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economist blames wall street for collapse
On May 10, 5:24*pm, bpuharic wrote:
On Mon, 10 May 2010 09:42:44 -0700 (PDT), Tim wrote: On May 10, 11:39*am, Tim wrote: On May 10, 10:09*am, wrote: Another thing I've found out, is that it seems I'm to busy to rant about how bad things seem to be. there's a word for folks like you: sheep No, There's a word for people like me. "Busy" |
economist blames wall street for collapse
"hk" wrote in message
... On 5/10/10 5:53 PM, nom=de=plume wrote: wrote in message ... On Mon, 10 May 2010 10:43:58 -0700, "nom=de=plume" wrote: The point with metal is it is a hedge in the drop in the dollar. Treasuries are just dollars and if the dollar gets devalued your treasuries are devalued. That is why silver coins are 13x the face value right now. A hedge is fine, but putting _all_ your marbles in one place isn't a particularly good strategy. You miss the inevitable upside for one thing. We all should agree with that. I don't even keep all my money in the same bank. Doubtful. :) I don't keep my money in banks. I use the credit union. I had BofA, but I don't like their policies. If you travel a lot, it's not a bad idea to have an account at one of the big national banks so you can use non-foreign ATMs and save the $3.00 fee for getting your own cash out. Other than that, though, credit unions are the way to go. -- The Tea Party's teabaggers are just the Republican base by another name. I haven't had a problem with reciprocal agreements and my CU refunds fees if there are any. |
economist blames wall street for collapse
wrote in message
... On Mon, 10 May 2010 17:56:20 -0400, hk wrote: Doubtful. :) I don't keep my money in banks. I use the credit union. I had BofA, but I don't like their policies. If you travel a lot, it's not a bad idea to have an account at one of the big national banks so you can use non-foreign ATMs and save the $3.00 fee for getting your own cash out. Other than that, though, credit unions are the way to go. I never saw that much advantage with the credit union but my wife likes hers. If you keep some money in the bank they treat you pretty well. I don't pay fees for anything. You definitely get more personalized service, which I like. They have good rates if you need them. |
economist blames wall street for collapse
wrote in message
... On Mon, 10 May 2010 14:53:45 -0700, "nom=de=plume" wrote: We all should agree with that. I don't even keep all my money in the same bank. Doubtful. :) I don't keep my money in banks. I use the credit union. I had BofA, but I don't like their policies. Only one? What do you do when they **** you off? ... or just close for some reason? I like at least 3 banks and at least 2 insurance companies. Then when you get mad at them it is easy to close out and go. Sounds complicated and time-consuming, but if you don't mind.... |
economist blames wall street for collapse
wrote in message
... On Mon, 10 May 2010 21:08:36 -0700, "nom=de=plume" wrote: wrote in message . .. On Mon, 10 May 2010 14:53:45 -0700, "nom=de=plume" wrote: We all should agree with that. I don't even keep all my money in the same bank. Doubtful. :) I don't keep my money in banks. I use the credit union. I had BofA, but I don't like their policies. Only one? What do you do when they **** you off? ... or just close for some reason? I like at least 3 banks and at least 2 insurance companies. Then when you get mad at them it is easy to close out and go. Sounds complicated and time-consuming, but if you don't mind.... What's complicated? Opening a few statements every month? I just think of it as keeping my money in a couple different pockets. One is debit card transactions for my day to day, one is checks and EFTs for bills and one is linked to my brokerage account. I think that is easier. The only one that is really dynamic is the debit card. The other two are very predictable. I usually know what the ending balance should be before I open the envelope. Umm... banks (mostly) are FDIC insured. No one under the $200K (now) limit has ever lost a dime. If you've got more than that in a bank, you're doing something wrong. :) I avoid debit cards except for gas. Keep in mind that they don't have the protections that CCs do. |
economist blames wall street for collapse
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economist blames wall street for collapse
On May 11, 6:18*am, bpuharic wrote:
On Mon, 10 May 2010 22:35:11 -0400, wrote: On Mon, 10 May 2010 21:15:48 -0400, bpuharic wrote: O That explains it, you snoozed through the time when they were making your job a dead end and now you are lashing out at everyone else. guess you right wingers *havent noticed the fact the middle class hasnt had a raise in 10 *years. you blow it off as unimportant. your view is that only the rich should have money. screw the middle class and i notice you call the rich 'everyone else'. in your world they're the only important folks. working people can go hang Well you have nothing to worry about now. Obama will fix it all and you will start getting COLAs right along with the Social Security folks. *Oops Obama stopped the COLAs he stopped the COLAS because the COLA was not going up... guess you missed that part. in fact mileage reimbursement for corporate expense accounts dropped from 58 cents to 50 cents this year...same reason BTW I hope you are ready for the sticker shock you will have when your open season starts on your health insurance. ROFLMAO!! health insurance costs under the free market were increasing at double digit rates! guess you right wingers missed that part! more of your right wing mythology- Hide quoted text - - Show quoted text - Our company group policy just went up 10% in one year.! |
economist blames wall street for collapse
On May 10, 9:58*pm, Tim wrote:
On May 10, 5:24*pm, bpuharic wrote: On Mon, 10 May 2010 09:42:44 -0700 (PDT), Tim wrote: On May 10, 11:39*am, Tim wrote: On May 10, 10:09*am, wrote: Another thing I've found out, is that it seems I'm to busy to rant about how bad things seem to be. there's a word for folks like you: sheep No, There's a word for people like me. "Busy" No, let me re-phrase that. "Grateful" |
economist blames wall street for collapse
wrote in message
... On Mon, 10 May 2010 23:16:39 -0700, "nom=de=plume" wrote: wrote in message . .. On Mon, 10 May 2010 21:08:36 -0700, "nom=de=plume" wrote: wrote in message m... On Mon, 10 May 2010 14:53:45 -0700, "nom=de=plume" wrote: We all should agree with that. I don't even keep all my money in the same bank. Doubtful. :) I don't keep my money in banks. I use the credit union. I had BofA, but I don't like their policies. Only one? What do you do when they **** you off? ... or just close for some reason? I like at least 3 banks and at least 2 insurance companies. Then when you get mad at them it is easy to close out and go. Sounds complicated and time-consuming, but if you don't mind.... What's complicated? Opening a few statements every month? I just think of it as keeping my money in a couple different pockets. One is debit card transactions for my day to day, one is checks and EFTs for bills and one is linked to my brokerage account. I think that is easier. The only one that is really dynamic is the debit card. The other two are very predictable. I usually know what the ending balance should be before I open the envelope. Umm... banks (mostly) are FDIC insured. No one under the $200K (now) limit has ever lost a dime. If you've got more than that in a bank, you're doing something wrong. :) I avoid debit cards except for gas. Keep in mind that they don't have the protections that CCs do. If it is a Visa/MC marked card they give you virtually the same protection. I use my debit for just about everything but I do keep some cash around for the day the card stops working.. I agree the FDIC will protect your deposits but it might not be immediate. Saying something never happened is also no assurance it never will. The Dow never lost 1000 points in 10 minutes before either. I really think we will see a lot of things that never happened before in the next decade. Actually, it's always immediate. You money never "goes away" to be later retrieved. Your money is completely safe, as long as there's a Federal gov't. The stock market isn't really a good counter example. The moon hasn't crashed into the earth, but I suppose it's possible. |
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