument for the discrepancy.




"Paul Schilter" paulschilter@comcast,dot,net wrote in message
...
NOYB,
The only answer I can think of is that there are islands that you
could
take shelter on a trip to the Tortugas, plus there is quite a bit of boat
traffic on this route compared to the Bahamas. Just a guess on my part.
Paul

"NOYB" wrote in message
k.net...
Deleted

Boat/US seems like the company that I'll probably remain with thanks to
this
well-thought-out response. The only thing that perplexes me is why they
would cover me on a trip to the Dry Tortugas (100+ miles), and not to
the
Bahamas (approx. 50 miles from mainland US). Truth be told, I'll
probably
not do either unless I repower...but I sure appreciated a decent answer
to
the hypothetical.

Deleted