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Reginald P. Smithers III[_9_] April 20th 08 06:29 PM

Boat Insurance - Whatever you do tell the truth.
 
Yesterday, there was a discussion concerning lying on your auto
insurance, to help reduce your rates. This is a great way to lower your
cost, unless you actually have to file a claim.

The same is true about your boat insurance. If you lie about who uses
the boat, how often you boat, where you keep your boat and where you
boat, you could actually be without any insurance. The insurance
application is a legal contract, and to provide fraudulent information
on that contract provides the insurance company with the legal recourse
to cancel your insurance at any time, including, after you have had the
claim, but before they have paid for the claim.

I think it was Ben Franklin who said something about being penny wise
and pound foolish.

Make sure you answer ALL of the questions about your boat AND your auto
insurance correctly. If you misrepresent your auto driving record it
can result in you not have any boat insurance when it comes time to file
a claim.

Additional info from Insurance specialist:

"So what sort of lies do drivers tell their insurers when buying
insurance? Admiral has compiled a list of the five most common ways
people lie to insurers:


1. Withholding motoring convictions. By far the most common reason why
policies are canceled. People with motoring convictions tend to be bad
drivers and so pay more for their insurance. If you have had a motoring
conviction of any kind in the last five years, you must tell your insurer.

2. Undisclosed modifications to the car/boat. Modifying a car/boat so it
affects its performance or appearance means it is no longer a standard
model, and therefore a different risk. You must tell your insurer of any
modifications either you or a previous owner has made to your car/boat.


3. Insuring a young person's car/boat in the name of an older driver.
This is known as fronting and usually involves a parent insuring their
child's car/boat. Young people are a higher risk for insurance companies
because they have more accidents. You must tell your insurance company
who will be the main driver.


4. Withholding previous claims. You must tell your insurer of any
accidents or claims you have had in the previous three years, even if
the claim is settled or wasn't your fault. The insurance company needs
to know your insurance history.


5. Unacceptable licenses. Make sure you follow all of the local and
state licenses requirements. Some states require taking boating safety
courses. Not to have all users of the boat to have taken the safety
course, can void your insurance, even after you have filed the claim.

"Insurance companies have become much better at finding out if motorists
are lying, and we have a number of ways of investigating anyone we think
might not have told the truth.

"We are not trying to catch people out, but people must realise they
have to be honest with their insurer. They might think a little white
lie is harmless, but it could end up costing them a lot more in the long
run."


HK April 20th 08 06:35 PM

Boat Insurance - Whatever you do tell the truth.
 
Reginald P. Smithers III wrote:
Yesterday, there was a discussion concerning lying on your auto
insurance, to help reduce your rates. This is a great way to lower your
cost, unless you actually have to file a claim.

The same is true about your boat insurance. I


If you ever buy a boat, you can follow the advice you googled.

William Bruce April 20th 08 08:14 PM

Boat Insurance - Whatever you do tell the truth.
 

"HK" wrote in message
...
Reginald P. Smithers III wrote:
Yesterday, there was a discussion concerning lying on your auto
insurance, to help reduce your rates. This is a great way to lower your
cost, unless you actually have to file a claim.

The same is true about your boat insurance. I


If you ever buy a boat, you can follow the advice you googled.


Hey Krausie, you got that lobster boat insured?



Don White April 20th 08 09:34 PM

Boat Insurance - Whatever you do tell the truth.
 

"JimH" wrote in message
...

"HK" wrote in message
...
Reginald P. Smithers III wrote:
Yesterday, there was a discussion concerning lying on your auto
insurance, to help reduce your rates. This is a great way to lower your
cost, unless you actually have to file a claim.

The same is true about your boat insurance. I


If you ever buy a boat, you can follow the advice you googled.


I see Reggie the troll is back at it again..........trying to pick a
fight........this time with Don. He earlier tried to start one with you.
When will folks here catch onto what he only reason is for posting here?


I don't know why you guys don't throw Waylon Smithers into your septic
tanks. He never adds anything of value boating related.
From what I see above he's wrong as usual when he sticks his ample nose into
other peoples business.





Reginald P. Smithers III[_9_] April 20th 08 10:48 PM

Boat Insurance - Whatever you do tell the truth.
 
JimH wrote:
"Don White" wrote in message
...
"JimH" wrote in message
...
"HK" wrote in message
...
Reginald P. Smithers III wrote:
Yesterday, there was a discussion concerning lying on your auto
insurance, to help reduce your rates. This is a great way to lower
your cost, unless you actually have to file a claim.

The same is true about your boat insurance. I
If you ever buy a boat, you can follow the advice you googled.
I see Reggie the troll is back at it again..........trying to pick a
fight........this time with Don. He earlier tried to start one with you.
When will folks here catch onto what he only reason is for posting here?

I don't know why you guys don't throw Waylon Smithers into your septic
tanks. He never adds anything of value boating related.
From what I see above he's wrong as usual when he sticks his ample nose
into other peoples business.


He is. I just responded to Harry's post.

Reggie not only tried to start another fight but lied while doing so. As I
recall, your agent suggested the insurance arrangement for your son's
coverage resulting in you saving money. No lying on your part.

First he insults my son. Then he call you a liar. What a guy!



It doesn't matter who suggests putting incorrect information on your
insurance application, if the information on insurance is not correct,
the insurance company can cancel your insurance at anytime, and refuse
to pay any claim they want to.

If you don't see this is accurate and important for anyone buying boat
or auto insurance you are beyond help, so please don't read my posts.

Don White April 21st 08 12:23 AM

Boat Insurance - Whatever you do tell the truth.
 

"JimH" wrote in message
...

"Don White" wrote in message
...

"JimH" wrote in message
...

"HK" wrote in message
...
Reginald P. Smithers III wrote:
Yesterday, there was a discussion concerning lying on your auto
insurance, to help reduce your rates. This is a great way to lower
your cost, unless you actually have to file a claim.

The same is true about your boat insurance. I

If you ever buy a boat, you can follow the advice you googled.

I see Reggie the troll is back at it again..........trying to pick a
fight........this time with Don. He earlier tried to start one with
you. When will folks here catch onto what he only reason is for posting
here?


I don't know why you guys don't throw Waylon Smithers into your septic
tanks. He never adds anything of value boating related.
From what I see above he's wrong as usual when he sticks his ample nose
into other peoples business.


He is. I just responded to Harry's post.

Reggie not only tried to start another fight but lied while doing so. As
I recall, your agent suggested the insurance arrangement for your son's
coverage resulting in you saving money. No lying on your part.

First he insults my son. Then he call you a liar. What a guy!


I have nothing to prove to that jackass.
I bought the car...the permit is in my name, I make the payments.
All I have to do is make sure the son doesn't exceed his allowable quota of
mileage/time behind the wheel to jeopardize his occasional drivers vs
principal driver status. What the agent said was if we owned three
vehicles, my son would be considered a principal driver on one of them,
regardless of whos name was on the permit.
I listed my 13 year old mini-van on Kijiji yesterday and had it sold to a
guy within three hours.
The Charger replaces the Plymouth Voyager....... plain & simple.



HK April 21st 08 12:31 AM

Boat Insurance - Whatever you do tell the truth.
 
Don White wrote:
"JimH" wrote in message
...
"Don White" wrote in message
...
"JimH" wrote in message
...
"HK" wrote in message
...
Reginald P. Smithers III wrote:
Yesterday, there was a discussion concerning lying on your auto
insurance, to help reduce your rates. This is a great way to lower
your cost, unless you actually have to file a claim.

The same is true about your boat insurance. I
If you ever buy a boat, you can follow the advice you googled.
I see Reggie the troll is back at it again..........trying to pick a
fight........this time with Don. He earlier tried to start one with
you. When will folks here catch onto what he only reason is for posting
here?
I don't know why you guys don't throw Waylon Smithers into your septic
tanks. He never adds anything of value boating related.
From what I see above he's wrong as usual when he sticks his ample nose
into other peoples business.

He is. I just responded to Harry's post.

Reggie not only tried to start another fight but lied while doing so. As
I recall, your agent suggested the insurance arrangement for your son's
coverage resulting in you saving money. No lying on your part.

First he insults my son. Then he call you a liar. What a guy!


I have nothing to prove to that jackass.
I bought the car...the permit is in my name, I make the payments.
All I have to do is make sure the son doesn't exceed his allowable quota of
mileage/time behind the wheel to jeopardize his occasional drivers vs
principal driver status. What the agent said was if we owned three
vehicles, my son would be considered a principal driver on one of them,
regardless of whos name was on the permit.
I listed my 13 year old mini-van on Kijiji yesterday and had it sold to a
guy within three hours.
The Charger replaces the Plymouth Voyager....... plain & simple.



Reggie Dip**** is the reigning rec.boats expert on ... nothing. Perhaps
that's because he has no name, no boat, no car, no wife, no kids, no
nothing.

His only living relatives are Loogy the Brain Damaged, Dan (brother of
Freddie) Krueger, and Jim the Felon of Florida. :)


DK April 21st 08 01:18 AM

Boat Insurance - Whatever you do tell the truth.
 
Don White wrote:
"JimH" wrote in message
...
"HK" wrote in message
...
Reginald P. Smithers III wrote:
Yesterday, there was a discussion concerning lying on your auto
insurance, to help reduce your rates. This is a great way to lower your
cost, unless you actually have to file a claim.

The same is true about your boat insurance. I
If you ever buy a boat, you can follow the advice you googled.

I see Reggie the troll is back at it again..........trying to pick a
fight........this time with Don. He earlier tried to start one with you.
When will folks here catch onto what he only reason is for posting here?


I don't know why you guys don't throw Waylon Smithers into your septic
tanks. He never adds anything of value boating related.
From what I see above he's wrong as usual when he sticks his ample nose into
other peoples business.



You do nothing but flame other people and follow Harry and JimH around
like a damn puppy, Donnie. You, more than anyone, should be careful how
you respond to others since you have revealed your own, bizzare,
personal issues at home.

Reginald P. Smithers III[_9_] April 21st 08 01:22 AM

Boat Insurance - Whatever you do tell the truth.
 
Don White wrote:


First he insults my son. Then he call you a liar. What a guy!


I have nothing to prove to that jackass.


Don,

You have nothing to prove to me or anyone else in rec.boats, and I had
no delusions of you or JimH will understanding the concept that
fraudulent information on an insurance application, will allow an
insurance company to cancel your insurance policy after an accident and
not pay on any claim. If you think the insurance company is going to
believe your wife is the primary driver on a muscle car marketed to a
teenage, and will cover you in an expensive accident, so be it. I just
hope he doesn't have an accident. Insurance companies call this
"fronting" and know how and when to prove it when they want to cancel an
insurance policy. Especially when it is obvious that someone has
"fronted" a car to save money. Everyone should be aware that insurance
companies are well aware of people playing the game, and they ONLY care
about it, if their is an expensive claim filed. As you said:

"The 3.0 V6 is a bit thirsty and underpowered at the same time (148 hp)
I can't justify mine either since I sold my sailboat last August, but I
still have one year to go on the Rangers lease. We just signed the
papers for a 2007 Dodge Charger SXT for my son tonight. "

***Maybe he'll let me drive that on occasion.****

"We just signed the papers?"

"Yeah... I bought it..... he'll eventually buy it from me. I should
have said I bought it. Since he's only had his drivers license for less
than three years, insurance premiums are too outrageous for him to buy
any kind of half decent car himself. " This is the insurance companies
definition of "fronting".

The post was meet as an informative post to other people concerning the
dangers of trying to "work" the insurance system. One get the worst of
both worlds, you pay for the insurance, and then don't get the coverage
if and when you need it.

It is just as important with boat, auto and home, health and life
insurance, if the information on the declaration page of the insurance
coverage is not correct, the owner of the insurance policy is the
loser. It does not matter who is responsible for the incorrect
information on the declaration page. It is up to the insured to review
the declaration page, and to inform the insurance company if any
information is not correct. Remember only the insured loses if there
is an expensive claim filed on an insurance policy with incorrect
information on the declaration page. The broker got his commission on
the policy, the insurance company got your annual premiums, and you only
have insurance as long as you don't have an expensive claim.

Knowing this, most people will make sure the information on their
declaration page is correct.

I could care less if you and JimH take the advice, it is no skin off my
nose.



HK April 21st 08 01:26 AM

Boat Insurance - Whatever you do tell the truth.
 
Reginald P. Smithers III wrote:
Don White wrote:


First he insults my son. Then he call you a liar. What a guy!


I have nothing to prove to that jackass.


Don,


Drop dead, "Reggie."

HK April 21st 08 01:35 AM

Boat Insurance - Whatever you do tell the truth.
 
JimH wrote:
"HK" wrote in message
. ..
Reginald P. Smithers III wrote:
Don White wrote:

First he insults my son. Then he call you a liar. What a guy!
I have nothing to prove to that jackass.
Don,

Drop dead, "Reggie."


OMG............Reggie needs some serious mental therapy.

Can your wife suggest a therapist in the Atlanta area? Perhaps he can get
a group rate if he goes in with Booger.




Reggie may need a therapist, but Booger needs to be institutionalized.
What is it with these little ****s who spend their days here typing
messages to me that I never read (unless I see one quoted in someone
else's message)?

Don White April 21st 08 02:57 AM

Boat Insurance - Whatever you do tell the truth.
 

"DK" wrote in message
...

You do nothing but flame other people and follow Harry and JimH around
like a damn puppy, Donnie. You, more than anyone, should be careful how
you respond to others since you have revealed your own, bizzare, personal
issues at home.


Oh oh... sewers backing up again..................................
nope...it's just Freddy K . Gotta get him back into the tank.



[email protected] April 21st 08 04:01 PM

Boat Insurance - Whatever you do tell the truth.
 
On Apr 20, 4:34*pm, "Don White" wrote:
"JimH" wrote in message

...



"HK" wrote in message
...
Reginald P. Smithers III wrote:
Yesterday, there was a discussion concerning lying on your auto
insurance, to help reduce your rates. *This is a great way to lower your
cost, unless you actually have to file a claim.


The same is true about your boat insurance. *I


If you ever buy a boat, you can follow the advice you googled.


I see Reggie the troll is back at it again..........trying to pick a
fight........this time with Don. *He earlier tried to start one with you.
When will folks here catch onto what he only reason is for posting here?


I don't know why you guys don't throw Waylon Smithers into your septic
tanks. *He never adds anything of value boating related.
From what I see above he's wrong as usual when he sticks his ample nose into
other peoples business.


You don't think his advice on not lying to your insurer is good advice?

[email protected] April 21st 08 04:02 PM

Boat Insurance - Whatever you do tell the truth.
 
On Apr 20, 5:31*pm, "JimH" wrote:
"Don White" wrote in message

...







"JimH" wrote in message
...


"HK" wrote in message
...
Reginald P. Smithers III wrote:
Yesterday, there was a discussion concerning lying on your auto
insurance, to help reduce your rates. *This is a great way to lower
your cost, unless you actually have to file a claim.


The same is true about your boat insurance. *I


If you ever buy a boat, you can follow the advice you googled.


I see Reggie the troll is back at it again..........trying to pick a
fight........this time with Don. *He earlier tried to start one with you.
When will folks here catch onto what he only reason is for posting here?


I don't know why you guys don't throw Waylon Smithers into your septic
tanks. *He never adds anything of value boating related.
From what I see above he's wrong as usual when he sticks his ample nose
into other peoples business.


He is. *I just responded to Harry's post.

Reggie not only tried to start another fight but lied while doing so. *As I
recall, your agent suggested the insurance arrangement for your son's
coverage resulting in you saving money. *No lying on your part.

First he insults my son. *Then he call you a liar. *What a guy!- Hide quoted text -

- Show quoted text -


Jim, why do you find it acceptable to insult and lie about someone's
wife and school aged children, but then whine like a freakin' baby
when someone says anything about your precious little boy?

[email protected] April 21st 08 04:03 PM

Boat Insurance - Whatever you do tell the truth.
 
On Apr 20, 7:31*pm, HK wrote:
Don White wrote:
"JimH" wrote in message
...
"Don White" wrote in message
. ..
"JimH" wrote in message
. ..
"HK" wrote in message
...
Reginald P. Smithers III wrote:
Yesterday, there was a discussion concerning lying on your auto
insurance, to help reduce your rates. *This is a great way to lower
your cost, unless you actually have to file a claim.


The same is true about your boat insurance. *I
If you ever buy a boat, you can follow the advice you googled.
I see Reggie the troll is back at it again..........trying to pick a
fight........this time with Don. *He earlier tried to start one with
you. When will folks here catch onto what he only reason is for posting
here?
I don't know why you guys don't throw Waylon Smithers into your septic
tanks. *He never adds anything of value boating related.
From what I see above he's wrong as usual when he sticks his ample nose
into other peoples business.
He is. *I just responded to Harry's post.


Reggie not only tried to start another fight but lied while doing so. *As
I recall, your agent suggested the insurance arrangement for your son's
coverage resulting in you saving money. *No lying on your part.


First he insults my son. *Then he call you a liar. *What a guy!


I have nothing to prove to that jackass.
I bought the car...the permit is in my name, I make the payments.
All I have to do is make sure the son doesn't exceed his allowable quota of
mileage/time behind the wheel to jeopardize his occasional drivers vs
principal driver status. *What the agent said was if we owned three
vehicles, my son would be considered a principal driver on one of them,
regardless of whos name was on the permit.
I listed my 13 year old mini-van on Kijiji yesterday and had it sold to a
guy within three hours.
The Charger replaces the Plymouth Voyager....... plain & simple.


Reggie Dip**** is the reigning rec.boats expert on ... nothing. Perhaps
that's because he has no name, no boat, no car, no wife, no kids, no
nothing.

His only living relatives are Loogy the Brain Damaged, Dan (brother of
Freddie) Krueger, and Jim the Felon of Florida. *:)- Hide quoted text -

- Show quoted text -


JimH whines about name calling, Harry whines about everything in
rec.boats, I wonder why you two stay here. I notice you two aren't
doing that in Chuck's place.

[email protected] April 21st 08 04:05 PM

Boat Insurance - Whatever you do tell the truth.
 
On Apr 20, 8:32*pm, "JimH" wrote:
"HK" wrote in message

. ..

Reginald P. Smithers III wrote:
Don White wrote:


First he insults my son. *Then he call you a liar. *What a guy!


I have nothing to prove to that jackass.


Don,


Drop dead, "Reggie."


OMG............Reggie needs some serious mental therapy.

Can your wife suggest a therapist in the Atlanta area? * Perhaps he can get
a group rate if he goes in with Booger.


Harry's wife? You mean the labor organizer? What would she know about
mental therapy?

Don White April 21st 08 04:21 PM

Boat Insurance - Whatever you do tell the truth.
 

wrote in message
...
On Apr 20, 4:34 pm, "Don White" wrote:
"JimH" wrote in message

...



"HK" wrote in message
...
Reginald P. Smithers III wrote:
Yesterday, there was a discussion concerning lying on your auto
insurance, to help reduce your rates. This is a great way to lower
your
cost, unless you actually have to file a claim.


The same is true about your boat insurance. I


If you ever buy a boat, you can follow the advice you googled.


I see Reggie the troll is back at it again..........trying to pick a
fight........this time with Don. He earlier tried to start one with you.
When will folks here catch onto what he only reason is for posting here?


I don't know why you guys don't throw Waylon Smithers into your septic
tanks. He never adds anything of value boating related.
From what I see above he's wrong as usual when he sticks his ample nose
into
other peoples business.


You don't think his advice on not lying to your insurer is good advice?

-----------------------------------------------------------------------------------------------
Since I don't see his posts unless someone reguritates them, I really don't
know if his unsolicited advice was good or bad. I only have the snipits
that other posters may leave in when they reply.
I don't lie to my insurer... I found out last year when my mini-van was
stolen how they weasel out of paying for all damages. Any excuse will do.



Reginald P. Smithers III[_9_] April 21st 08 05:21 PM

Boat Insurance - Whatever you do tell the truth.
 
Don White wrote:


You don't think his advice on not lying to your insurer is good advice?

-----------------------------------------------------------------------------------------------
Since I don't see his posts unless someone reguritates them, I really don't
know if his unsolicited advice was good or bad. I only have the snipits
that other posters may leave in when they reply.
I don't lie to my insurer... I found out last year when my mini-van was
stolen how they weasel out of paying for all damages. Any excuse will do.



What you did is LYING to your insurance, if you think they weaseled out
of paying for damages the last time you filed a claim, you will not
believe what will happen if (and statistically the odds are not good for
a young male in a muscle car) has an accident. Why waste your money on
any insurance, because "fronting" for you son is the exact same thing as
driving without insurance. They know the game, and will spend the money
to prove it, for any large claim.

One of he benefits of you bragging about how you worked the system, is
it emphasizes to anyone who reads rec.boats, the importance of telling
the truth on all insurance policies. On small claims, the are processed
almost automatically. On large claims, such as an oil spill, if you
were not completely honest on your application and declaration page,
they can and most likely will catch your lie and void your policy and
not pay for the claim.

The same way JimH teaches us the dangers of not properly maintaining
one's boat, you are teaching us the dangers of providing fraudulent
information on your insurance application.


HK April 21st 08 05:28 PM

Boat Insurance - Whatever you do tell the truth.
 
Reginald P. Smithers III wrote:
Don White wrote:


You don't think his advice on not lying to your insurer is good advice?

-----------------------------------------------------------------------------------------------

Since I don't see his posts unless someone reguritates them, I really
don't know if his unsolicited advice was good or bad. I only have the
snipits that other posters may leave in when they reply.
I don't lie to my insurer... I found out last year when my mini-van
was stolen how they weasel out of paying for all damages. Any excuse
will do.


What you did is LYING to your insurance,


Pssst...Reggie...Don doesn't give a damn about what you think or what
advice you offer or what you think is appropriate. If Don weren't such a
polite Canadian, he'd tell you to G.P.U.A.R.

Got it?

Reginald P. Smithers III[_9_] April 21st 08 05:36 PM

Boat Insurance - Whatever you do tell the truth.
 
HK wrote:
Reginald P. Smithers III wrote:
Don White wrote:


You don't think his advice on not lying to your insurer is good advice?

-----------------------------------------------------------------------------------------------

Since I don't see his posts unless someone reguritates them, I really
don't know if his unsolicited advice was good or bad. I only have
the snipits that other posters may leave in when they reply.
I don't lie to my insurer... I found out last year when my mini-van
was stolen how they weasel out of paying for all damages. Any excuse
will do.


What you did is LYING to your insurance,


Pssst...Reggie...Don doesn't give a damn about what you think or what
advice you offer or what you think is appropriate. If Don weren't such a
polite Canadian, he'd tell you to G.P.U.A.R.

Got it?


Psstt..... my post was not intended for those whose who do not the
ability to learn, as I said many people can and do learn from other's
mistakes. What Don did is not unique, but it does highlight the
importance of telling the truth on ALL insurance applications, if you
really want to be insured. Even on your boat insurance, if you do not
provide accurate information concerning your auto driving history or
previous claims on your auto or home insurance, they can use that as
legal justification not to pay on your boat insurance. Not only can
they do it, but on large claims they WILL do it.

Got it?


HK April 21st 08 05:42 PM

Boat Insurance - Whatever you do tell the truth.
 
Reginald P. Smithers III wrote:
HK wrote:
Reginald P. Smithers III wrote:
Don White wrote:


You don't think his advice on not lying to your insurer is good advice?

-----------------------------------------------------------------------------------------------

Since I don't see his posts unless someone reguritates them, I
really don't know if his unsolicited advice was good or bad. I only
have the snipits that other posters may leave in when they reply.
I don't lie to my insurer... I found out last year when my mini-van
was stolen how they weasel out of paying for all damages. Any
excuse will do.


What you did is LYING to your insurance,


Pssst...Reggie...Don doesn't give a damn about what you think or what
advice you offer or what you think is appropriate. If Don weren't such
a polite Canadian, he'd tell you to G.P.U.A.R.

Got it?


Psstt..... my post was not intended for those whose who do not the
ability to learn,



You were responding *directly* to Don, crap-for-brains. Why don't you
save your "advice" for those who appreciate hearing from a guy who owns
no boat, who doesn't have a real name, and who pimps for his imaginary
son's imaginary girlfriend?

[email protected] April 21st 08 06:04 PM

Boat Insurance - Whatever you do tell the truth.
 
On Apr 21, 11:21*am, "Don White" wrote:
wrote in message

...
On Apr 20, 4:34 pm, "Don White" wrote:





"JimH" wrote in message


...


"HK" wrote in message
...
Reginald P. Smithers III wrote:
Yesterday, there was a discussion concerning lying on your auto
insurance, to help reduce your rates. This is a great way to lower
your
cost, unless you actually have to file a claim.


The same is true about your boat insurance. I


If you ever buy a boat, you can follow the advice you googled.


I see Reggie the troll is back at it again..........trying to pick a
fight........this time with Don. He earlier tried to start one with you.
When will folks here catch onto what he only reason is for posting here?


I don't know why you guys don't throw Waylon Smithers into your septic
tanks. He never adds anything of value boating related.
From what I see above he's wrong as usual when he sticks his ample nose
into
other peoples business.


You don't think his advice on not lying to your insurer is good advice?

---------------------------------------------------------------------------*--------------------
Since I don't see his posts unless someone reguritates them, I really don't
know if his unsolicited advice was good or bad. *I only have the snipits
that other posters may leave in when they reply.
*I don't lie to my insurer... I found out last year when my mini-van was
stolen how they weasel out of paying for all damages. *Any excuse will do.- Hide quoted text -

- Show quoted text -


If you didn't know if his advice was good or bad, you then had no
basis for comment.

[email protected] April 21st 08 06:05 PM

Boat Insurance - Whatever you do tell the truth.
 
On Apr 21, 12:36*pm, "Reginald P. Smithers III" "Reggie is Here
wrote:
HK wrote:
Reginald P. Smithers III wrote:
Don White wrote:


You don't think his advice on not lying to your insurer is good advice?


---------------------------------------------------------------------------*--------------------


Since I don't see his posts unless someone reguritates them, I really
don't know if his unsolicited advice was good or bad. *I only have
the snipits that other posters may leave in when they reply.
*I don't lie to my insurer... I found out last year when my mini-van
was stolen how they weasel out of paying for all damages. *Any excuse
will do.


What you did is LYING to your insurance,


Pssst...Reggie...Don doesn't give a damn about what you think or what
advice you offer or what you think is appropriate. If Don weren't such a
polite Canadian, he'd tell you to G.P.U.A.R.


Got it?


Psstt..... my post was not intended for those whose who do not the
ability to learn, as I said many people can and do learn from other's
mistakes. *What Don did is not unique, but it does highlight the
importance of telling the truth on ALL insurance applications, if you
really want to be insured. * Even on your boat insurance, if you do not
provide accurate information concerning your auto driving history or
previous claims on your auto or home insurance, they can use that as
legal justification not to pay on your boat insurance. *Not only can
they do it, but on large claims they WILL do it.

Got it?- Hide quoted text -

- Show quoted text -


Harry's even answering for Don now, how cute!!

Don White April 21st 08 07:14 PM

Boat Insurance - Whatever you do tell the truth.
 

wrote in message
...
On Apr 21, 11:21 am, "Don White" wrote:
wrote in message

...
On Apr 20, 4:34 pm, "Don White" wrote:





"JimH" wrote in message


...


"HK" wrote in message
...
Reginald P. Smithers III wrote:
Yesterday, there was a discussion concerning lying on your auto
insurance, to help reduce your rates. This is a great way to lower
your
cost, unless you actually have to file a claim.


The same is true about your boat insurance. I


If you ever buy a boat, you can follow the advice you googled.


I see Reggie the troll is back at it again..........trying to pick a
fight........this time with Don. He earlier tried to start one with
you.
When will folks here catch onto what he only reason is for posting
here?


I don't know why you guys don't throw Waylon Smithers into your septic
tanks. He never adds anything of value boating related.
From what I see above he's wrong as usual when he sticks his ample nose
into
other peoples business.


You don't think his advice on not lying to your insurer is good advice?

---------------------------------------------------------------------------*--------------------
Since I don't see his posts unless someone reguritates them, I really
don't
know if his unsolicited advice was good or bad. I only have the snipits
that other posters may leave in when they reply.
I don't lie to my insurer... I found out last year when my mini-van was
stolen how they weasel out of paying for all damages. Any excuse will do.-
Hide quoted text -

- Show quoted text -


If you didn't know if his advice was good or bad, you then had no
basis for comment.

------------------------------------------------

That so?
If I needed advice on insurance, legal matters, health, love life, whatever,
I'd be in a pretty sad state of affairs if I had to ask one of the Septic
Sisters.
You, on the other hand, can consult tham all you like for assistance in
mixing concrete, growing recrational substances...whatever. Good luck.



HK April 21st 08 07:33 PM

Boat Insurance - Whatever you do tell the truth.
 
Don White wrote:
wrote in message
...
On Apr 21, 11:21 am, "Don White" wrote:
wrote in message

...
On Apr 20, 4:34 pm, "Don White" wrote:





"JimH" wrote in message
...
"HK" wrote in message
...
Reginald P. Smithers III wrote:
Yesterday, there was a discussion concerning lying on your auto
insurance, to help reduce your rates. This is a great way to lower
your
cost, unless you actually have to file a claim.
The same is true about your boat insurance. I
If you ever buy a boat, you can follow the advice you googled.
I see Reggie the troll is back at it again..........trying to pick a
fight........this time with Don. He earlier tried to start one with
you.
When will folks here catch onto what he only reason is for posting
here?
I don't know why you guys don't throw Waylon Smithers into your septic
tanks. He never adds anything of value boating related.
From what I see above he's wrong as usual when he sticks his ample nose
into
other peoples business.

You don't think his advice on not lying to your insurer is good advice?

---------------------------------------------------------------------------*--------------------
Since I don't see his posts unless someone reguritates them, I really
don't
know if his unsolicited advice was good or bad. I only have the snipits
that other posters may leave in when they reply.
I don't lie to my insurer... I found out last year when my mini-van was
stolen how they weasel out of paying for all damages. Any excuse will do.-
Hide quoted text -

- Show quoted text -


If you didn't know if his advice was good or bad, you then had no
basis for comment.

------------------------------------------------

That so?
If I needed advice on insurance, legal matters, health, love life, whatever,
I'd be in a pretty sad state of affairs if I had to ask one of the Septic
Sisters.
You, on the other hand, can consult tham all you like for assistance in
mixing concrete, growing recrational substances...whatever. Good luck.




Imagine having a commercial construction project to complete and finding
out that one of the people you have to deal with is Loogy, the idiot of
rec.boats, a mentally incompetent abuser of alcohol and illegal
substances. I'd made sure he got off the site and stayed off it.

Don White April 21st 08 08:27 PM

Boat Insurance - Whatever you do tell the truth.
 

"HK" wrote in message
. ..
Don White wrote:
wrote in message
...
On Apr 21, 11:21 am, "Don White" wrote:
wrote in message

...
On Apr 20, 4:34 pm, "Don White" wrote:





"JimH" wrote in message
...
"HK" wrote in message
...
Reginald P. Smithers III wrote:
Yesterday, there was a discussion concerning lying on your auto
insurance, to help reduce your rates. This is a great way to lower
your
cost, unless you actually have to file a claim.
The same is true about your boat insurance. I
If you ever buy a boat, you can follow the advice you googled.
I see Reggie the troll is back at it again..........trying to pick a
fight........this time with Don. He earlier tried to start one with
you.
When will folks here catch onto what he only reason is for posting
here?
I don't know why you guys don't throw Waylon Smithers into your septic
tanks. He never adds anything of value boating related.
From what I see above he's wrong as usual when he sticks his ample nose
into
other peoples business.
You don't think his advice on not lying to your insurer is good advice?

---------------------------------------------------------------------------*--------------------
Since I don't see his posts unless someone reguritates them, I really
don't
know if his unsolicited advice was good or bad. I only have the snipits
that other posters may leave in when they reply.
I don't lie to my insurer... I found out last year when my mini-van was
stolen how they weasel out of paying for all damages. Any excuse will
do.- Hide quoted text -

- Show quoted text -


If you didn't know if his advice was good or bad, you then had no
basis for comment.

------------------------------------------------

That so?
If I needed advice on insurance, legal matters, health, love life,
whatever, I'd be in a pretty sad state of affairs if I had to ask one of
the Septic Sisters.
You, on the other hand, can consult tham all you like for assistance in
mixing concrete, growing recrational substances...whatever. Good luck.



Imagine having a commercial construction project to complete and finding
out that one of the people you have to deal with is Loogy, the idiot of
rec.boats, a mentally incompetent abuser of alcohol and illegal
substances. I'd made sure he got off the site and stayed off it.



You just have to hope & trust that a lot of the questionable characters here
are just acting up & playing games.
I doubt they'd last in the real world if they are as they present
themselves.



[email protected] April 21st 08 08:52 PM

Boat Insurance - Whatever you do tell the truth.
 
On Apr 21, 2:33*pm, HK wrote:
Don White wrote:
wrote in message
...
On Apr 21, 11:21 am, "Don White" wrote:
wrote in message


...
On Apr 20, 4:34 pm, "Don White" wrote:


"JimH" wrote in message
. ..
"HK" wrote in message
...
Reginald P. Smithers III wrote:
Yesterday, there was a discussion concerning lying on your auto
insurance, to help reduce your rates. This is a great way to lower
your
cost, unless you actually have to file a claim.
The same is true about your boat insurance. I
If you ever buy a boat, you can follow the advice you googled.
I see Reggie the troll is back at it again..........trying to pick a
fight........this time with Don. He earlier tried to start one with
you.
When will folks here catch onto what he only reason is for posting
here?
I don't know why you guys don't throw Waylon Smithers into your septic
tanks. He never adds anything of value boating related.
From what I see above he's wrong as usual when he sticks his ample nose
into
other peoples business.
You don't think his advice on not lying to your insurer is good advice?


---------------------------------------------------------------------------**--------------------
Since I don't see his posts unless someone reguritates them, I really
don't
know if his unsolicited advice was good or bad. I only have the snipits
that other posters may leave in when they reply.
I don't lie to my insurer... I found out last year when my mini-van was
stolen how they weasel out of paying for all damages. Any excuse will do.-
Hide quoted text -


- Show quoted text -


If you didn't know if his advice was good or bad, you then had no
basis for comment.


------------------------------------------------


That so?
If I needed advice on insurance, legal matters, health, love life, whatever,
I'd be in a pretty sad state of affairs if I had to ask one of the Septic
Sisters.
You, on the other hand, can consult tham all you like for assistance in
mixing concrete, growing recrational substances...whatever. *Good luck..


Imagine having a commercial construction project to complete and finding
out that one of the people you have to deal with is Loogy, the idiot of
rec.boats, a mentally incompetent abuser of alcohol and illegal
substances. I'd made sure he got off the site and stayed off it.- Hide quoted text -

- Show quoted text -


Okay, idiot, now you've went and made solid allegations against me ala
JimH. PROVE ANY of it, asshole.
NO short fat nail biting labor organizer can do a damned thing to get
me off of a job. As a matter of fact, I can get YOU off of a job in a
heartbeat. I still like the fact that you are such a little pussy that
you hide behind your Bozo's bin and insult and call people childish
names. Grow up. I see there's not much action for you over at Chuck's
place. Guess you just can't lie and expect those over there to believe
you, huh?

[email protected] April 21st 08 08:54 PM

Boat Insurance - Whatever you do tell the truth.
 
On Apr 21, 2:14*pm, "Don White" wrote:
wrote in message

...
On Apr 21, 11:21 am, "Don White" wrote:





wrote in message


...
On Apr 20, 4:34 pm, "Don White" wrote:


"JimH" wrote in message


...


"HK" wrote in message
...
Reginald P. Smithers III wrote:
Yesterday, there was a discussion concerning lying on your auto
insurance, to help reduce your rates. This is a great way to lower
your
cost, unless you actually have to file a claim.


The same is true about your boat insurance. I


If you ever buy a boat, you can follow the advice you googled.


I see Reggie the troll is back at it again..........trying to pick a
fight........this time with Don. He earlier tried to start one with
you.
When will folks here catch onto what he only reason is for posting
here?


I don't know why you guys don't throw Waylon Smithers into your septic
tanks. He never adds anything of value boating related.
From what I see above he's wrong as usual when he sticks his ample nose
into
other peoples business.


You don't think his advice on not lying to your insurer is good advice?


---------------------------------------------------------------------------**--------------------
Since I don't see his posts unless someone reguritates them, I really
don't
know if his unsolicited advice was good or bad. I only have the snipits
that other posters may leave in when they reply.
I don't lie to my insurer... I found out last year when my mini-van was
stolen how they weasel out of paying for all damages. Any excuse will do..-
Hide quoted text -


- Show quoted text -


If you didn't know if his advice was good or bad, you then had no
basis for comment.

------------------------------------------------

That so?
If I needed advice on insurance, legal matters, health, love life, whatever,
I'd be in a pretty sad state of affairs if I had to ask one of the Septic
Sisters.
You, on the other hand, can consult tham all you like for assistance in
mixing concrete, growing recrational substances...whatever. *Good luck.- Hide quoted text -

- Show quoted text -


What advice did Reggie give that you think wasn't good? Now you are
getting like JimH and Harry and starting to make accusations about
things you know NOTHING about. What's next? Are you going to start
saying nasty, untrue things and making up lies about my wife and
school aged children like JimH did?

Don White April 21st 08 09:40 PM

Boat Insurance - Whatever you do tell the truth.
 

wrote in message
...

What advice did Reggie give that you think wasn't good? Now you are
getting like JimH and Harry and starting to make accusations about
things you know NOTHING about. What's next? Are you going to start
saying nasty, untrue things and making up lies about my wife and
school aged children like JimH did?


As my last word on this........
Since I didn't see Reggie's advice, and on the slight chance that he really
thought he was helping me..... will you please tell him that I doubt he
could tell me anything about the subject that I don't already know...or
could find out from people in the business.

If he was playing his usual '**** stirring' game......tell him to kiss my
a**.
Thank you for your interest and assistance.



HK April 21st 08 09:47 PM

Boat Insurance - Whatever you do tell the truth.
 
Don White wrote:
wrote in message
...

What advice did Reggie give that you think wasn't good? Now you are
getting like JimH and Harry and starting to make accusations about
things you know NOTHING about. What's next? Are you going to start
saying nasty, untrue things and making up lies about my wife and
school aged children like JimH did?


As my last word on this........
Since I didn't see Reggie's advice, and on the slight chance that he really
thought he was helping me..... will you please tell him that I doubt he
could tell me anything about the subject that I don't already know...or
could find out from people in the business.

If he was playing his usual '**** stirring' game......tell him to kiss my
a**.
Thank you for your interest and assistance.




Poor, dumb Loogy...the only guy on the construction site without a hard
hat because...well, because a serious head injury wouldn't make any
difference. :)\


HK April 21st 08 10:40 PM

Boat Insurance - Whatever you do tell the truth.
 
JimH wrote:
"Don White" wrote in message
...
wrote in message
...

What advice did Reggie give that you think wasn't good? Now you are
getting like JimH and Harry and starting to make accusations about
things you know NOTHING about. What's next? Are you going to start
saying nasty, untrue things and making up lies about my wife and
school aged children like JimH did?


As my last word on this........
Since I didn't see Reggie's advice, and on the slight chance that he
really thought he was helping me..... will you please tell him that I
doubt he could tell me anything about the subject that I don't already
know...or could find out from people in the business.

If he was playing his usual '**** stirring' game......tell him to kiss my
a**.
Thank you for your interest and assistance.


Booger is infatuated with me to the point the infatuation being a sign of
mental illness. But we already knew that so I am not surprised.




A *sign* of mental illness? Loogy is five cans short of a six pack.

HK April 21st 08 11:51 PM

Boat Insurance - Whatever you do tell the truth.
 
JimH wrote:
"HK" wrote in message
...
JimH wrote:
"Don White" wrote in message
...
wrote in message
...

What advice did Reggie give that you think wasn't good? Now you are
getting like JimH and Harry and starting to make accusations about
things you know NOTHING about. What's next? Are you going to start
saying nasty, untrue things and making up lies about my wife and
school aged children like JimH did?


As my last word on this........
Since I didn't see Reggie's advice, and on the slight chance that he
really thought he was helping me..... will you please tell him that I
doubt he could tell me anything about the subject that I don't already
know...or could find out from people in the business.

If he was playing his usual '**** stirring' game......tell him to kiss
my a**.
Thank you for your interest and assistance.

Booger is infatuated with me to the point the infatuation being a sign of
mental illness. But we already knew that so I am not surprised.


A *sign* of mental illness? Loogy is five cans short of a six pack.


Reggie's constant fascination/obsession with what others (at least the ones
on his *hate* list) own, do and purchase and *trying* to find faults with
those things is also a sign of mental illness. All you have to do is go
back to his numerous anti VISTA posts (all OT), the insult to my son and now
this boat insurance post.

He never does the same to folks who never question his purpose here.

Maybe it is something in the Atlanta air.




Maybe Reggie and Loogie are the same person. :)

DK April 22nd 08 12:23 AM

Boat Insurance - Whatever you do tell the truth.
 
JimH wrote:
"HK" wrote in message
. ..
Reginald P. Smithers III wrote:
Don White wrote:

First he insults my son. Then he call you a liar. What a guy!
I have nothing to prove to that jackass.
Don,

Drop dead, "Reggie."


OMG............Reggie needs some serious mental therapy.

Can your wife suggest a therapist in the Atlanta area? Perhaps he can get
a group rate if he goes in with Booger.



You must be Warped17 if you believe that can happen.

DK April 22nd 08 12:24 AM

Boat Insurance - Whatever you do tell the truth.
 
Don White wrote:
"DK" wrote in message
...
You do nothing but flame other people and follow Harry and JimH around
like a damn puppy, Donnie. You, more than anyone, should be careful how
you respond to others since you have revealed your own, bizzare, personal
issues at home.


Oh oh... sewers backing up again..................................
nope...it's just Freddy K . Gotta get him back into the tank.



Get right on that, Donnie.

DK April 22nd 08 12:26 AM

Boat Insurance - Whatever you do tell the truth.
 
HK wrote:
Reginald P. Smithers III wrote:
Don White wrote:


You don't think his advice on not lying to your insurer is good advice?

-----------------------------------------------------------------------------------------------

Since I don't see his posts unless someone reguritates them, I really
don't know if his unsolicited advice was good or bad. I only have
the snipits that other posters may leave in when they reply.
I don't lie to my insurer... I found out last year when my mini-van
was stolen how they weasel out of paying for all damages. Any excuse
will do.


What you did is LYING to your insurance,


Pssst...Reggie...Don doesn't give a damn about what you think or what
advice you offer or what you think is appropriate. If Don weren't such a
polite Canadian, he'd tell you to G.P.U.A.R.

Got it?


And evidently he can't think for himself. Krause, you are a pathetic
piece of ****. Got it?

DK April 22nd 08 12:30 AM

Boat Insurance - Whatever you do tell the truth.
 
Don White wrote:
"HK" wrote in message
. ..
Don White wrote:
wrote in message
...
On Apr 21, 11:21 am, "Don White" wrote:
wrote in message

...
On Apr 20, 4:34 pm, "Don White" wrote:





"JimH" wrote in message
...
"HK" wrote in message
...
Reginald P. Smithers III wrote:
Yesterday, there was a discussion concerning lying on your auto
insurance, to help reduce your rates. This is a great way to lower
your
cost, unless you actually have to file a claim.
The same is true about your boat insurance. I
If you ever buy a boat, you can follow the advice you googled.
I see Reggie the troll is back at it again..........trying to pick a
fight........this time with Don. He earlier tried to start one with
you.
When will folks here catch onto what he only reason is for posting
here?
I don't know why you guys don't throw Waylon Smithers into your septic
tanks. He never adds anything of value boating related.
From what I see above he's wrong as usual when he sticks his ample nose
into
other peoples business.
You don't think his advice on not lying to your insurer is good advice?

---------------------------------------------------------------------------*--------------------
Since I don't see his posts unless someone reguritates them, I really
don't
know if his unsolicited advice was good or bad. I only have the snipits
that other posters may leave in when they reply.
I don't lie to my insurer... I found out last year when my mini-van was
stolen how they weasel out of paying for all damages. Any excuse will
do.- Hide quoted text -

- Show quoted text -
If you didn't know if his advice was good or bad, you then had no
basis for comment.

------------------------------------------------

That so?
If I needed advice on insurance, legal matters, health, love life,
whatever, I'd be in a pretty sad state of affairs if I had to ask one of
the Septic Sisters.
You, on the other hand, can consult tham all you like for assistance in
mixing concrete, growing recrational substances...whatever. Good luck.


Imagine having a commercial construction project to complete and finding
out that one of the people you have to deal with is Loogy, the idiot of
rec.boats, a mentally incompetent abuser of alcohol and illegal
substances. I'd made sure he got off the site and stayed off it.



You just have to hope & trust that a lot of the questionable characters here
are just acting up & playing games.
I doubt they'd last in the real world if they are as they present
themselves.



Is this fantasy land, Donnie. This IS the real world. Open your eyes
and get your head out of Harry's huge ass.

John H.[_4_] April 26th 08 02:06 AM

Boat Insurance - Whatever you do tell the truth.
 
On Mon, 21 Apr 2008 18:05:01 -0400, "JimH" wrote:


Reggie's constant fascination/obsession with what others (at least the ones
on his *hate* list) own, do and purchase and *trying* to find faults with
those things is also a sign of mental illness. All you have to do is go
back to his numerous anti VISTA posts (all OT), the insult to my son and now
this boat insurance post.

He never does the same to folks who never question his purpose here.

Maybe it is something in the Atlanta air.



It was nice to come back and see a thread where Reggie is giving some sound
advice and being called all the names in the book by you, Harry, and Don.

Please tell me how 'nice' the group is while I'm gone.
--
John *H*
(Not the other one!)


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