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Harrold

On 10/28/2014 3:23 PM, wrote:
On Tue, 28 Oct 2014 13:37:03 -0500, amdx wrote:

The Positions thread touched on a subject that has been on my mind
lately. All those monthly bills that come just for living a normal life
style.
I have posted mine below, this may not cover them all, I just recently
started compiling them.

Health insurance $7800.00
Car Insurance $1200.00
House Insurance $1621.00
Cable/Internet/Phone $1464.00
City Utilities, Water/sewer/garbage $1200.00
Electric $2055.00
Property Tax $1000.00
Cellphone $1500.00
Mastercard $10,500.00

TOTAL $28,340.00

The Mastercard probably doesn't belong, but it includes
gas for our vehicles driven daily.

You can see very near $30k just for the basics to keep the household
going. I haven't added food and ...

I'm in an area where I see a lot of people with the only reoccurring
bill they have is their cellphone. They don't have a home, car or
insurance to pay. But they have that cellphone, often a smartphone.

Your thoughts. Any additions to the list?
Mikek

My Dish/phone/internet bill is about $300.

My wife pays about $300 for 3 smart phones and 2 dumb cell phones.

The power bill cruises around $250 (all electric house with a well,
pool and spa)
I pay $50 for 2 web sites
$8 for a news server
$21 for AOL

So that is not quite a grand but close.

House insurance is $1200, with no wind and flood

Car insurance is $1700 (3 vehicles)

Boat is $60 a year (liability only)

My medicare part B is $1200 a year

I pay $2200 for life insurance

I am not sure what my wife's insurance is

My Amex bill cruises around $1300 a month ($15,600 a year)but that is
pretty much all I spend for gas food and just about everything else I
buy locally or on line. It is on auto pay so I do not incur interest.
I seldom pay cash for anything these days.

My pension check covers all of that with some left over.

I am banking my SS check and use that money for things like a new
motor for my boat and projects around the house

My wife uses her money for fun like our vacations and spoiling the
kids. My tax refund buys 2 first class airplane tickets, where ever we
go

To be honest, this is the first time I ever really added this stuff
all up. I just look at my bank statement for my working account and
make sure it stays about the same.

You should teach Krause how to balance his budget.