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Mr. Luddite[_4_]

On 4/19/2020 11:22 PM, wrote:
On Sun, 19 Apr 2020 21:36:05 -0400, wrote:

On Sun, 19 Apr 2020 20:39:21 -0400, "Mr. Luddite"
wrote:

On 4/19/2020 7:09 PM, wrote:
On Sun, 19 Apr 2020 14:34:44 -0400, John wrote:

On Sun, 19 Apr 2020 14:03:31 -0400, wrote:

On Sun, 19 Apr 2020 13:38:44 -0400, John wrote:

On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill
wrote:

I looked on the IRS site wondering where my money was. We get our refund
for years direct deposit, our social security checks for 15 years have been
direct deposit to the same account. The site said I was eligible, but
needed banking info. Sad, they are this incompetent. So you may want to
check your eligibility and see if they have the bank info.

Mine came through fine.

IRS says they sent mine but I should check with the bank to see if
they have it. I am just going to wait for my next bank statement. I am
not even sure the bank is open. I doubt I will see it just by looking
at my balance.

Us modernized folks can check our accounts online.
+

I guess if you believe, go for it.
I limit online exposure to my money.

How do you think your stimulus money is being sent to your account?
Or your SS deposits?

According to cyber experts, on-line banking, being encrypted, is more
secure than physically appearing at your bank and depositing or
withdrawing $$ that creates an unencrypted paper trail. It's also more
secure than using your ATM card.

If someone hacks the bank and gets your money you have recourse. If
they hack you, get your PIN/PW, it is not that certain how fast they
will make you whole, if ever. As far as they are concerned "You" took
the money (we saw you log in) and you have to prove otherwise.

===

Many, if not most, ATM machines are also taking your picture as you
transact. That's one of the ways they catch scammers.

I use online banking for just about everything. Paying bills,
checking accounts, deposits, receiving and sending wire transfers, etc.
Only written check I write is for the landscaping service in the
summer and snow plowing in the winter.

My wife is like Greg. SHe doesn't trust it. She has accounts in
another bank and does everything the old fashioned way except for
her SS check which is direct deposited. I've tried to convince
her that it's safe and very convenient. I've explained that every
time she uses her ATM card a credit card or even if she writes
a check at a store her account info is being
transmitted to the bank and back but she won't hear of it.

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