A wooden boat that has been neglected for at least two years, and
probably longer, is not a risk, it is a calamity. For every problem
you can find, and for every problem a good surveyor finds, there will
be two more that you don't find until it is too late. You will never
do anything except work and spend money, and you will never get the
money back out. If you really want a wooden boat, find one that is in
great shape and pay top dollar. You will still have problems with it,
but not as many.
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