I have had good experience with Boat US. My last policy had no coverage for
non boating personal items. This was an add on. Cost me a $700 video camera
that went over the side, not covered!!

Tom Foppiano
Atlantic Beach, Fla.
"jps" wrote in message
...
My boat policy is about to renew and I thought I'd do a little shopping
based on posts I've read about Boat US being a reasonable alternative.

Everything looked pretty much the same (including cost of coverage)
until I got to "uninsured boater" line. My present policy assumes
$50,000 and the Boat US is $300,000. I assume that if my vessel is a
total loss with someone else at fault, the max. payout with my present
policy is $50K (and the boat is worth significantly more).

I'm mystified why my broker would write the policy this way and
disappointed that I didn't see this previously.

Anyone have any insight? Is my broker shortsighted or what?

jps

In article ,
says...
I have had good experience with Boat US. My last policy had no coverage for
non boating personal items. This was an add on. Cost me a $700 video camera
that went over the side, not covered!!

Those sorts of things are usually covered by homeowners policies if you
aren't covered by the boat policy.

jps wrote in message . ..
In article ,
says...
I have had good experience with Boat US. My last policy had no coverage for
non boating personal items. This was an add on. Cost me a $700 video camera
that went over the side, not covered!!

Those sorts of things are usually covered by homeowners policies if you
aren't covered by the boat policy.

The only trouble with that, is the fact that if you have a reasonable
premium, then the deductible is usually higher than the loss!! Also,
the way the market is today, one claim, and they cancel you, and when
you are cancelled because of a claim, it is pure hell getting another
policy.