Valuation of boats
 

I'm looking at small/mid sized ski boats and am wondering how I
determine if a seller is asking a price that is within the ball park
of what the boat is worth (I know very little about boats). Is there a
Kelly Blue Book type thing for boats?

Valuation of boats
 

Yes, try nada.com for a decent reference. It's by no means gospel, but it'll
give you a starting point.

--Mike

"Robert M. Gary" wrote in message
oups.com...
I'm looking at small/mid sized ski boats and am wondering how I
determine if a seller is asking a price that is within the ball park
of what the boat is worth (I know very little about boats). Is there a
Kelly Blue Book type thing for boats?

Valuation of boats
 

On Aug 28, 9:04?pm, "Robert M. Gary" wrote:
I'm looking at small/mid sized ski boats and am wondering how I
determine if a seller is asking a price that is within the ball park
of what the boat is worth (I know very little about boats). Is there a
Kelly Blue Book type thing for boats?

There is not really any meaningful blue book for boats.

The volume is too small, the markets are too regional. A price that
would be considered a rip off in one region of the country where a
particular boat isn't very popular may be a bargain somewhere else.

Best approach is to shop, a lot, in your local market before you buy
anything. Used boats sell very slowly most of the time, unless they
are offered at give-away prices and you won't know what a give-away is
in your area until you've followed the market a while.

You can always check the ads. That's a great place to learn what boats
*aren't* worth, because they are still for sale. Check the ad codes on
some of the ads in weekly shoppers, it isn't hard sometimes to figure
out that an ad labeled 4307XXXX may have been running since April of
May of this year (as an example), and then you can tell who the hungry
sellers are likely to be- those ready to get realistic about pricing.

Always offer less. You can always come up if the seller tells you to
take a hike, but it's tougher to back out gracefully if you make an
offer and the seller immediately leaps three feet into the air, clicks
his heels together, and shouts "Hallelujah!" while pumping his fist
into space.

No offense intended, but until you have done a lot of local homework
there really isn't a reliable shortcut to help you establish the
regional value of a used boat.

Valuation of boats
 

On Wed, 29 Aug 2007 04:04:07 -0000, "Robert M. Gary"
wrote:

I'm looking at small/mid sized ski boats and am wondering how I
determine if a seller is asking a price that is within the ball park
of what the boat is worth (I know very little about boats). Is there a
Kelly Blue Book type thing for boats?

Chuck makes some valid points about regions and types of boats.

However, there are resources for boats in the category you are looking
for. NADA is a good place to start - it does allow for some
regionalization by zip code, but the differences aren't by much.

Boat value can be subjective. Anything under 5K it's pretty much what
kind of condition the boat is in, engine hours and age. Boats age and
depreciate much faster than you may think. The boats that Chuck
writes about and advertises in his magazine tend to hold higher value
for longer than boats that you and I may have. While I value Chuck's
opinion on most things, I disagree with him on boat value for the
average, non-cruiser boater.

You need to look at engine hours - low hours aren't a perfect
guideline, but engines with less than 40 hours per year indicate that
the probability that it wasn't abused or beat on. Hull condition in
particular around the keel - a clean hull, no blisters, no dings or
nicks in the keel indicates a well kept boat. Interior condition as
in carpet, seats, upholstery, floor strength. Look in the engine
compartment and see what condition it's in.

Once you get an idea of what the boat is like, compare that condition
to the asking price. Go to NADA and get an idea, based on equipment
and condition, of what the used value is. If the asking price matches
the NADA value, then you have a starting point.

There are variables to this formula. Suppose for instance, the owner
has refurbished the interior or has had an engine change or upgrade.
That changes the equation. Additional equipment can change the value
by a $1,000 or so.

I'll give you an example. I have a 2000 Ranger 200 C bay boat with a
brand new 2006 Evinrude ETEC with less than 60 hours on it. There
are folks in this newsgroup who have been on the boat and have seen it
- it is in outstanding condition. NADA indicates my boat is worth
$16,000. The ETEC is worth $16,000 by it'self. So if I wanted to
sell it at a reasonable price, I'd have to ask at least $26,000 for
it.

On the other hand, that same boat with a 2000 200 low hours FICHT on
it is worth $16,000, but even with that engine on it, I'd be hard
pressed to get $16,000 for it - maybe $12/13K.

So a lot of boat pricing is subjective.

At the minimum, if you decide on a boat you like, offer 70% of the
asking price and start there. As Chuck said, you start low and work
your way up to a settlement.

One last thing - have the boat checked before signing on the dotted
line. Have a good mechanic go through the engine and make sure the
running gear is in good shape.

Good luck.

Valuation of boats
 

Short Wave Sportfishing wrote:
On Wed, 29 Aug 2007 04:04:07 -0000, "Robert M. Gary"
wrote:

I'm looking at small/mid sized ski boats and am wondering how I
determine if a seller is asking a price that is within the ball park
of what the boat is worth (I know very little about boats). Is there a
Kelly Blue Book type thing for boats?

Chuck makes some valid points about regions and types of boats.

However, there are resources for boats in the category you are looking
for. NADA is a good place to start - it does allow for some
regionalization by zip code, but the differences aren't by much.

Boat value can be subjective. Anything under 5K it's pretty much what
kind of condition the boat is in, engine hours and age. Boats age and
depreciate much faster than you may think. The boats that Chuck
writes about and advertises in his magazine tend to hold higher value
for longer than boats that you and I may have. While I value Chuck's
opinion on most things, I disagree with him on boat value for the
average, non-cruiser boater.

You need to look at engine hours - low hours aren't a perfect
guideline, but engines with less than 40 hours per year indicate that
the probability that it wasn't abused or beat on. Hull condition in
particular around the keel - a clean hull, no blisters, no dings or
nicks in the keel indicates a well kept boat. Interior condition as
in carpet, seats, upholstery, floor strength. Look in the engine
compartment and see what condition it's in.

Once you get an idea of what the boat is like, compare that condition
to the asking price. Go to NADA and get an idea, based on equipment
and condition, of what the used value is. If the asking price matches
the NADA value, then you have a starting point.

There are variables to this formula. Suppose for instance, the owner
has refurbished the interior or has had an engine change or upgrade.
That changes the equation. Additional equipment can change the value
by a $1,000 or so.

I'll give you an example. I have a 2000 Ranger 200 C bay boat with a
brand new 2006 Evinrude ETEC with less than 60 hours on it. There
are folks in this newsgroup who have been on the boat and have seen it
- it is in outstanding condition. NADA indicates my boat is worth
$16,000. The ETEC is worth $16,000 by it'self. So if I wanted to
sell it at a reasonable price, I'd have to ask at least $26,000 for
it.

On the other hand, that same boat with a 2000 200 low hours FICHT on
it is worth $16,000, but even with that engine on it, I'd be hard
pressed to get $16,000 for it - maybe $12/13K.

So a lot of boat pricing is subjective.

At the minimum, if you decide on a boat you like, offer 70% of the
asking price and start there. As Chuck said, you start low and work
your way up to a settlement.

One last thing - have the boat checked before signing on the dotted
line. Have a good mechanic go through the engine and make sure the
running gear is in good shape.

Good luck.


Heheh. I had a fellow offer me 80% of my asking price. After I stopped
laughing, I told him no. He called back after I had sold the boat and
when I told him the boat was gone, he seemed really disappointed.
Awwwwwwww.

Valuation of boats
 

On Wed, 29 Aug 2007 06:38:34 -0400, HK wrote:

Heheh. I had a fellow offer me 80% of my asking price. After I stopped
laughing, I told him no. He called back after I had sold the boat and
when I told him the boat was gone, he seemed really disappointed.
Awwwwwwww.

I sold the older Contender for about $10K less than I paid for it. I
sold the last Contender for exactly what I paid for it. $300 less
than I paid for the Princecraft.

It all depends on the buyer and what the buyer is looking for.

It wouldn't surprize me if I took the Ranger down south with the FICHT
on it and get what it's really worth. Bay boats just don't sell up in
this area for a variety of reasons.

Valuation of boats
 

Short Wave Sportfishing wrote:
On Wed, 29 Aug 2007 06:38:34 -0400, HK wrote:

Heheh. I had a fellow offer me 80% of my asking price. After I stopped
laughing, I told him no. He called back after I had sold the boat and
when I told him the boat was gone, he seemed really disappointed.
Awwwwwwww.

I sold the older Contender for about $10K less than I paid for it. I
sold the last Contender for exactly what I paid for it. $300 less
than I paid for the Princecraft.

It all depends on the buyer and what the buyer is looking for.

It wouldn't surprize me if I took the Ranger down south with the FICHT
on it and get what it's really worth. Bay boats just don't sell up in
this area for a variety of reasons.


Indeed. I see no reason to fulfill the wet dreams of the boating
equivalent of tire kickers and fantasy shoppers.

Valuation of boats
 

On Aug 29, 5:29?am, Short Wave Sportfishing
wrote:
On Wed, 29 Aug 2007 04:04:07 -0000, "Robert M. Gary"

wrote:
I'm looking at small/mid sized ski boats and am wondering how I
determine if a seller is asking a price that is within the ball park
of what the boat is worth (I know very little about boats). Is there a
Kelly Blue Book type thing for boats?

Chuck makes some valid points about regions and types of boats.

However, there are resources for boats in the category you are looking
for. NADA is a good place to start - it does allow for some
regionalization by zip code, but the differences aren't by much.

Boat value can be subjective. Anything under 5K it's pretty much what
kind of condition the boat is in, engine hours and age. Boats age and
depreciate much faster than you may think. The boats that Chuck
writes about and advertises in his magazine tend to hold higher value
for longer than boats that you and I may have. While I value Chuck's
opinion on most things, I disagree with him on boat value for the
average, non-cruiser boater.

You need to look at engine hours - low hours aren't a perfect
guideline, but engines with less than 40 hours per year indicate that
the probability that it wasn't abused or beat on. Hull condition in
particular around the keel - a clean hull, no blisters, no dings or
nicks in the keel indicates a well kept boat. Interior condition as
in carpet, seats, upholstery, floor strength. Look in the engine
compartment and see what condition it's in.

Once you get an idea of what the boat is like, compare that condition
to the asking price. Go to NADA and get an idea, based on equipment
and condition, of what the used value is. If the asking price matches
the NADA value, then you have a starting point.

There are variables to this formula. Suppose for instance, the owner
has refurbished the interior or has had an engine change or upgrade.
That changes the equation. Additional equipment can change the value
by a $1,000 or so.

I'll give you an example. I have a 2000 Ranger 200 C bay boat with a
brand new 2006 Evinrude ETEC with less than 60 hours on it. There
are folks in this newsgroup who have been on the boat and have seen it
- it is in outstanding condition. NADA indicates my boat is worth
$16,000. The ETEC is worth $16,000 by it'self. So if I wanted to
sell it at a reasonable price, I'd have to ask at least $26,000 for
it.

On the other hand, that same boat with a 2000 200 low hours FICHT on
it is worth $16,000, but even with that engine on it, I'd be hard
pressed to get $16,000 for it - maybe $12/13K.

So a lot of boat pricing is subjective.

At the minimum, if you decide on a boat you like, offer 70% of the
asking price and start there. As Chuck said, you start low and work
your way up to a settlement.

One last thing - have the boat checked before signing on the dotted
line. Have a good mechanic go through the engine and make sure the
running gear is in good shape.

Good luck.

How does low hours determine if a boat was beat on? I have seen some
very high hour boats in great condition and some low hour boats that
were neglected.

Valuation of boats
 

Of course there are. There are at least two "meaningful" books and they are
the same sources that banks and loan agencies use to evaluate loan
collateral. The best known are NADA and The BUC Book. Both are excellent
price info sources for both new and used boats of all shapes, sizes, age,
and condition.
Ed F.

"Chuck Gould" wrote in message
ups.com...
On Aug 28, 9:04?pm, "Robert M. Gary" wrote:
I'm looking at small/mid sized ski boats and am wondering how I
determine if a seller is asking a price that is within the ball park
of what the boat is worth (I know very little about boats). Is there a
Kelly Blue Book type thing for boats?

There is not really any meaningful blue book for boats.

The volume is too small, the markets are too regional. A price that
would be considered a rip off in one region of the country where a
particular boat isn't very popular may be a bargain somewhere else.

Best approach is to shop, a lot, in your local market before you buy
anything. Used boats sell very slowly most of the time, unless they
are offered at give-away prices and you won't know what a give-away is
in your area until you've followed the market a while.

You can always check the ads. That's a great place to learn what boats
*aren't* worth, because they are still for sale. Check the ad codes on
some of the ads in weekly shoppers, it isn't hard sometimes to figure
out that an ad labeled 4307XXXX may have been running since April of
May of this year (as an example), and then you can tell who the hungry
sellers are likely to be- those ready to get realistic about pricing.

Always offer less. You can always come up if the seller tells you to
take a hike, but it's tougher to back out gracefully if you make an
offer and the seller immediately leaps three feet into the air, clicks
his heels together, and shouts "Hallelujah!" while pumping his fist
into space.

No offense intended, but until you have done a lot of local homework
there really isn't a reliable shortcut to help you establish the
regional value of a used boat.

Valuation of boats
 

On Wed, 29 Aug 2007 10:20:15 -0700, Go Bucks wrote:

How does low hours determine if a boat was beat on? I have seen some
very high hour boats in great condition and some low hour boats that
were neglected.

That's a good question.

Based on how you phrased it, the answer is obvious. A high hour boat
in excellant condition is probably a good boat - the owner took care
of it and the evidence is in how it looks.

However, a beat up boat with low hours engine isn't indicative of it's
mechanical condition - it may be in perfect shape mechanically, it
just looks worn and used. For example, I have a friend who has a
aluminum hulled work boat built by Pacific and it's been used hard in
all kinds of weather and sea conditions - he uses it to inspect
bridges, pilings, wharfs, sea walls and dive/salvage work. It's
dented and diinged and looks like it has been used hard.

Mechanically? It's like new. If something goes wrong, he fixes it
immediately, he rotates his engines every two years and every thing
mechanical on the boat is in Bristol condition. It just looks used.
It' s the most seaworthy 26' boat I've been on.

As a rule, you want to look at things like scrapes, dings and gouges.
If there are a lot of them, tha't probably not a great deal. Look in
the bilges and see what kind of condition it's in. Relatively clean,
then the owner has probably taken care of it.

On the other hand, I saw a boat recently that was a hurricane boat
(Andrew if memory serves) - 32' Hydra-Sports CC that was, and I'm
serious about this, totaled. The difference between the damage and
the boat today is incredible - it's looks nice, but if you look
closely comparing the photos to the boat, you can see where the
repairs weren't perfect and little flaws here and there.

The only true way to determine the condition of any boat is to have a
professional look at it. Without bragging, I know a fair amount about
small (under 26') boats and in particular center consoles and what I
know based compared to what a professional surveyor knows is night and
day. I learned that lesson on a Topaz I almost bought. I thought the
boat was in decent condition, made an offer and had a surveyor look at
it. The deal was off in five minutes - he found more wrong with the
boat in five minutes than I did in an hour.

I'm looking around at returning to the large CC world and I won't make
a move until the boat has been surveyed - I learned my lesson quickly
and I will never make that mistake again. Even if it's new.

There is also the relative satisfaction factor. Somebody I know very
well has a boat that I wouldn't be caught dead in for any reason. But
he's perfectly satisfied with it - it's safe, it works, needs
occasional repair, but he only paid $5,000 for it six years ago and
has put maybe $1,000 in it on this and that. He hauls his lobster
traps with it, fishes out of it, occasionally goes camping in it and
other than covering the engine over winter, does no maintainence on
the hull. Blisters? Just reams 'em out, preps it, puts some Marine
Tex on it, repaints and that's that.

So, I don't know if that answers your question or not - yes/no?

Valuation of boats
 

On Wed, 29 Aug 2007 20:01:44 GMT, Short Wave Sportfishing
wrote:

Based on how you phrased it, the answer is obvious. A high hour boat
in excellant condition is probably a good boat

With one important caveat: A high hour boat is closer to a rebuild or
repower all other things being equal. Since either option is a big
expense, frequently approaching the value of an older boat, it is
important to know about where you are on that part of the maintenance
curve.

Valuation of boats
 

On Aug 29, 11:34?am, "Ed Forsythe"
wrote:
Of course there are. There are at least two "meaningful" books and they are
the same sources that banks and loan agencies use to evaluate loan
collateral. The best known are NADA and The BUC Book. Both are excellent
price info sources for both new and used boats of all shapes, sizes, age,
and condition.
Ed F.


Those books *will* tell you what a bank or a credit union will loan on
a boat. Granted.

Two problems; you're unlikely to find anybody at the bank or credit
union who has one for sale at that price- and unlikely to find anybody
at the bank or credit union willing to buy one at that price.

There's a major difference between collateral formulations and market
value.

Back when I worked as a yacht broker, I had a customer who absolutely
fell head over heels for a boat. The customer had done a lot of
shopping, and felt very comfortable with the offer that he made and
that (after a lot of arm twisting) the seller reluctantly accepted.
The guy couldn't have been happier........

The deal was subject to the buyer obtaining financing- a very typical
situation.

The afternoon after the original paperwork had been signed the very
happy buyer had done the biggest 180 possible. He was yelling and
screaming about my "dishonesty" and charging me with trying to cheat
him out of a considerable sum of money. "You led me to believe this
boat was worth the money, and my credti union looked it up in their
book and you are way, way, way high. I wouldn't buy this boat from you
at this point even if you could get the seller to bring the price
down, I don't like being lied to and cheated!"

I trotted out all the reported sales on comparable boats in the region
during the previous 18 months. Most were at figures even higher than
the buyer and seller had originally agreed upon. Made no difference.
"Of course you're just cherry picking the few sales that make the deal
look good! The only people I can trust o be on my side in this deal
are the folks at the credit union, and they tell me I'm being cheated
and so that's good enough for me!"

Refunded the guy's deposit and off he went. Sold the boat shortly
thereafter for even more money than the credit union blowout had
agreed to pay, so the seller was ultimately happy to.

Months and months later I ran into the credit union buyer again, and I
asked if he had ever purchased a boat. He got pretty upset when he
answered, "I keep trying, but I can't find an honest broker. Every
time I think I've made a deal, the Credit Union tells me I'm paying
way too much for the boat. I'm about ready to give up, you guys are
all crooks!"

In the final analysis, a boat is worth what a willing buyer will pay a
willing seller within a reasonable period of time. There's no reason
that the number has to have anything to do with some arbitrary figure
published in a book. Boats don't sell at wholesale auction like cars
do, and don't retail in sufficient quantity to establish a trend based
solely on make and model. Seller A's derelict 1990 scow of a boat that
needs to be all but given away simply to find somebody willing to take
it doesn't *really* reduce the value of Seller B's well kept, bristol
version of the same boat- even though some guy selling books for a
living (and who never saw either vessel) will undoubtedly construct a
numerical average between the two transactions.

By the way: NADA = National Association of Automobile Dealers. Yeah,
the local used car guy ought to be an expert on boat values.... :-)

BUC= We used to use the BUC book in the boat donation business. You
want a sky high value (for purposes of establishing the amount of a
tax write off)? It's in the BUC book, baby. Gotta be something wrong
with a book that can be used to put as much or more cash in a donor's
pocket (if he's in the 40% tax bracket) than he would ever realize by
selling the boat outright, wouldn't you think?

Valuation of boats
 

Chuck Gould wrote:
On Aug 29, 11:34?am, "Ed Forsythe"
wrote:
Of course there are. There are at least two "meaningful" books and they are
the same sources that banks and loan agencies use to evaluate loan
collateral. The best known are NADA and The BUC Book. Both are excellent
price info sources for both new and used boats of all shapes, sizes, age,
and condition.
Ed F.


Those books *will* tell you what a bank or a credit union will loan on
a boat. Granted.

Two problems; you're unlikely to find anybody at the bank or credit
union who has one for sale at that price- and unlikely to find anybody
at the bank or credit union willing to buy one at that price.

There's a major difference between collateral formulations and market
value.

Back when I worked as a yacht broker, I had a customer who absolutely
fell head over heels for a boat. The customer had done a lot of
shopping, and felt very comfortable with the offer that he made and
that (after a lot of arm twisting) the seller reluctantly accepted.
The guy couldn't have been happier........

The deal was subject to the buyer obtaining financing- a very typical
situation.

The afternoon after the original paperwork had been signed the very
happy buyer had done the biggest 180 possible. He was yelling and
screaming about my "dishonesty" and charging me with trying to cheat
him out of a considerable sum of money. "You led me to believe this
boat was worth the money, and my credti union looked it up in their
book and you are way, way, way high. I wouldn't buy this boat from you
at this point even if you could get the seller to bring the price
down, I don't like being lied to and cheated!"

I trotted out all the reported sales on comparable boats in the region
during the previous 18 months. Most were at figures even higher than
the buyer and seller had originally agreed upon. Made no difference.
"Of course you're just cherry picking the few sales that make the deal
look good! The only people I can trust o be on my side in this deal
are the folks at the credit union, and they tell me I'm being cheated
and so that's good enough for me!"

Refunded the guy's deposit and off he went. Sold the boat shortly
thereafter for even more money than the credit union blowout had
agreed to pay, so the seller was ultimately happy to.

Months and months later I ran into the credit union buyer again, and I
asked if he had ever purchased a boat. He got pretty upset when he
answered, "I keep trying, but I can't find an honest broker. Every
time I think I've made a deal, the Credit Union tells me I'm paying
way too much for the boat. I'm about ready to give up, you guys are
all crooks!"

In the final analysis, a boat is worth what a willing buyer will pay a
willing seller within a reasonable period of time. There's no reason
that the number has to have anything to do with some arbitrary figure
published in a book. Boats don't sell at wholesale auction like cars
do, and don't retail in sufficient quantity to establish a trend based
solely on make and model. Seller A's derelict 1990 scow of a boat that
needs to be all but given away simply to find somebody willing to take
it doesn't *really* reduce the value of Seller B's well kept, bristol
version of the same boat- even though some guy selling books for a
living (and who never saw either vessel) will undoubtedly construct a
numerical average between the two transactions.

By the way: NADA = National Association of Automobile Dealers. Yeah,
the local used car guy ought to be an expert on boat values.... :-)

BUC= We used to use the BUC book in the boat donation business. You
want a sky high value (for purposes of establishing the amount of a
tax write off)? It's in the BUC book, baby. Gotta be something wrong
with a book that can be used to put as much or more cash in a donor's
pocket (if he's in the 40% tax bracket) than he would ever realize by
selling the boat outright, wouldn't you think?



Ahh, for those heady days in the past when our dryland boater from
Kansas used to tout the accuracy of the "blue books," making an idiot of
himself.

Valuation of boats
 

"HK" wrote in message
...

Ahh, for those heady days in the past when our dryland boater from Kansas
used to tout the accuracy of the "blue books," making an idiot of himself.


Poor Skipper. Last time we all missed him, he came back with a vendetta and
just wanted to fight with Chuck the entire time.
Too bad, he was entertaining when he was his old self. Just the thought of
him sitting in the cockpit of that Bilgeliner, capts hat on his head, in a
dusty cornfield would bring a smile to your face. All the old characters
seem to be disappearing....to be replaced by the likes of 'Dingy
Dan'.........pity!

Valuation of boats
 

Don White wrote:
"HK" wrote in message
...
Ahh, for those heady days in the past when our dryland boater from Kansas
used to tout the accuracy of the "blue books," making an idiot of himself.


Poor Skipper. Last time we all missed him, he came back with a vendetta and
just wanted to fight with Chuck the entire time.
Too bad, he was entertaining when he was his old self. Just the thought of
him sitting in the cockpit of that Bilgeliner, capts hat on his head, in a
dusty cornfield would bring a smile to your face. All the old characters
seem to be disappearing....to be replaced by the likes of 'Dingy
Dan'.........pity!





Indeed. As classless as Skipper was, he had more class than Dan,
Herring, and the rest of the assholes.

Valuation of boats
 

On Thu, 30 Aug 2007 08:47:07 -0400, HK wrote:

Don White wrote:
"HK" wrote in message
...
Ahh, for those heady days in the past when our dryland boater from Kansas
used to tout the accuracy of the "blue books," making an idiot of himself.


Poor Skipper. Last time we all missed him, he came back with a vendetta and
just wanted to fight with Chuck the entire time.
Too bad, he was entertaining when he was his old self. Just the thought of
him sitting in the cockpit of that Bilgeliner, capts hat on his head, in a
dusty cornfield would bring a smile to your face. All the old characters
seem to be disappearing....to be replaced by the likes of 'Dingy
Dan'.........pity!





Indeed. As classless as Skipper was, he had more class than Dan,
Herring, and the rest of the assholes.

How endearing, to some folks.
--
John H

Valuation of boats
 

On Wed, 29 Aug 2007 20:03:56 -0700, Chuck Gould
wrote:

Those books *will* tell you what a bank or a credit union will loan on
a boat. Granted.

Two problems; you're unlikely to find anybody at the bank or credit
union who has one for sale at that price- and unlikely to find anybody
at the bank or credit union willing to buy one at that price.

Out of curiosity, how many boats under 25' did you sell in a year when
you were actively selling boats?

Valuation of boats
 

Don White wrote:
"HK" wrote in message
...
Ahh, for those heady days in the past when our dryland boater from Kansas
used to tout the accuracy of the "blue books," making an idiot of himself.


Poor Skipper. Last time we all missed him, he came back with a vendetta and
just wanted to fight with Chuck the entire time.
Too bad, he was entertaining when he was his old self. Just the thought of
him sitting in the cockpit of that Bilgeliner, capts hat on his head, in a
dusty cornfield would bring a smile to your face. All the old characters
seem to be disappearing....to be replaced by the likes of 'Dingy
Dan'.........pity!



So Dopey Don, how entertaining is it to watch your lazy "should have
left the house years ago and moved on to a real life" son rummage
through your refrigerator every day?

Valuation of boats
 

Dan wrote:
Don White wrote:
"HK" wrote in message
...
Ahh, for those heady days in the past when our dryland boater from
Kansas used to tout the accuracy of the "blue books," making an idiot
of himself.


Poor Skipper. Last time we all missed him, he came back with a
vendetta and just wanted to fight with Chuck the entire time.
Too bad, he was entertaining when he was his old self. Just the
thought of him sitting in the cockpit of that Bilgeliner, capts hat on
his head, in a dusty cornfield would bring a smile to your face. All
the old characters seem to be disappearing....to be replaced by the
likes of 'Dingy Dan'.........pity!


So Dopey Don, how entertaining is it to watch your lazy "should have
left the house years ago and moved on to a real life" son rummage
through your refrigerator every day?

I thought so...

crickets

Valuation of boats
 

"Dan" intrceptor@gmaildotcom wrote in message
.. .
Dan wrote:
Don White wrote:
"HK" wrote in message
...
Ahh, for those heady days in the past when our dryland boater from
Kansas used to tout the accuracy of the "blue books," making an idiot
of himself.


Poor Skipper. Last time we all missed him, he came back with a vendetta
and just wanted to fight with Chuck the entire time.
Too bad, he was entertaining when he was his old self. Just the thought
of him sitting in the cockpit of that Bilgeliner, capts hat on his head,
in a dusty cornfield would bring a smile to your face. All the old
characters seem to be disappearing....to be replaced by the likes of
'Dingy Dan'.........pity!


So Dopey Don, how entertaining is it to watch your lazy "should have left
the house years ago and moved on to a real life" son rummage through your
refrigerator every day?

I thought so...

crickets

Answering yourself again?
Guess you have to when everyone else ignores you. Sad!

Valuation of boats
 

Don White wrote:
"Dan" intrceptor@gmaildotcom wrote in message
.. .
Dan wrote:
Don White wrote:
"HK" wrote in message
...
Ahh, for those heady days in the past when our dryland boater from
Kansas used to tout the accuracy of the "blue books," making an idiot
of himself.

Poor Skipper. Last time we all missed him, he came back with a vendetta
and just wanted to fight with Chuck the entire time.
Too bad, he was entertaining when he was his old self. Just the thought
of him sitting in the cockpit of that Bilgeliner, capts hat on his head,
in a dusty cornfield would bring a smile to your face. All the old
characters seem to be disappearing....to be replaced by the likes of
'Dingy Dan'.........pity!

So Dopey Don, how entertaining is it to watch your lazy "should have left
the house years ago and moved on to a real life" son rummage through your
refrigerator every day?
I thought so...

crickets

Answering yourself again?
Guess you have to when everyone else ignores you. Sad!



Whatever, Don. You are always right, aren't you?

Valuation of boats
 

"Dan" intrceptor@gmaildotcom wrote in message
.. .


Whatever, Don. You are always right, aren't you?

Well, you're finally on the 'right track'. Congratulations and keep up the
good work!

Valuation of boats
 

Don White wrote:
"Dan" intrceptor@gmaildotcom wrote in message
.. .
Whatever, Don. You are always right, aren't you?

Well, you're finally on the 'right track'. Congratulations and keep up the
good work!




Please, Don. Poor Dan's rotifer spins every time he turns on his 300 bps
modem to log onto the internet.

Valuation of boats
 

"HK" wrote in message
. ..
Don White wrote:
"Dan" intrceptor@gmaildotcom wrote in message
.. .
Whatever, Don. You are always right, aren't you?

Well, you're finally on the 'right track'. Congratulations and keep up
the good work!


Please, Don. Poor Dan's rotifer spins every time he turns on his 300 bps
modem to log onto the internet.

I feel a bit sorry for him. Everyone else ignores him and if I didn't keep
him occupied, he'd be abusing the wife, dog, goldfish whatever.

Valuation of boats
 

Don White wrote:
"HK" wrote in message
. ..
Don White wrote:
"Dan" intrceptor@gmaildotcom wrote in message
.. .
Whatever, Don. You are always right, aren't you?
Well, you're finally on the 'right track'. Congratulations and keep up
the good work!

Please, Don. Poor Dan's rotifer spins every time he turns on his 300 bps
modem to log onto the internet.

I feel a bit sorry for him. Everyone else ignores him and if I didn't keep
him occupied, he'd be abusing the wife, dog, goldfish whatever.



I only respond to you so you and Harry can resume your circle jerk.

Valuation of boats
 

"Dan" intrceptor@gmaildotcom wrote in message
.. .
Don White wrote:
"HK" wrote in message
. ..
Don White wrote:
"Dan" intrceptor@gmaildotcom wrote in message
.. .
Whatever, Don. You are always right, aren't you?
Well, you're finally on the 'right track'. Congratulations and keep up
the good work!

Please, Don. Poor Dan's rotifer spins every time he turns on his 300 bps
modem to log onto the internet.

I feel a bit sorry for him. Everyone else ignores him and if I didn't
keep him occupied, he'd be abusing the wife, dog, goldfish whatever.



I only respond to you so you and Harry can resume your circle jerk.

You hoping to see men perform in some kind of kinky fantasy of yours?
Take it to alt.lifestyles. You'll find 'your ilk' there.