Is thinking obsolete?
 

On 8/6/2014 7:04 PM, Mr. Luddite wrote:
On 8/6/2014 8:34 PM, wrote:
On Wed, 06 Aug 2014 16:42:09 -0400, F*O*A*D wrote:

On 8/6/14 3:35 PM, wrote:
On Wed, 06 Aug 2014 12:44:57 -0500, Califbill
wrote:

wrote:
On Wed, 06 Aug 2014 01:59:31 -0500, Califbill

Here they pay in excess of $15 an hour for regular workers. So
couple
would make in excess of $30 an hour.

According to glassdoor the average for associates is more like $11
and
you don't break the $15 barrier until you are some kind of
supervisor.
California may be the exception, along with Hawaii, Alaska and parts
of New York.,

McD's pays $10.50 to start most urban places in California. And
seems as
if the Mexican's they are able to hire, as they work, also can do math
better than the American kids.

It is actually pretty hard to find a minimum wage job here in Florida
and the ones you see are truly just day labor for people who may not
finish working out the week.

At my wife's club, the only minimum wage full time workers are making
double or triple that in tips. Some make lots more.
The "cart barn" is splitting about $500 a day in season from the tip
jar. (starters, bag boys and rangers) plus whatever cash they pocket
directly. It is against policy but not rare.
Most of the rangers and starters would do it for the free golf alone.
That is worth $50-100 a round in season depending on where they would
play.



According to the BLS, an awful lot of Floridians earn $10 an hour or
less.

http://www.bls.gov/oes/current/oes_fl.htm


When I sort that table by mean wage, I see most of those $10 jobs are
people who get tips.

I admit there are a lot of agricultural workers who make **** money.
It is still a lot more than they could make in Guatemala.

I also notice there are not many, at all, making $7,.75, the minimum
wage here.



I didn't spend a lot of time looking at that long list of occupations
but after searching for 2 or 3 minutes I only found about 4 that paid
$10/hr or less.

One was for a "parking attendant" ... another for a "vehicle cleaner".
Forgot what the other two were.

Hardly "an awful lot" (Harry's words).


Harry the wordsmith has an awful time trying to put a bunch of words
together to make a truthful and accurate statement.

--
"I predict future happiness for Americans if they can prevent the
government from wasting the labors of the people under the pretense of
taking care of them".
Thomas Jefferson

Is thinking obsolete?
 

On 8/7/2014 7:33 AM, True North wrote:
Bertram
"Why is targeting civilians in a war between nations a bad thing?........"


WOW!
Maybe the average civilian in either country has little or no say in what it's government does...such as North Korea.
You are quite a piece of work, Bertie.

Kind of like Canada and it's big brother to the south, eh?

--
"I predict future happiness for Americans if they can prevent the
government from wasting the labors of the people under the pretense of
taking care of them".
Thomas Jefferson

Is thinking obsolete?
 

In article ,
says...

On Thu, 7 Aug 2014 09:21:17 -0400, BAR wrote:

In article ,
says...

On Tue, 05 Aug 2014 10:30:50 -0500, amdx wrote:

http://www.wnd.com/2014/08/is-thinking-now-obsolete/

Mikek


If, somehow, the allies had lost that war, Bomber Harris and Curtis
LeMay would have been in the dock at the Hague. We clearly targeted
civilians in Germany and Japan.

Why is targeting civilians in a war between nations a bad thing?

It is a war crime, prosecuted against the losers. Hermann Goring was
sentenced to death for the same thing Harris and LeMay did.



Goering wasn't prosecuted for civilian bombings for that very reason.
It wasn't considered a war crime.
Goering had other blood on his hands. Plenty.

Is thinking obsolete?
 

On 8/7/14 2:27 PM, wrote:
On Thu, 7 Aug 2014 09:21:17 -0400, BAR wrote:

In article ,
says...

On Tue, 05 Aug 2014 10:30:50 -0500, amdx wrote:

http://www.wnd.com/2014/08/is-thinking-now-obsolete/

Mikek


If, somehow, the allies had lost that war, Bomber Harris and Curtis
LeMay would have been in the dock at the Hague. We clearly targeted
civilians in Germany and Japan.

Why is targeting civilians in a war between nations a bad thing?

It is a war crime, prosecuted against the losers. Hermann Goring was
sentenced to death for the same thing Harris and LeMay did.




Göring was prosecuted for war crimes and for crimes against humanity.
He committed suicide.

Is thinking obsolete?
 

On 8/7/2014 12:32 PM, wrote:
On Thu, 7 Aug 2014 10:45:06 -0400, BAR wrote:

Why wouldn't you start to collect your social security at 62? If you
don't spend it you should invest it. You never know when you are going
to die and do you really want the government holding onto your money for
an extra 4 years and 3 months?

The last time I saw someone run those numbers, the crossover age was
82-83. If you live longer than that, you were better off waiting.

That does not assume any return from investing the money tho. Most
people don't. I am saving mine but that is not the same as investing
it, considering what interest rates are. I originally called it my
"new boat fund" but I never bought the new boat.
I have saved up enough to buy the house next door tho. I am getting
ready to steal it on a tax deed sale if the mortgage company doesn't
move pretty fast.

When I ran the numbers several years ago, I factored in a 5% COL
increase and the crossover point was around 87. So I think your numbers
are pretty close, give or take a year or so. I'm with Bar. The sooner
you get the Govt. to start paying back your money, the better.

--
"I predict future happiness for Americans if they can prevent the
government from wasting the labors of the people under the pretense of
taking care of them".
Thomas Jefferson

Is thinking obsolete?
 

H*a*r*r*o*l*d wrote:
On 8/7/2014 12:32 PM, wrote:
On Thu, 7 Aug 2014 10:45:06 -0400, BAR wrote:

Why wouldn't you start to collect your social security at 62? If you
don't spend it you should invest it. You never know when you are going
to die and do you really want the government holding onto your money for
an extra 4 years and 3 months?

The last time I saw someone run those numbers, the crossover age was
82-83. If you live longer than that, you were better off waiting.

That does not assume any return from investing the money tho. Most
people don't. I am saving mine but that is not the same as investing
it, considering what interest rates are. I originally called it my
"new boat fund" but I never bought the new boat.
I have saved up enough to buy the house next door tho. I am getting
ready to steal it on a tax deed sale if the mortgage company doesn't
move pretty fast.

When I ran the numbers several years ago, I factored in a 5% COL increase
and the crossover point was around 87. So I think your numbers are pretty
close, give or take a year or so. I'm with Bar. The sooner you get the
Govt. to start paying back your money, the better.

9 years ago, when I started collecting, the SS guy said the break even
point was 79. Maybe higher now. Different interest rates.

Is thinking obsolete?
 

wrote:
On Fri, 08 Aug 2014 00:00:31 -0500, Califbill
wrote:

H*a*r*r*o*l*d wrote:
On 8/7/2014 12:32 PM, wrote:
On Thu, 7 Aug 2014 10:45:06 -0400, BAR wrote:

Why wouldn't you start to collect your social security at 62? If you
don't spend it you should invest it. You never know when you are going
to die and do you really want the government holding onto your money for
an extra 4 years and 3 months?

The last time I saw someone run those numbers, the crossover age was
82-83. If you live longer than that, you were better off waiting.

That does not assume any return from investing the money tho. Most
people don't. I am saving mine but that is not the same as investing
it, considering what interest rates are. I originally called it my
"new boat fund" but I never bought the new boat.
I have saved up enough to buy the house next door tho. I am getting
ready to steal it on a tax deed sale if the mortgage company doesn't
move pretty fast.

When I ran the numbers several years ago, I factored in a 5% COL increase
and the crossover point was around 87. So I think your numbers are pretty
close, give or take a year or so. I'm with Bar. The sooner you get the
Govt. to start paying back your money, the better.

9 years ago, when I started collecting, the SS guy said the break even
point was 79. Maybe higher now. Different interest rates.

There are IBM guys who have all of this in a spread sheet and they can
fill in the blanks and run just about any scenario.
If I see it on the IBM retiree board I will post it here.

NCR is offering a cash buyout of our retirements. If your guys got spread
sheets on that also.

Is thinking obsolete?
 

On Fri, 08 Aug 2014 01:03:04 -0500, Califbill
wrote:

When I ran the numbers several years ago, I factored in a 5% COL increase
and the crossover point was around 87. So I think your numbers are pretty
close, give or take a year or so. I'm with Bar. The sooner you get the
Govt. to start paying back your money, the better.

9 years ago, when I started collecting, the SS guy said the break even
point was 79. Maybe higher now. Different interest rates.

There are IBM guys who have all of this in a spread sheet and they can
fill in the blanks and run just about any scenario.
If I see it on the IBM retiree board I will post it here.

NCR is offering a cash buyout of our retirements. If your guys got spread
sheets on that also.


===

You can bet that any company offering cash buyouts has already run the
numbers very carefully. It might make sense for someone with a
serious medical condition with a reduced longevity prognosis however.

Is thinking obsolete?
 

On Friday, August 8, 2014 12:24:44 PM UTC-4, wrote:

I do have a handy little DOS program that does most of this kind of
math (Mortgage calculator, loan tables etc and it includes a "time for
withdrawal" that computes how long it takes to deplete a fixed amount
of money invested at a particular interest rate.

This is a tiny program and it seems to run fine on any windoze
platform.

I have something that can do the same thing. It's called a CPA wife. Operating requirements are a bit more expensive, er, extensive though. :-

Is thinking obsolete?
 

wrote:
On Friday, August 8, 2014 12:24:44 PM UTC-4, wrote:

I do have a handy little DOS program that does most of this kind of
math (Mortgage calculator, loan tables etc and it includes a "time for
withdrawal" that computes how long it takes to deplete a fixed amount
of money invested at a particular interest rate.

This is a tiny program and it seems to run fine on any windoze
platform.

I have something that can do the same thing. It's called a CPA wife.
Operating requirements are a bit more expensive, er, extensive though. :-

Do not have a windows platform anymore.