|
stimulus payments
On Tue, 21 Apr 2020 13:57:30 -0700 (PDT), Its Me wrote:
On Tuesday, April 21, 2020 at 3:31:56 PM UTC-4, John H wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've been with my current bank for 55 years. Never had a problem with them. I think having one bank is a great idea. -- Freedom Isn't Free! Me too. Last couple of car loans I got I just sent the branch manager an email saying I was going to buy vehicle X for $Y, and they said to just write a check for it and bring them the paperwork when the deal is done. They know me. Same here. I can make a phone call from the dealer's. -- Freedom Isn't Free! |
stimulus payments
On Tue, 21 Apr 2020 15:44:58 -0400, wrote:
On Tue, 21 Apr 2020 15:29:20 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've used an ATM only once in my life. That was in Holland when I needed some Euros. -- === How do you get cash here in the states? My former employer was an ATM pioneer so I've been using them for 40+ years. Never had a problem. My branch is only a mile or so away. About once every six months I get a couple thousand in 50's. I use cash very seldom. Grandkids and the cleaning girl mostly. If I buy a potato at Safeway, it goes on the credit card. My bank has a reward system - 2% for everything. -- Freedom Isn't Free! |
stimulus payments
wrote:
On Tue, 21 Apr 2020 15:29:20 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've used an ATM only once in my life. That was in Holland when I needed some Euros. -- === How do you get cash here in the states? My former employer was an ATM pioneer so I've been using them for 40+ years. Never had a problem. My former employer was the original atm supplier. Have never had a real problem with the debit card. Only one I remember was coming back from Oroville and went to get gas. Credit card had been suspended as the hotel I stayed at, Indian casino, clerks had tried to charge a bunch of stuff online. Citi notified me. I hint the card reader on the gas pump was funky and could not read card. So the reason I always carry CASH! |
stimulus payments
Its Me wrote:
On Tuesday, April 21, 2020 at 3:31:56 PM UTC-4, John H wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've been with my current bank for 55 years. Never had a problem with them. I think having one bank is a great idea. -- Freedom Isn't Free! Me too. Last couple of car loans I got I just sent the branch manager an email saying I was going to buy vehicle X for $Y, and they said to just write a check for it and bring them the paperwork when the deal is done. They know me. Been in 5 banks in 60 years. Moved changed bank, next bank was bought out, that bank was bought out by US Bank, US Bank screwed up the account and bounced a bunch of good checks. They had to cover all the fees, etc. after threatening a lawsuit when they were going to blow it off. Changed bank to the one I now have used for maybe 30 years. I do have another bank account in a separate bank, I inherited. Nice to have a 2nd debit card while traveling if one gets stolen. |
stimulus payments
John wrote:
On Tue, 21 Apr 2020 15:44:58 -0400, wrote: On Tue, 21 Apr 2020 15:29:20 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've used an ATM only once in my life. That was in Holland when I needed some Euros. -- === How do you get cash here in the states? My former employer was an ATM pioneer so I've been using them for 40+ years. Never had a problem. My branch is only a mile or so away. About once every six months I get a couple thousand in 50's. I use cash very seldom. Grandkids and the cleaning girl mostly. If I buy a potato at Safeway, it goes on the credit card. My bank has a reward system - 2% for everything. -- Freedom Isn't Free! I would not get $50’s. They were harder to pass than $100’s. I use $20. I pay cash at small stores so they actually make a profit. Friends own a donut shop. People will put a $2 purchase on a card. That costs the store $0.25-35 minimum. They do have a $5 minimum, but ignore most the time. |
stimulus payments
On Tue, 21 Apr 2020 22:14:27 -0000 (UTC), Bill
wrote: John wrote: On Tue, 21 Apr 2020 15:44:58 -0400, wrote: On Tue, 21 Apr 2020 15:29:20 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've used an ATM only once in my life. That was in Holland when I needed some Euros. -- === How do you get cash here in the states? My former employer was an ATM pioneer so I've been using them for 40+ years. Never had a problem. My branch is only a mile or so away. About once every six months I get a couple thousand in 50's. I use cash very seldom. Grandkids and the cleaning girl mostly. If I buy a potato at Safeway, it goes on the credit card. My bank has a reward system - 2% for everything. -- Freedom Isn't Free! I would not get $50’s. They were harder to pass than $100’s. I use $20. I pay cash at small stores so they actually make a profit. Friends own a donut shop. People will put a $2 purchase on a card. That costs the store $0.25-35 minimum. They do have a $5 minimum, but ignore most the time. The $50s go to the grandkids and the maid. They love 'em. -- Freedom Isn't Free! |
stimulus payments
On Tue, 21 Apr 2020 15:29:20 -0400, John wrote:
On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've used an ATM only once in my life. That was in Holland when I needed some Euros. I don't carry a lot of cash so I end up at ATMs fairly often but not as much as I used to when I traveled a lot. It was lucky that one of my banks had a partnership with a New Zealand bank. I used their ATM a lot. It was free except for the foreign exchange charge of a couple percent that you pay anyway. It was more on a credit card transaction. |
stimulus payments
On Tue, 21 Apr 2020 15:31:55 -0400, John wrote:
On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've been with my current bank for 55 years. Never had a problem with them. I think having one bank is a great idea. It is fine until you are somewhere that doesn't have that bank around. When you get out west in the boonies, bank options are more limited. |
stimulus payments
Mr. Luddite wrote:
Banks have evolved some very secure systems for online banking. I don't remember hearing or reading about someone's account being "hacked" due to the account being compromised. ATM cards and credit cards yes ... but not the secure online banking systems. A couple of weeks ago I used my old Win 7 laptop to log onto my account at the bank I use most often.Â* I hadn't used it to access to the account for quite a while. It wouldn't let me in at first because it didn't recognize the computer.Â* They sent a code to my cell phone number on record that I had to enter in order to gain access. That will also happen after a routine Windows update. |
stimulus payments
On Tue, 21 Apr 2020 15:44:58 -0400,
wrote: On Tue, 21 Apr 2020 15:29:20 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've used an ATM only once in my life. That was in Holland when I needed some Euros. -- === How do you get cash here in the states? My former employer was an ATM pioneer so I've been using them for 40+ years. Never had a problem. One easy way is to use a debit card for something and get cash back. The problem might be how much they will let you have. |
stimulus payments
On Tue, 21 Apr 2020 13:57:30 -0700 (PDT), Its Me
wrote: On Tuesday, April 21, 2020 at 3:31:56 PM UTC-4, John H wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've been with my current bank for 55 years. Never had a problem with them. I think having one bank is a great idea. -- Freedom Isn't Free! Me too. Last couple of car loans I got I just sent the branch manager an email saying I was going to buy vehicle X for $Y, and they said to just write a check for it and bring them the paperwork when the deal is done. They know me. The last couple cars I bought I just wrote the check and I was done. |
stimulus payments
On Tue, 21 Apr 2020 17:19:19 -0400, John wrote:
On Tue, 21 Apr 2020 15:44:58 -0400, wrote: On Tue, 21 Apr 2020 15:29:20 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've used an ATM only once in my life. That was in Holland when I needed some Euros. -- === How do you get cash here in the states? My former employer was an ATM pioneer so I've been using them for 40+ years. Never had a problem. My branch is only a mile or so away. About once every six months I get a couple thousand in 50's. I use cash very seldom. Grandkids and the cleaning girl mostly. If I buy a potato at Safeway, it goes on the credit card. My bank has a reward system - 2% for everything. I have a reward thing at my bank too. I was starting to think it wasn't working because I never saw anything on my statement. After a =while I decided to call them and see what was up. I had $2500 and change sitting there and the lady told me if I deposited it into my checking account, I got another 10%. I thought that was pretty cool. |
stimulus payments
On Tue, 21 Apr 2020 22:14:25 -0000 (UTC), Bill
wrote: wrote: On Tue, 21 Apr 2020 15:29:20 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've used an ATM only once in my life. That was in Holland when I needed some Euros. -- === How do you get cash here in the states? My former employer was an ATM pioneer so I've been using them for 40+ years. Never had a problem. My former employer was the original atm supplier. Have never had a real problem with the debit card. Only one I remember was coming back from Oroville and went to get gas. Credit card had been suspended as the hotel I stayed at, Indian casino, clerks had tried to charge a bunch of stuff online. Citi notified me. I hint the card reader on the gas pump was funky and could not read card. So the reason I always carry CASH! I just try another card ;-) |
stimulus payments
On Tue, 21 Apr 2020 22:14:27 -0000 (UTC), Bill
wrote: John wrote: On Tue, 21 Apr 2020 15:44:58 -0400, wrote: On Tue, 21 Apr 2020 15:29:20 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've used an ATM only once in my life. That was in Holland when I needed some Euros. -- === How do you get cash here in the states? My former employer was an ATM pioneer so I've been using them for 40+ years. Never had a problem. My branch is only a mile or so away. About once every six months I get a couple thousand in 50's. I use cash very seldom. Grandkids and the cleaning girl mostly. If I buy a potato at Safeway, it goes on the credit card. My bank has a reward system - 2% for everything. -- Freedom Isn't Free! I would not get $50’s. They were harder to pass than $100’s. I use $20. I pay cash at small stores so they actually make a profit. Friends own a donut shop. People will put a $2 purchase on a card. That costs the store $0.25-35 minimum. They do have a $5 minimum, but ignore most the time. Handling cash isn't free either if your labor and risk mean anything to you and if you are not stuffing some in your hip pocket now and then, cards end up being cheaper. The bigger the company, the more expensive it is to deal with cash. (labor + risk). That is why stores like you getting cash back on a debit purchase. They get the money and don't have to deal with securing it and depositing it. |
stimulus payments
wrote:
On Tue, 21 Apr 2020 22:14:27 -0000 (UTC), Bill wrote: John wrote: On Tue, 21 Apr 2020 15:44:58 -0400, wrote: On Tue, 21 Apr 2020 15:29:20 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've used an ATM only once in my life. That was in Holland when I needed some Euros. -- === How do you get cash here in the states? My former employer was an ATM pioneer so I've been using them for 40+ years. Never had a problem. My branch is only a mile or so away. About once every six months I get a couple thousand in 50's. I use cash very seldom. Grandkids and the cleaning girl mostly. If I buy a potato at Safeway, it goes on the credit card. My bank has a reward system - 2% for everything. -- Freedom Isn't Free! I would not get $50’s. They were harder to pass than $100’s. I use $20. I pay cash at small stores so they actually make a profit. Friends own a donut shop. People will put a $2 purchase on a card. That costs the store $0.25-35 minimum. They do have a $5 minimum, but ignore most the time. Handling cash isn't free either if your labor and risk mean anything to you and if you are not stuffing some in your hip pocket now and then, cards end up being cheaper. The bigger the company, the more expensive it is to deal with cash. (labor + risk). That is why stores like you getting cash back on a debit purchase. They get the money and don't have to deal with securing it and depositing it. But, I always like some cash. When I ran a continuing engineering group I always told the guys working for me to carry a good amount of cash. They said, well they had the company AmEx card and a debit card. Asked what happens when no ATM handy, or you want food where they don’t take cards? Same with my parents, who were children and young adults in the depression. |
stimulus payments
On Wed, 22 Apr 2020 03:25:49 -0000 (UTC), Bill
wrote: wrote: On Tue, 21 Apr 2020 22:14:27 -0000 (UTC), Bill wrote: John wrote: On Tue, 21 Apr 2020 15:44:58 -0400, wrote: On Tue, 21 Apr 2020 15:29:20 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've used an ATM only once in my life. That was in Holland when I needed some Euros. -- === How do you get cash here in the states? My former employer was an ATM pioneer so I've been using them for 40+ years. Never had a problem. My branch is only a mile or so away. About once every six months I get a couple thousand in 50's. I use cash very seldom. Grandkids and the cleaning girl mostly. If I buy a potato at Safeway, it goes on the credit card. My bank has a reward system - 2% for everything. -- Freedom Isn't Free! I would not get $50’s. They were harder to pass than $100’s. I use $20. I pay cash at small stores so they actually make a profit. Friends own a donut shop. People will put a $2 purchase on a card. That costs the store $0.25-35 minimum. They do have a $5 minimum, but ignore most the time. Handling cash isn't free either if your labor and risk mean anything to you and if you are not stuffing some in your hip pocket now and then, cards end up being cheaper. The bigger the company, the more expensive it is to deal with cash. (labor + risk). That is why stores like you getting cash back on a debit purchase. They get the money and don't have to deal with securing it and depositing it. But, I always like some cash. When I ran a continuing engineering group I always told the guys working for me to carry a good amount of cash. They said, well they had the company AmEx card and a debit card. Asked what happens when no ATM handy, or you want food where they don’t take cards? Same with my parents, who were children and young adults in the depression. I usually have lunch money with me but not usually over $50-100. When we were in "Roto Rooter" (Rotorua) New Zealand. I got $100 out of the ATM and we walked around that little 4 block entertainment area in town. A couple hours later I was back at the ATM and we didn't even have dinner there. That was another "Land of the disappearing $100 bills" ... like Alaska. |
stimulus payments
On Tue, 21 Apr 2020 19:44:37 -0400, wrote:
On Tue, 21 Apr 2020 15:31:55 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've been with my current bank for 55 years. Never had a problem with them. I think having one bank is a great idea. It is fine until you are somewhere that doesn't have that bank around. When you get out west in the boonies, bank options are more limited. That's why God invented Visa. -- Freedom Isn't Free! |
stimulus payments
On 4/22/2020 6:54 AM, John wrote:
On Tue, 21 Apr 2020 19:44:37 -0400, wrote: On Tue, 21 Apr 2020 15:31:55 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've been with my current bank for 55 years. Never had a problem with them. I think having one bank is a great idea. It is fine until you are somewhere that doesn't have that bank around. When you get out west in the boonies, bank options are more limited. That's why God invented Visa. Our first "credit card" was a Sears revolving charge card. Mrs.E. and I were just married, barely 20 years old and we had to meet with a representative from Sears who gave us a lecture on responsible use of the card. This was way before Sears started Discover cards and also started accepting regular credit cards. -- This email has been checked for viruses by AVG. https://www.avg.com |
stimulus payments
wrote:
On Wed, 22 Apr 2020 03:25:49 -0000 (UTC), Bill wrote: wrote: On Tue, 21 Apr 2020 22:14:27 -0000 (UTC), Bill wrote: John wrote: On Tue, 21 Apr 2020 15:44:58 -0400, wrote: On Tue, 21 Apr 2020 15:29:20 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've used an ATM only once in my life. That was in Holland when I needed some Euros. -- === How do you get cash here in the states? My former employer was an ATM pioneer so I've been using them for 40+ years. Never had a problem. My branch is only a mile or so away. About once every six months I get a couple thousand in 50's. I use cash very seldom. Grandkids and the cleaning girl mostly. If I buy a potato at Safeway, it goes on the credit card. My bank has a reward system - 2% for everything. -- Freedom Isn't Free! I would not get $50’s. They were harder to pass than $100’s. I use $20. I pay cash at small stores so they actually make a profit. Friends own a donut shop. People will put a $2 purchase on a card. That costs the store $0.25-35 minimum. They do have a $5 minimum, but ignore most the time. Handling cash isn't free either if your labor and risk mean anything to you and if you are not stuffing some in your hip pocket now and then, cards end up being cheaper. The bigger the company, the more expensive it is to deal with cash. (labor + risk). That is why stores like you getting cash back on a debit purchase. They get the money and don't have to deal with securing it and depositing it. But, I always like some cash. When I ran a continuing engineering group I always told the guys working for me to carry a good amount of cash. They said, well they had the company AmEx card and a debit card. Asked what happens when no ATM handy, or you want food where they don’t take cards? Same with my parents, who were children and young adults in the depression. I usually have lunch money with me but not usually over $50-100. When we were in "Roto Rooter" (Rotorua) New Zealand. I got $100 out of the ATM and we walked around that little 4 block entertainment area in town. A couple hours later I was back at the ATM and we didn't even have dinner there. That was another "Land of the disappearing $100 bills" ... like Alaska. I always get $300-500 equivalent from an ATM in a foreign country. But since I have to pay the ATM fee, saves money that way. Rotorua was one of our favorite places in NZ. Best and worst meal there, Best was Ciccio’s. Great food, and a Maori family was having a birthday party in the back. Some of the guys did their war dances. Worst was McDonalds. We had a late lunch out by some hot pools the locals use. So, decided to have a salad at McD’s. 2 salads and 2 drinks $25 and absolutely no taste to the salads. Ciccio’s steak and sides were only about $40. |
stimulus payments
On Wed, 22 Apr 2020 06:54:18 -0400, John wrote:
On Tue, 21 Apr 2020 19:44:37 -0400, wrote: On Tue, 21 Apr 2020 15:31:55 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've been with my current bank for 55 years. Never had a problem with them. I think having one bank is a great idea. It is fine until you are somewhere that doesn't have that bank around. When you get out west in the boonies, bank options are more limited. That's why God invented Visa. It may be shocking to you but we have been in places that just wanted cash and it always ****es me off paying foreign bank ATM fees. |
stimulus payments
On Wed, 22 Apr 2020 07:12:08 -0400, "Mr. Luddite"
wrote: On 4/22/2020 6:54 AM, John wrote: On Tue, 21 Apr 2020 19:44:37 -0400, wrote: On Tue, 21 Apr 2020 15:31:55 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've been with my current bank for 55 years. Never had a problem with them. I think having one bank is a great idea. It is fine until you are somewhere that doesn't have that bank around. When you get out west in the boonies, bank options are more limited. That's why God invented Visa. Our first "credit card" was a Sears revolving charge card. Mrs.E. and I were just married, barely 20 years old and we had to meet with a representative from Sears who gave us a lecture on responsible use of the card. This was way before Sears started Discover cards and also started accepting regular credit cards. My first card was a Shell card, I went straight from there to Am Ex (68 or so). It wasn't until the 70s that I got a Visa (BankAmericard at the time). |
stimulus payments
On Wed, 22 Apr 2020 15:18:34 -0000 (UTC), Bill
wrote: wrote: On Wed, 22 Apr 2020 03:25:49 -0000 (UTC), Bill wrote: wrote: On Tue, 21 Apr 2020 22:14:27 -0000 (UTC), Bill wrote: John wrote: On Tue, 21 Apr 2020 15:44:58 -0400, wrote: On Tue, 21 Apr 2020 15:29:20 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've used an ATM only once in my life. That was in Holland when I needed some Euros. -- === How do you get cash here in the states? My former employer was an ATM pioneer so I've been using them for 40+ years. Never had a problem. My branch is only a mile or so away. About once every six months I get a couple thousand in 50's. I use cash very seldom. Grandkids and the cleaning girl mostly. If I buy a potato at Safeway, it goes on the credit card. My bank has a reward system - 2% for everything. -- Freedom Isn't Free! I would not get $50’s. They were harder to pass than $100’s. I use $20. I pay cash at small stores so they actually make a profit. Friends own a donut shop. People will put a $2 purchase on a card. That costs the store $0.25-35 minimum. They do have a $5 minimum, but ignore most the time. Handling cash isn't free either if your labor and risk mean anything to you and if you are not stuffing some in your hip pocket now and then, cards end up being cheaper. The bigger the company, the more expensive it is to deal with cash. (labor + risk). That is why stores like you getting cash back on a debit purchase. They get the money and don't have to deal with securing it and depositing it. But, I always like some cash. When I ran a continuing engineering group I always told the guys working for me to carry a good amount of cash. They said, well they had the company AmEx card and a debit card. Asked what happens when no ATM handy, or you want food where they don’t take cards? Same with my parents, who were children and young adults in the depression. I usually have lunch money with me but not usually over $50-100. When we were in "Roto Rooter" (Rotorua) New Zealand. I got $100 out of the ATM and we walked around that little 4 block entertainment area in town. A couple hours later I was back at the ATM and we didn't even have dinner there. That was another "Land of the disappearing $100 bills" ... like Alaska. I always get $300-500 equivalent from an ATM in a foreign country. But since I have to pay the ATM fee, saves money that way. Rotorua was one of our favorite places in NZ. Best and worst meal there, Best was Ciccio’s. Great food, and a Maori family was having a birthday party in the back. Some of the guys did their war dances. Worst was McDonalds. We had a late lunch out by some hot pools the locals use. So, decided to have a salad at McD’s. 2 salads and 2 drinks $25 and absolutely no taste to the salads. Ciccio’s steak and sides were only about $40. The sulfur smell from the volcano seemed to make anything you ate taste bad. (Hence Roto Rooter). Maybe that is better on some days than others but it smelled like a pickled egg fart the whole time we were there. Judy just wanted to see the redwoods. Nothing like California tho. http://gfretwell.com/ftp/New%20Zeala...20redwoods.jpg They were just setting this up when we went over to the park and we got a free walk through it. I am not sure what a ticket was but based on NZ prices, it was probably $20 each. http://gfretwell.com/ftp/New%20Zealand/Rotorua/maze.jpg I was pretty happy that one of my banks was partner with WestPac. ATMs were free. |
stimulus payments
On Wed, 22 Apr 2020 14:42:23 -0400, wrote:
On Wed, 22 Apr 2020 06:54:18 -0400, John wrote: On Tue, 21 Apr 2020 19:44:37 -0400, wrote: On Tue, 21 Apr 2020 15:31:55 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've been with my current bank for 55 years. Never had a problem with them. I think having one bank is a great idea. It is fine until you are somewhere that doesn't have that bank around. When you get out west in the boonies, bank options are more limited. That's why God invented Visa. It may be shocking to you but we have been in places that just wanted cash and it always ****es me off paying foreign bank ATM fees. I always carry cash, but invariably I return home with it still in my pocket. I haven't found those out-of-the-way places you've found. -- Freedom Isn't Free! |
stimulus payments
John wrote:
On Wed, 22 Apr 2020 14:42:23 -0400, wrote: On Wed, 22 Apr 2020 06:54:18 -0400, John wrote: On Tue, 21 Apr 2020 19:44:37 -0400, wrote: On Tue, 21 Apr 2020 15:31:55 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've been with my current bank for 55 years. Never had a problem with them. I think having one bank is a great idea. It is fine until you are somewhere that doesn't have that bank around. When you get out west in the boonies, bank options are more limited. That's why God invented Visa. It may be shocking to you but we have been in places that just wanted cash and it always ****es me off paying foreign bank ATM fees. I always carry cash, but invariably I return home with it still in my pocket. I haven't found those out-of-the-way places you've found. -- Freedom Isn't Free! You do cruises. Not backroads. |
stimulus payments
On Wed, 22 Apr 2020 22:08:03 -0000 (UTC), Bill
wrote: John wrote: On Wed, 22 Apr 2020 14:42:23 -0400, wrote: On Wed, 22 Apr 2020 06:54:18 -0400, John wrote: On Tue, 21 Apr 2020 19:44:37 -0400, wrote: On Tue, 21 Apr 2020 15:31:55 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've been with my current bank for 55 years. Never had a problem with them. I think having one bank is a great idea. It is fine until you are somewhere that doesn't have that bank around. When you get out west in the boonies, bank options are more limited. That's why God invented Visa. It may be shocking to you but we have been in places that just wanted cash and it always ****es me off paying foreign bank ATM fees. I always carry cash, but invariably I return home with it still in my pocket. I haven't found those out-of-the-way places you've found. -- Freedom Isn't Free! You do cruises. Not backroads. I was going to say that but I let it go. |
stimulus payments
wrote:
On Wed, 22 Apr 2020 22:08:03 -0000 (UTC), Bill wrote: John wrote: On Wed, 22 Apr 2020 14:42:23 -0400, wrote: On Wed, 22 Apr 2020 06:54:18 -0400, John wrote: On Tue, 21 Apr 2020 19:44:37 -0400, wrote: On Tue, 21 Apr 2020 15:31:55 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've been with my current bank for 55 years. Never had a problem with them. I think having one bank is a great idea. It is fine until you are somewhere that doesn't have that bank around. When you get out west in the boonies, bank options are more limited. That's why God invented Visa. It may be shocking to you but we have been in places that just wanted cash and it always ****es me off paying foreign bank ATM fees. I always carry cash, but invariably I return home with it still in my pocket. I haven't found those out-of-the-way places you've found. -- Freedom Isn't Free! You do cruises. Not backroads. I was going to say that but I let it go. Hell, we go places without cell coverage. |
stimulus payments
On Thu, 23 Apr 2020 00:29:45 -0000 (UTC), Bill
wrote: wrote: On Wed, 22 Apr 2020 22:08:03 -0000 (UTC), Bill wrote: John wrote: On Wed, 22 Apr 2020 14:42:23 -0400, wrote: On Wed, 22 Apr 2020 06:54:18 -0400, John wrote: On Tue, 21 Apr 2020 19:44:37 -0400, wrote: On Tue, 21 Apr 2020 15:31:55 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've been with my current bank for 55 years. Never had a problem with them. I think having one bank is a great idea. It is fine until you are somewhere that doesn't have that bank around. When you get out west in the boonies, bank options are more limited. That's why God invented Visa. It may be shocking to you but we have been in places that just wanted cash and it always ****es me off paying foreign bank ATM fees. I always carry cash, but invariably I return home with it still in my pocket. I haven't found those out-of-the-way places you've found. -- Freedom Isn't Free! You do cruises. Not backroads. I was going to say that but I let it go. Hell, we go places without cell coverage. Yup lots of them here. That little jeep ride from Squaw Valley to Donner Pass on the logging roads was one. A lot of our off roading west of Spearfish SD into Wyoming was pretty dead too. So was the cabin off of Wayah road in North Carolina east of Topton. We could climb up to the top of the mountain and get 4g tho. No internet there either. It was good I still had dial up. ;-) |
stimulus payments
On Wed, 22 Apr 2020 22:08:03 -0000 (UTC), Bill
wrote: John wrote: On Wed, 22 Apr 2020 14:42:23 -0400, wrote: On Wed, 22 Apr 2020 06:54:18 -0400, John wrote: On Tue, 21 Apr 2020 19:44:37 -0400, wrote: On Tue, 21 Apr 2020 15:31:55 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've been with my current bank for 55 years. Never had a problem with them. I think having one bank is a great idea. It is fine until you are somewhere that doesn't have that bank around. When you get out west in the boonies, bank options are more limited. That's why God invented Visa. It may be shocking to you but we have been in places that just wanted cash and it always ****es me off paying foreign bank ATM fees. I always carry cash, but invariably I return home with it still in my pocket. I haven't found those out-of-the-way places you've found. -- Freedom Isn't Free! You do cruises. Not backroads. Well, I do roads, but have yet to find myself in such boonies that a Visa doesn't work! Hell, even the farmers' market people take Visa now. Where do you go that you have to buy stuff at a place that doesn't take a card? -- Freedom Isn't Free! |
stimulus payments
On Thu, 23 Apr 2020 00:29:45 -0000 (UTC), Bill
wrote: wrote: On Wed, 22 Apr 2020 22:08:03 -0000 (UTC), Bill wrote: John wrote: On Wed, 22 Apr 2020 14:42:23 -0400, wrote: On Wed, 22 Apr 2020 06:54:18 -0400, John wrote: On Tue, 21 Apr 2020 19:44:37 -0400, wrote: On Tue, 21 Apr 2020 15:31:55 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've been with my current bank for 55 years. Never had a problem with them. I think having one bank is a great idea. It is fine until you are somewhere that doesn't have that bank around. When you get out west in the boonies, bank options are more limited. That's why God invented Visa. It may be shocking to you but we have been in places that just wanted cash and it always ****es me off paying foreign bank ATM fees. I always carry cash, but invariably I return home with it still in my pocket. I haven't found those out-of-the-way places you've found. -- Freedom Isn't Free! You do cruises. Not backroads. I was going to say that but I let it go. Hell, we go places without cell coverage. Shenandoah River State Park doesn't have cell coverage, but they take Visa! -- Freedom Isn't Free! |
stimulus payments
On Thu, 23 Apr 2020 01:22:42 -0400, wrote:
On Thu, 23 Apr 2020 00:29:45 -0000 (UTC), Bill wrote: wrote: On Wed, 22 Apr 2020 22:08:03 -0000 (UTC), Bill wrote: John wrote: On Wed, 22 Apr 2020 14:42:23 -0400, wrote: On Wed, 22 Apr 2020 06:54:18 -0400, John wrote: On Tue, 21 Apr 2020 19:44:37 -0400, wrote: On Tue, 21 Apr 2020 15:31:55 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've been with my current bank for 55 years. Never had a problem with them. I think having one bank is a great idea. It is fine until you are somewhere that doesn't have that bank around. When you get out west in the boonies, bank options are more limited. That's why God invented Visa. It may be shocking to you but we have been in places that just wanted cash and it always ****es me off paying foreign bank ATM fees. I always carry cash, but invariably I return home with it still in my pocket. I haven't found those out-of-the-way places you've found. -- Freedom Isn't Free! You do cruises. Not backroads. I was going to say that but I let it go. Hell, we go places without cell coverage. Yup lots of them here. That little jeep ride from Squaw Valley to Donner Pass on the logging roads was one. A lot of our off roading west of Spearfish SD into Wyoming was pretty dead too. So was the cabin off of Wayah road in North Carolina east of Topton. We could climb up to the top of the mountain and get 4g tho. No internet there either. It was good I still had dial up. ;-) And where up on those logging roads did you shop where Visa wasn't accepted? -- Freedom Isn't Free! |
stimulus payments
On Thu, 23 Apr 2020 08:02:45 -0400, John wrote:
Well, I do roads, but have yet to find myself in such boonies that a Visa doesn't work! Hell, even the farmers' market people take Visa now. Where do you go that you have to buy stuff at a place that doesn't take a card? === Out Islands of The Bahamas. -- This email has been checked for viruses by AVG. https://www.avg.com |
stimulus payments
|
stimulus payments
John wrote:
On Thu, 23 Apr 2020 01:22:42 -0400, wrote: On Thu, 23 Apr 2020 00:29:45 -0000 (UTC), Bill wrote: wrote: On Wed, 22 Apr 2020 22:08:03 -0000 (UTC), Bill wrote: John wrote: On Wed, 22 Apr 2020 14:42:23 -0400, wrote: On Wed, 22 Apr 2020 06:54:18 -0400, John wrote: On Tue, 21 Apr 2020 19:44:37 -0400, wrote: On Tue, 21 Apr 2020 15:31:55 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've been with my current bank for 55 years. Never had a problem with them. I think having one bank is a great idea. It is fine until you are somewhere that doesn't have that bank around. When you get out west in the boonies, bank options are more limited. That's why God invented Visa. It may be shocking to you but we have been in places that just wanted cash and it always ****es me off paying foreign bank ATM fees. I always carry cash, but invariably I return home with it still in my pocket. I haven't found those out-of-the-way places you've found. -- Freedom Isn't Free! You do cruises. Not backroads. I was going to say that but I let it go. Hell, we go places without cell coverage. Yup lots of them here. That little jeep ride from Squaw Valley to Donner Pass on the logging roads was one. A lot of our off roading west of Spearfish SD into Wyoming was pretty dead too. So was the cabin off of Wayah road in North Carolina east of Topton. We could climb up to the top of the mountain and get 4g tho. No internet there either. It was good I still had dial up. ;-) And where up on those logging roads did you shop where Visa wasn't accepted? -- Freedom Isn't Free! Quite a few places don’t take cards in Wyoming, Montana, etc. they run on a low margin. Small ice cream shops, some restaurants. |
stimulus payments
On Thu, 23 Apr 2020 08:02:45 -0400, John wrote:
On Wed, 22 Apr 2020 22:08:03 -0000 (UTC), Bill wrote: John wrote: On Wed, 22 Apr 2020 14:42:23 -0400, wrote: On Wed, 22 Apr 2020 06:54:18 -0400, John wrote: On Tue, 21 Apr 2020 19:44:37 -0400, wrote: On Tue, 21 Apr 2020 15:31:55 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've been with my current bank for 55 years. Never had a problem with them. I think having one bank is a great idea. It is fine until you are somewhere that doesn't have that bank around. When you get out west in the boonies, bank options are more limited. That's why God invented Visa. It may be shocking to you but we have been in places that just wanted cash and it always ****es me off paying foreign bank ATM fees. I always carry cash, but invariably I return home with it still in my pocket. I haven't found those out-of-the-way places you've found. -- Freedom Isn't Free! You do cruises. Not backroads. Well, I do roads, but have yet to find myself in such boonies that a Visa doesn't work! Hell, even the farmers' market people take Visa now. Where do you go that you have to buy stuff at a place that doesn't take a card? http://gfretwell.com/ftp/New%20Zealand/Lake%20Tekapo/When%20I%20am%20down%20in%20the%20dumps.jpg |
stimulus payments
On Thu, 23 Apr 2020 08:04:57 -0400, John wrote:
On Thu, 23 Apr 2020 01:22:42 -0400, wrote: On Thu, 23 Apr 2020 00:29:45 -0000 (UTC), Bill wrote: wrote: On Wed, 22 Apr 2020 22:08:03 -0000 (UTC), Bill wrote: John wrote: On Wed, 22 Apr 2020 14:42:23 -0400, wrote: On Wed, 22 Apr 2020 06:54:18 -0400, John wrote: On Tue, 21 Apr 2020 19:44:37 -0400, wrote: On Tue, 21 Apr 2020 15:31:55 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've been with my current bank for 55 years. Never had a problem with them. I think having one bank is a great idea. It is fine until you are somewhere that doesn't have that bank around. When you get out west in the boonies, bank options are more limited. That's why God invented Visa. It may be shocking to you but we have been in places that just wanted cash and it always ****es me off paying foreign bank ATM fees. I always carry cash, but invariably I return home with it still in my pocket. I haven't found those out-of-the-way places you've found. -- Freedom Isn't Free! You do cruises. Not backroads. I was going to say that but I let it go. Hell, we go places without cell coverage. Yup lots of them here. That little jeep ride from Squaw Valley to Donner Pass on the logging roads was one. A lot of our off roading west of Spearfish SD into Wyoming was pretty dead too. So was the cabin off of Wayah road in North Carolina east of Topton. We could climb up to the top of the mountain and get 4g tho. No internet there either. It was good I still had dial up. ;-) And where up on those logging roads did you shop where Visa wasn't accepted? A place where we had lunch near the Wyoming border was cash or check. Check surprised me but like I said, I always have lunch money. |
stimulus payments
On Thu, 23 Apr 2020 16:26:33 -0000 (UTC), Bill
wrote: John wrote: On Thu, 23 Apr 2020 01:22:42 -0400, wrote: On Thu, 23 Apr 2020 00:29:45 -0000 (UTC), Bill wrote: wrote: On Wed, 22 Apr 2020 22:08:03 -0000 (UTC), Bill wrote: John wrote: On Wed, 22 Apr 2020 14:42:23 -0400, wrote: On Wed, 22 Apr 2020 06:54:18 -0400, John wrote: On Tue, 21 Apr 2020 19:44:37 -0400, wrote: On Tue, 21 Apr 2020 15:31:55 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've been with my current bank for 55 years. Never had a problem with them. I think having one bank is a great idea. It is fine until you are somewhere that doesn't have that bank around. When you get out west in the boonies, bank options are more limited. That's why God invented Visa. It may be shocking to you but we have been in places that just wanted cash and it always ****es me off paying foreign bank ATM fees. I always carry cash, but invariably I return home with it still in my pocket. I haven't found those out-of-the-way places you've found. -- Freedom Isn't Free! You do cruises. Not backroads. I was going to say that but I let it go. Hell, we go places without cell coverage. Yup lots of them here. That little jeep ride from Squaw Valley to Donner Pass on the logging roads was one. A lot of our off roading west of Spearfish SD into Wyoming was pretty dead too. So was the cabin off of Wayah road in North Carolina east of Topton. We could climb up to the top of the mountain and get 4g tho. No internet there either. It was good I still had dial up. ;-) And where up on those logging roads did you shop where Visa wasn't accepted? -- Freedom Isn't Free! Quite a few places don’t take cards in Wyoming, Montana, etc. they run on a low margin. Small ice cream shops, some restaurants. I've motorcycled through Wyoming and Montana, but I guess I missed those places. But I always carry some cash, so I'll be OK next time. -- Freedom Isn't Free! |
stimulus payments
On Thu, 23 Apr 2020 15:23:07 -0400, John wrote:
On Thu, 23 Apr 2020 16:26:33 -0000 (UTC), Bill wrote: John wrote: On Thu, 23 Apr 2020 01:22:42 -0400, wrote: On Thu, 23 Apr 2020 00:29:45 -0000 (UTC), Bill wrote: wrote: On Wed, 22 Apr 2020 22:08:03 -0000 (UTC), Bill wrote: John wrote: On Wed, 22 Apr 2020 14:42:23 -0400, wrote: On Wed, 22 Apr 2020 06:54:18 -0400, John wrote: On Tue, 21 Apr 2020 19:44:37 -0400, wrote: On Tue, 21 Apr 2020 15:31:55 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've been with my current bank for 55 years. Never had a problem with them. I think having one bank is a great idea. It is fine until you are somewhere that doesn't have that bank around. When you get out west in the boonies, bank options are more limited. That's why God invented Visa. It may be shocking to you but we have been in places that just wanted cash and it always ****es me off paying foreign bank ATM fees. I always carry cash, but invariably I return home with it still in my pocket. I haven't found those out-of-the-way places you've found. -- Freedom Isn't Free! You do cruises. Not backroads. I was going to say that but I let it go. Hell, we go places without cell coverage. Yup lots of them here. That little jeep ride from Squaw Valley to Donner Pass on the logging roads was one. A lot of our off roading west of Spearfish SD into Wyoming was pretty dead too. So was the cabin off of Wayah road in North Carolina east of Topton. We could climb up to the top of the mountain and get 4g tho. No internet there either. It was good I still had dial up. ;-) And where up on those logging roads did you shop where Visa wasn't accepted? -- Freedom Isn't Free! Quite a few places don’t take cards in Wyoming, Montana, etc. they run on a low margin. Small ice cream shops, some restaurants. I've motorcycled through Wyoming and Montana, but I guess I missed those places. But I always carry some cash, so I'll be OK next time. If you have cash, why are we having this conversation? The point is sometimes you need it and ATMs are handy to get it. If they weren't the banks would get rid of them. ATMs are expensive to set up and maintain. |
stimulus payments
|
stimulus payments
On Thu, 23 Apr 2020 16:32:42 -0400, wrote:
On Thu, 23 Apr 2020 15:23:07 -0400, John wrote: On Thu, 23 Apr 2020 16:26:33 -0000 (UTC), Bill wrote: John wrote: On Thu, 23 Apr 2020 01:22:42 -0400, wrote: On Thu, 23 Apr 2020 00:29:45 -0000 (UTC), Bill wrote: wrote: On Wed, 22 Apr 2020 22:08:03 -0000 (UTC), Bill wrote: John wrote: On Wed, 22 Apr 2020 14:42:23 -0400, wrote: On Wed, 22 Apr 2020 06:54:18 -0400, John wrote: On Tue, 21 Apr 2020 19:44:37 -0400, wrote: On Tue, 21 Apr 2020 15:31:55 -0400, John wrote: On Tue, 21 Apr 2020 13:39:14 -0400, wrote: On Tue, 21 Apr 2020 07:28:38 -0400, John wrote: On Mon, 20 Apr 2020 19:07:03 -0400, wrote: On Mon, 20 Apr 2020 16:47:20 -0400, John wrote: On Mon, 20 Apr 2020 16:33:36 -0400, wrote: On Mon, 20 Apr 2020 14:49:42 -0400, John wrote: On Mon, 20 Apr 2020 14:13:40 -0400, wrote: On Mon, 20 Apr 2020 13:09:30 -0400, John wrote: On Mon, 20 Apr 2020 12:57:25 -0400, wrote: On Mon, 20 Apr 2020 06:58:56 -0400, John wrote: On Sun, 19 Apr 2020 21:31:18 -0400, wrote: On Sun, 19 Apr 2020 19:27:07 -0400, John wrote: On Sun, 19 Apr 2020 19:09:55 -0400, wrote: On Sun, 19 Apr 2020 14:34:44 -0400, John wrote: On Sun, 19 Apr 2020 14:03:31 -0400, wrote: On Sun, 19 Apr 2020 13:38:44 -0400, John wrote: On Sun, 19 Apr 2020 17:01:52 -0000 (UTC), Bill wrote: I looked on the IRS site wondering where my money was. We get our refund for years direct deposit, our social security checks for 15 years have been direct deposit to the same account. The site said I was eligible, but needed banking info. Sad, they are this incompetent. So you may want to check your eligibility and see if they have the bank info. Mine came through fine. IRS says they sent mine but I should check with the bank to see if they have it. I am just going to wait for my next bank statement. I am not even sure the bank is open. I doubt I will see it just by looking at my balance. Us modernized folks can check our accounts online. + I guess if you believe, go for it. I limit online exposure to my money. Me too. It's between me and my bank. You your bank and anyone else on the internet who can crack your security or the bank's. If I believe in what? That you or they can't be hacked. The convenience is well worth the odds. What convenience? I have enough money in the bank that I don't need to be looking at it every day. I pay bills, get my checking, savings, and credit card statements all online from the bank. Payments are made by transferring money online from one account to another or to the payee - water, electric, gas, credit card, etc. That's called convenience. Has nothing to do with how 'much' money you have. I EFT things like bills and payments to me but that is not the same as an open internet portal with my name on the transaction. If someone hacks your phone and logs on as you, your chances of fighting it are harder than if someone pretends to be the power company. The only value I see to logging into my account is to transfer money between accounts or check my balance. I don't care about either of those enough to have one more password to protect. (or 5 if I had access to all of my accounts) Like I said, the convenience is well worth the odds. I guess I just haven't missed it. I don't really deal with my banks that much and I usually just go there when I do. That ends up being a few times a year. If nothing else, it is not worth having 4 or 5 more passwords to remember. I do all that with one password. Same password different banks? That is not a great idea. Only one bank. No need for others. I never thought only having one bank was a good idea. It makes it too hard to fire them if they **** you off. With multiple banks you also have a better chance of finding an ATM nearby that doesn't charge you $4 to get a $20. I've been with my current bank for 55 years. Never had a problem with them. I think having one bank is a great idea. It is fine until you are somewhere that doesn't have that bank around. When you get out west in the boonies, bank options are more limited. That's why God invented Visa. It may be shocking to you but we have been in places that just wanted cash and it always ****es me off paying foreign bank ATM fees. I always carry cash, but invariably I return home with it still in my pocket. I haven't found those out-of-the-way places you've found. -- Freedom Isn't Free! You do cruises. Not backroads. I was going to say that but I let it go. Hell, we go places without cell coverage. Yup lots of them here. That little jeep ride from Squaw Valley to Donner Pass on the logging roads was one. A lot of our off roading west of Spearfish SD into Wyoming was pretty dead too. So was the cabin off of Wayah road in North Carolina east of Topton. We could climb up to the top of the mountain and get 4g tho. No internet there either. It was good I still had dial up. ;-) And where up on those logging roads did you shop where Visa wasn't accepted? -- Freedom Isn't Free! Quite a few places don’t take cards in Wyoming, Montana, etc. they run on a low margin. Small ice cream shops, some restaurants. I've motorcycled through Wyoming and Montana, but I guess I missed those places. But I always carry some cash, so I'll be OK next time. If you have cash, why are we having this conversation? The point is sometimes you need it and ATMs are handy to get it. If they weren't the banks would get rid of them. ATMs are expensive to set up and maintain. 'Cause it's more interesting than your 'discussions' with Krause! -- Freedom Isn't Free! |
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