Sounds like perhaps you're with Encompass, formerly known as CNA?

Used to be and they wrote a terrific policy - affordable too. The
current policies are a custom job done by an attorney for personal and
business reasons.


I've been with CNA/Encompass for 13 years, using their USP Elite product,
and really like the concept of a single policy covering all property and
casualty risks, including excess liability. Very well written coverage.
Sounds like you've taken that concept even further with your custom package.
Good move.