"steve" wrote in message
news
Is it possible to get boat insurance without getting the boat
surveyed?


Of the six boats that I have purchased (not counting dinghies and such) I
have only been asked to get a survey once.

My first boat was a 25' Stephens, a 30 year old wooden boat. I only had
liability insurance on that boat, so the insurance company probably didn't
care what the value of the boat was.

The next boat was a 18 foot tournament ski boat, 10 years old. I got full
coverage on that. The insurance company (Boat/US) only wanted a picture of
the boat.

Next came a 36' Carver Mariner, 10 years old. Full coverage, no survey was
required (BOAT/US).

Next came two brand new ski boats. Full coverage, no survey.

Then I bought a two year old houseboat, builder was "Destination Yachts". I
suspect that due to the small number of boats that the manufacturer makes
there was no comparable worth data for the insurance company to go by so
they requested a survey. Fortunately they were satisfied with an in the
water survey so I didn't have to have the boat hauled.

Rod