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The $970k to $1.1mm would be what that particular lender believes your
credit score and associated financial data support. If you read the fine print, you'll undoubtedly see the offer is "subject to appraisal". The mortgage co isn't going do an actual appraisal for all of the thousands of letters they send out to a block of FICO scores, but certainly will before they lend any money. Dirt must be dirt cheap back there. Don't you have some waterfront acreage? We've got 50-year old cottages on single lake-front lots selling in the millions and multi-millions aroud here. The game is to get either a single large lot or a couple of small adjoining ones, rip down the structure, and build a new home. Would be nice to be able to spend a couple of million for an old house- just to flatten it and make way for a new luxury house that will cost another million or more to build. Not in this lifetime, at least for me. |
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