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Mr. Luddite[_4_]

On 4/20/2020 7:07 PM, wrote:
On Mon, 20 Apr 2020 16:47:20 -0400, John wrote:

On Mon, 20 Apr 2020 16:33:36 -0400, wrote:

On Mon, 20 Apr 2020 14:49:42 -0400, John wrote:

On Mon, 20 Apr 2020 14:13:40 -0400, wrote:

On Mon, 20 Apr 2020 13:09:30 -0400, John wrote:

On Mon, 20 Apr 2020 12:57:25 -0400, wrote:

On Mon, 20 Apr 2020 06:58:56 -0400, John wrote:

On Sun, 19 Apr 2020 21:31:18 -0400, wrote:

On Sun, 19 Apr 2020 19:27:07 -0400, John wrote:

On Sun, 19 Apr 2020 19:09:55 -0400, wrote:

On Sun, 19 Apr 2020 14:34:44 -0400, John wrote:

On Sun, 19 Apr 2020 14:03:31 -0400, wrote:

On Sun, 19 Apr 2020 13:38:44 -0400, John wrote:

On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill
wrote:

I looked on the IRS site wondering where my money was. We get our refund
for years direct deposit, our social security checks for 15 years have been
direct deposit to the same account. The site said I was eligible, but
needed banking info. Sad, they are this incompetent. So you may want to
check your eligibility and see if they have the bank info.

Mine came through fine.

IRS says they sent mine but I should check with the bank to see if
they have it. I am just going to wait for my next bank statement. I am
not even sure the bank is open. I doubt I will see it just by looking
at my balance.

Us modernized folks can check our accounts online.
+

I guess if you believe, go for it.
I limit online exposure to my money.

Me too. It's between me and my bank.

You your bank and anyone else on the internet who can crack your
security or the bank's.

If I believe in what?

That you or they can't be hacked.

The convenience is well worth the odds.

What convenience? I have enough money in the bank that I don't need to
be looking at it every day.

I pay bills, get my checking, savings, and credit card statements all online
from the bank. Payments are made by transferring money online from one account
to another or to the payee - water, electric, gas, credit card, etc.

That's called convenience. Has nothing to do with how 'much' money you have.

I EFT things like bills and payments to me but that is not the same as
an open internet portal with my name on the transaction. If someone
hacks your phone and logs on as you, your chances of fighting it are
harder than if someone pretends to be the power company.
The only value I see to logging into my account is to transfer money
between accounts or check my balance. I don't care about either of
those enough to have one more password to protect. (or 5 if I had
access to all of my accounts)

Like I said, the convenience is well worth the odds.

I guess I just haven't missed it.
I don't really deal with my banks that much and I usually just go
there when I do. That ends up being a few times a year. If nothing
else, it is not worth having 4 or 5 more passwords to remember.

I do all that with one password.

Same password different banks? That is not a great idea.

Banks have evolved some very secure systems for online banking.
I don't remember hearing or reading about someone's account
being "hacked" due to the account being compromised.
ATM cards and credit cards yes ... but not the secure
online banking systems.

A couple of weeks ago I used my old Win 7 laptop to log onto
my account at the bank I use most often. I hadn't used it
to access to the account for quite a while.

It wouldn't let me in at first because it didn't recognize the
computer. They sent a code to my cell phone number on record
that I had to enter in order to gain access.

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