The Home Depot hack caught a lot of us. I used to use my debit card exclusively as at that time I had no credit cards after closing all of them out and paying off the balances.

When the HD hack occured I got an email from my bank stating that my debit card was on their watch list. A few weeks later someone in Russia tried to use the number to charge something. The bank caught it prevented the transaction and sent me a new debit card.

About that time I applied for and got a new credit card which I now use exclusively instead of the debit card paying off the balance each month. It is safer in some ways to use the CC instead of the debit card, in fact since I got the new CC I have only used my debit card when drawing out cash from the ATM.