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Another great example of right wing free enterprise without government interaction.
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Another great example of right wing free enterprise without governmentinteraction.
On 1/10/13 11:32 AM, wrote:
On Thu, 10 Jan 2013 09:05:11 -0500, iBoaterer wrote: http://tinyurl.com/b2dxqgf FEMA runs an ad about once an hour saying your homeowners insurance DOES NOT COVER FLOOD. Why is this a shock to anyone? If people don't buy flood insurance they gambled and lost. I am not paying their blackjack losses either., http://tinyurl.com/bybnao3 As for areas below the datum plane in your house, it is not covered, (beyond a few mechanicals that were covered in that article) Read your policy. They build houses on pilings for a reason, to get the finished floor above the datum plane. If people chose to use that space under their house as living space, they do it at their own peril. That is not a private insurance company saying that it is FEMA, the government. When we lived in Florida, the Republican U.S. Representative for that part of the state, Tillie Fowler, if memory serves, was always helping her owners, the real estate developers, get more flood prone waterfront property on the rolls as eligible for federal flood insurance. Here on the "Western Shore," we have a lot of two kinds of building lots on the Bay...lots barely higher than sea level, which flood in extra strong spring tides, and lots on the edges of cliffs that crumble into the bay. |
Another great example of right wing free enterprise without government interaction.
In article , says...
On 1/10/2013 11:32 AM, wrote: On Thu, 10 Jan 2013 09:05:11 -0500, iBoaterer wrote: http://tinyurl.com/b2dxqgf FEMA runs an ad about once an hour saying your homeowners insurance DOES NOT COVER FLOOD. Why is this a shock to anyone? If people don't buy flood insurance they gambled and lost. I am not paying their blackjack losses either., http://tinyurl.com/bybnao3 As for areas below the datum plane in your house, it is not covered, (beyond a few mechanicals that were covered in that article) Read your policy. They build houses on pilings for a reason, to get the finished floor above the datum plane. If people chose to use that space under their house as living space, they do it at their own peril. That is not a private insurance company saying that it is FEMA, the government. Well, just as an update... My bud was covered for flood and is receiving a check, someday. They will be moving back into the home in two weeks, and still have not recieved any FEMA or Insurance money as of yesterday. Same down there, lucky this guy is a part of our MX community and several contractors are helping him out, and waiting to get paid labor when ever the check comes. Because they are doing the work themselves, and the fact that they had no real structural damage... I think I heard him say the rebuild is costing around ten grand, parts and labor... Yeah, sure, another Harrytale. So, what did you do with the money you scammed people here out of via your homemade website? I'll bet certainly not an education for your kid. Hey, what about that daughter you claimed was highly successful in D.C.? Still in customer service for a medical supply store? |
Another great example of right wing free enterprise without government interaction.
In article , says...
On 1/10/13 11:32 AM, wrote: On Thu, 10 Jan 2013 09:05:11 -0500, iBoaterer wrote: http://tinyurl.com/b2dxqgf FEMA runs an ad about once an hour saying your homeowners insurance DOES NOT COVER FLOOD. Why is this a shock to anyone? If people don't buy flood insurance they gambled and lost. I am not paying their blackjack losses either., http://tinyurl.com/bybnao3 As for areas below the datum plane in your house, it is not covered, (beyond a few mechanicals that were covered in that article) Read your policy. They build houses on pilings for a reason, to get the finished floor above the datum plane. If people chose to use that space under their house as living space, they do it at their own peril. That is not a private insurance company saying that it is FEMA, the government. When we lived in Florida, the Republican U.S. Representative for that part of the state, Tillie Fowler, if memory serves, was always helping her owners, the real estate developers, get more flood prone waterfront property on the rolls as eligible for federal flood insurance. Here on the "Western Shore," we have a lot of two kinds of building lots on the Bay...lots barely higher than sea level, which flood in extra strong spring tides, and lots on the edges of cliffs that crumble into the bay. Which do you have? |
Another great example of right wing free enterprise withoutgovernment interaction.
On Thursday, January 10, 2013 1:19:35 PM UTC-4, iBoaterer wrote:
snip... Yeah, sure, another Harrytale. So, what did you do with the money you scammed people here out of via your homemade website? I'll bet certainly not an education for your kid. Hey, what about that daughter you claimed was highly successful in D.C.? Still in customer service for a medical supply store? Say what? After all the bragging Snottie did? Nothing wrong with her job though..honest work and she's showing a lot more responsibility than her deadbeat Li'lPappy. |
Another great example of right wing free enterprise without government interaction.
In article ,
says... On Thu, 10 Jan 2013 11:58:22 -0500, ESAD wrote: On 1/10/13 11:32 AM, wrote: As for areas below the datum plane in your house, it is not covered, (beyond a few mechanicals that were covered in that article) Read your policy. They build houses on pilings for a reason, to get the finished floor above the datum plane. If people chose to use that space under their house as living space, they do it at their own peril. That is not a private insurance company saying that it is FEMA, the government. When we lived in Florida, the Republican U.S. Representative for that part of the state, Tillie Fowler, if memory serves, was always helping her owners, the real estate developers, get more flood prone waterfront property on the rolls as eligible for federal flood insurance. I am not sure why FEMA writes any insurance on barrier islands and flood plains. It is basically just rich people welfare. Maybe they should have a "one strike and you are out" policy. The tax payers will rebuild you once, or just buy you out if you want but after that the lot is blacklisted. Yes, indeed. A barrier island is what it is, it's not a place to be inhabited. People think although it's low that it's stable and if they build on piles high enough, life is good, but a good storm, barrier island is gone or shifted or moved. Here on the "Western Shore," we have a lot of two kinds of building lots on the Bay...lots barely higher than sea level, which flood in extra strong spring tides, and lots on the edges of cliffs that crumble into the bay. Most places don't even have the cliff lots. They are just going to flood. I know I might flood some day but I am self insured for that. I am certainly not going to come crying to the government because I made that choice. The insurance is expensive enough that my likely damage from a foot or two of water would be about 10-15 years of premiums and we have a 100+ year flood free history. That is one reason I bought here. The addition I built has no drywall (CBS on both sides) and all of the electric is fed down from the top with a wet location wiring method. If I lost the rest of the house, I would go back the same way. People who move to Florida and settle right on the water would do well to take a lesson from a couple of generations of old Floridians. You don't see them build right on the beach!!! |
Another great example of right wing free enterprise without governmentinteraction.
On 1/10/13 12:20 PM, iBoaterer wrote:
In article , says... On 1/10/13 11:32 AM, wrote: On Thu, 10 Jan 2013 09:05:11 -0500, iBoaterer wrote: http://tinyurl.com/b2dxqgf FEMA runs an ad about once an hour saying your homeowners insurance DOES NOT COVER FLOOD. Why is this a shock to anyone? If people don't buy flood insurance they gambled and lost. I am not paying their blackjack losses either., http://tinyurl.com/bybnao3 As for areas below the datum plane in your house, it is not covered, (beyond a few mechanicals that were covered in that article) Read your policy. They build houses on pilings for a reason, to get the finished floor above the datum plane. If people chose to use that space under their house as living space, they do it at their own peril. That is not a private insurance company saying that it is FEMA, the government. When we lived in Florida, the Republican U.S. Representative for that part of the state, Tillie Fowler, if memory serves, was always helping her owners, the real estate developers, get more flood prone waterfront property on the rolls as eligible for federal flood insurance. Here on the "Western Shore," we have a lot of two kinds of building lots on the Bay...lots barely higher than sea level, which flood in extra strong spring tides, and lots on the edges of cliffs that crumble into the bay. Which do you have? Neither. We're 115 feet above sea level. If the Bay comes in here, it's Noah's Ark time. |
Another great example of right wing free enterprise without government interaction.
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Another great example of right wing free enterprise without government interaction.
wrote in message ... The insurance is expensive enough that my likely damage from a foot or two of water would be about 10-15 years of premiums and we have a 100+ year flood free history. That is one reason I bought here. ------------------------------------------ Not really flooding, but when we were considering buying a house in Jupiter, Florida, a few of my friends said, "What about the hurricanes?" Andrew was still fresh in peoples' minds. I did a little research and discovered that the Jupiter area had not had a direct hurricane hit in 100 years. Realizing how long the coastline of Florida is, I determined that the chances of a hurricane were actually small. So, we bought the house. In fact, we bought two houses in the same development. one more as an investment (and an escape for me from the other house and property that was dedicated to Mrs. E's horses.) A year later, we had three damaging hurricanes within 14 months. Charlie was the first. It was a near-miss but was close enough to cause a lot of wind damage. Because there had not been a hurricane in the Jupiter area for so long, there were a lot of downed trees and lots of roof damage. Then, a month later, Hurricane Jeanne hit. Not a severe hurricane but enough to cause a lot of roof damage again on many homes. Then, in November of 2005, Hurricane Wilma. Direct pass of the eye over Jupiter, causing more damage. I now conclude that the fact that a storm hasn't hit in 100 years means it's long overdue. |
Another great example of right wing free enterprise without government interaction.
wrote in message ... On Thu, 10 Jan 2013 20:06:11 -0500, "Eisboch" wrote: wrote in message ... The insurance is expensive enough that my likely damage from a foot or two of water would be about 10-15 years of premiums and we have a 100+ year flood free history. That is one reason I bought here. ------------------------------------------ Not really flooding, but when we were considering buying a house in Jupiter, Florida, a few of my friends said, "What about the hurricanes?" Andrew was still fresh in peoples' minds. I did a little research and discovered that the Jupiter area had not had a direct hurricane hit in 100 years. Realizing how long the coastline of Florida is, I determined that the chances of a hurricane were actually small. So, we bought the house. In fact, we bought two houses in the same development. one more as an investment (and an escape for me from the other house and property that was dedicated to Mrs. E's horses.) A year later, we had three damaging hurricanes within 14 months. Charlie was the first. It was a near-miss but was close enough to cause a lot of wind damage. Because there had not been a hurricane in the Jupiter area for so long, there were a lot of downed trees and lots of roof damage. Then, a month later, Hurricane Jeanne hit. Not a severe hurricane but enough to cause a lot of roof damage again on many homes. Then, in November of 2005, Hurricane Wilma. Direct pass of the eye over Jupiter, causing more damage. I now conclude that the fact that a storm hasn't hit in 100 years means it's long overdue. I agree, where a hurricane hits is just a crap shoot. At least Charley and Wilma hit you leaving, not coming in. Charley was the same thing for us, the first real hit for a while so a lot of things got blown over. I had 2 trees go down and both of them hit something. When Wilma hit most of the stuff that was going to blow away had blown away, We did have a few things around the neighborhood that took a hit since the wind was coming from the other direction but nothing at my house. Charley went in north of us, Wilma came in to the south.. -------------------------------------------------- I think Charley did the most tree and roof damage in our area, again because there had not been a hurricane close by for so long. But Wilma was the strongest, even though it also came in from the West. I was in the house alone during it and thought the walls were going to come down. (stick house). Power was lost during the first half. As the eye passed over, I remember them giving warnings that Wilma was unusual because reports were coming into the radio station that winds on the back side had gusts that were stronger than those in the front. They were right. Fortunately, the back side only lasted for a couple of hours whereas the front was about four hours. |
Another great example of right wing free enterprise without governmentinteraction.
On 1/10/2013 8:38 PM, wrote:
On Thu, 10 Jan 2013 16:25:58 -0500, iBoaterer wrote: In article , says... On Thu, 10 Jan 2013 12:55:36 -0500, iBoaterer wrote: I have always believed the big concrete buildings on the barrier islands might end up being island themselves. Since the 70s and 80s, the pilings might be 40 or 50 feet down so they will be there but the sand around the building could be gone. The trouble with the sand being gone is the pilings are using skin friction to hold the buildings down in a wind event. Without the sand, no skin friction, and the wind pushes the building over. Not as common with concrete tilt up or precast, but with pre-engineered metal buildings, which are built as light as possible, you need that skin friction, or if shallow foundations they need to be massive enough to keep the wind from blowing the building over or away! That is why the pilings are down 40 or 50 feet. People who move to Florida and settle right on the water would do well to take a lesson from a couple of generations of old Floridians. You don't see them build right on the beach!!! I am about 5 miles from the beach, behind 2 miles of mangroves. The surge from that direction will be blunted by nature. I have US41 and I75 to the east that will stop sheet flow from the everglades. It is a very effective flood control dam. Mangroves are good for a LOT of reasons, one is that it will keep the sand in place. It also breaks up a surge tide, provides habitat for all kinds of wildlife and helps with global warming. I like the mangroves here because they are protected and nobody is going to build anything else in the bay. Why are they called man"groves? |
Another great example of right wing free enterprise without government interaction.
|
Another great example of right wing free enterprise without governmentinteraction.
|
Another great example of right wing free enterprise without government interaction.
In article om,
says... On 1/11/2013 12:12 PM, wrote: On Fri, 11 Jan 2013 04:03:37 -0500, Meyer wrote: I like the mangroves here because they are protected and nobody is going to build anything else in the bay. Why are they called man"groves? Big roots they stick everywhere they can But why do they call them "man" groves. I can see citrus groves. But why man groves Because they stick their roots wherever they can, didn't you get it?? |
Another great example of right wing free enterprise without governmentinteraction.
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