wrote in message
oups.com...
I have lurked on this newsgroup for quite a while and I am about to get
my first boat, a Swee****er 20 foot pontoon. I ordered it and will take
delivery in about a week or so. My family and I are extremely excited!

I have some questions about insurance though. How much insurance should
I carry on a new boat like this? How much do you guys pay annually for
your insurance and who is it with? I just got a quote back from BoatUS
and it was $1000.00 per year! That seems extremely high to me. A
Progressive Direct came back at $100 per year. That seems a bit low.

By the way, I have taken the USCGA/USPS boating safety course so
that should save me a little.

Thanks for your help!

-Trent


The Progressive quote does sound fishy. I have a very basic 14' yacht that I
insure for $124.00 per year. The policy has every bell and whistle
imaginable (full replacement, liability, towing for boat in water AND
trailer, in case of breakdown, beer and psych counseling if a fishing trip
is interrupted because of theft or accident). I'd shop around more. Try a
normal insurance agent. Mine put me with OneBeacon - perhaps their web site
can direct you to an agent.