On Fri, 19 Dec 2014 09:39:07 -0500, Keyser Söze
wrote:

On 12/19/14 9:25 AM, Poquito Loco wrote:
On Fri, 19 Dec 2014 08:39:34 -0500, Keyser Söze
wrote:

On 12/19/14 7:58 AM, Poquito Loco wrote:
On Fri, 19 Dec 2014 07:47:24 +0000, RGrew176
wrote:


The Home Depot hack caught a lot of us. I used to use my debit card
exclusively as at that time I had no credit cards after closing all of
them out and paying off the balances.

When the HD hack occured I got an email from my bank stating that my
debit card was on their watch list. A few weeks later someone in Russia
tried to use the number to charge something. The bank caught it
prevented the transaction and sent me a new debit card.

About that time I applied for and got a new credit card which I now use
exclusively instead of the debit card paying off the balance each month.
It is safer in some ways to use the CC instead of the debit card, in
fact since I got the new CC I have only used my debit card when drawing
out cash from the ATM.

I'm wondering if the HD hack is what got ours. We use credit cards and
got a letter from the bank that the cards had been 'compromised'. No
further info. Told to keep using them until we got the new ones -
which took a couple months because the system was so backed up. There
hadn't been any outside charges on ours.

Sure did make us realize how many 'automatic' credit card charges we
have out there.



I'll bet your bank offers you virtually instant text "alerts" over your
smart phone whenever one of your cards is used for anything. Our banks do.

One of my accounts is for on-line purchases only, and it is linked to
its own ATM card. I only keep $100 in the account unless I am making a
large purchase, and then I transfer in enough $$$ to cover that
purchase. That way, if the card is compromised, I'm only out a few bucks
until the bank makes good on it.

I use the same card for everything. Don't use ATMs. It's a 'rebate'
card, so I even use it to buy a baking potatoe.


Oh, I typically only use the ATM for cash at the bank, and then usually
at the grocery store. The alerts are good in case your card, credit or
ATM, is compromised.

I get 3% back for groceries, so cash is never used.

I appreciate your use of the "Dan Quayle" spelling of potato(e)!
Whatever happened to him, anyway? The conversations between Quayle and
George H.W. Bush must have been fascinating, as Bush was one of the most
cerebral and professionally accomplished occupants of the White House in
the 20th Century and Quayle was...Quayle. Bush's assembly of the Iraq
War "coalition" was just a masterful accomplishment.