"Simple Simon" wrote in message
...

Income taxes can be avoided completely by keeping
income below 15K per year. One can live like a king
on a sailboat in the Bahamas for less than 15K a year.


You had better check that again - although you might not owe any taxes, you have to file
if you earned over $7700.-

And you've made vague claims of a pension - I thought one needed at least 20 years for a
federal pension - or did you get a disability?