wrote in message
...
On Tue, 20 Apr 2010 00:14:28 -0700, "Bill McKee"
wrote:


wrote in message
. ..
On Mon, 19 Apr 2010 18:04:11 -0700, "Bill McKee"
wrote:

The boomers are just starting to wallow up to the trough. This will
never recover. Most will not be waiting for 66 either, they are taking
it at 62. I am the only person I know over 62 who is not collecting.

You should be collecting. When I signed up at 62, Suzy Orman said you
had
to live to 73 or maybe 76 to break even. The Social Security guy stated
I
would be ahead of the game if I lived past 80. You don't think they
will
have cut benefits in the next 13 years? Since the age to collect goes
up
every year, that is the same as cutting benefits. They just have not
got
to
those 62 year olds yet.


I know. I guess I was just OK without it and thought of it as a
savings program of sorts but I agree I should be banking it if nothing
else.
Is there any advantage to waiting for your birthday or is it pro rated
throughout the year?

do not know about prorating per month or year. I know there is an
increase
as you wait.

It is a significant number between 63 and 64 and worth waiting a few
months for if it is not pro rated per month.
I guess I could call SSA but I hate being on hold for hours and I
wouldn't bet the first person answering the phone would have the right
answer. It is like calling the IRS. I guess I will poke around the web
site a little more.

Get an appointment. And they were easy to deal with when I went there.

"Bill McKee" wrote in message
m...

wrote in message
...
On Tue, 20 Apr 2010 00:14:28 -0700, "Bill McKee"
wrote:


wrote in message
...
On Mon, 19 Apr 2010 18:04:11 -0700, "Bill McKee"
wrote:

The boomers are just starting to wallow up to the trough. This will
never recover. Most will not be waiting for 66 either, they are
taking
it at 62. I am the only person I know over 62 who is not collecting.

You should be collecting. When I signed up at 62, Suzy Orman said you
had
to live to 73 or maybe 76 to break even. The Social Security guy
stated I
would be ahead of the game if I lived past 80. You don't think they
will
have cut benefits in the next 13 years? Since the age to collect goes
up
every year, that is the same as cutting benefits. They just have not
got
to
those 62 year olds yet.


I know. I guess I was just OK without it and thought of it as a
savings program of sorts but I agree I should be banking it if nothing
else.
Is there any advantage to waiting for your birthday or is it pro rated
throughout the year?

do not know about prorating per month or year. I know there is an
increase
as you wait.

It is a significant number between 63 and 64 and worth waiting a few
months for if it is not pro rated per month.
I guess I could call SSA but I hate being on hold for hours and I
wouldn't bet the first person answering the phone would have the right
answer. It is like calling the IRS. I guess I will poke around the web
site a little more.

Get an appointment. And they were easy to deal with when I went there.



Shocking! A gov't agency that works. News at 11!

--
Nom=de=Plume

"nom=de=plume" wrote in message
...
"Bill McKee" wrote in message
m...

wrote in message
...
On Tue, 20 Apr 2010 00:14:28 -0700, "Bill McKee"
wrote:


wrote in message
m...
On Mon, 19 Apr 2010 18:04:11 -0700, "Bill McKee"
wrote:

The boomers are just starting to wallow up to the trough. This will
never recover. Most will not be waiting for 66 either, they are
taking
it at 62. I am the only person I know over 62 who is not collecting.

You should be collecting. When I signed up at 62, Suzy Orman said you
had
to live to 73 or maybe 76 to break even. The Social Security guy
stated I
would be ahead of the game if I lived past 80. You don't think they
will
have cut benefits in the next 13 years? Since the age to collect goes
up
every year, that is the same as cutting benefits. They just have not
got
to
those 62 year olds yet.


I know. I guess I was just OK without it and thought of it as a
savings program of sorts but I agree I should be banking it if nothing
else.
Is there any advantage to waiting for your birthday or is it pro rated
throughout the year?

do not know about prorating per month or year. I know there is an
increase
as you wait.

It is a significant number between 63 and 64 and worth waiting a few
months for if it is not pro rated per month.
I guess I could call SSA but I hate being on hold for hours and I
wouldn't bet the first person answering the phone would have the right
answer. It is like calling the IRS. I guess I will poke around the web
site a little more.

Get an appointment. And they were easy to deal with when I went there.



Shocking! A gov't agency that works. News at 11!

--
Nom=de=Plume


Actually. sort of. They wanted to see my DD-214. Which is a different
number from the USAF. Still do not know why, as I did not retire from the
air force. Did my stint and got out. But those without appointments made
it look like the DMV.

"Bill McKee" wrote in message
m...

"nom=de=plume" wrote in message
...
"Bill McKee" wrote in message
m...

wrote in message
...
On Tue, 20 Apr 2010 00:14:28 -0700, "Bill McKee"
wrote:


wrote in message
om...
On Mon, 19 Apr 2010 18:04:11 -0700, "Bill McKee"
wrote:

The boomers are just starting to wallow up to the trough. This will
never recover. Most will not be waiting for 66 either, they are
taking
it at 62. I am the only person I know over 62 who is not
collecting.

You should be collecting. When I signed up at 62, Suzy Orman said
you had
to live to 73 or maybe 76 to break even. The Social Security guy
stated I
would be ahead of the game if I lived past 80. You don't think they
will
have cut benefits in the next 13 years? Since the age to collect
goes up
every year, that is the same as cutting benefits. They just have not
got
to
those 62 year olds yet.


I know. I guess I was just OK without it and thought of it as a
savings program of sorts but I agree I should be banking it if
nothing
else.
Is there any advantage to waiting for your birthday or is it pro
rated
throughout the year?

do not know about prorating per month or year. I know there is an
increase
as you wait.

It is a significant number between 63 and 64 and worth waiting a few
months for if it is not pro rated per month.
I guess I could call SSA but I hate being on hold for hours and I
wouldn't bet the first person answering the phone would have the right
answer. It is like calling the IRS. I guess I will poke around the web
site a little more.

Get an appointment. And they were easy to deal with when I went there.



Shocking! A gov't agency that works. News at 11!

--
Nom=de=Plume


Actually. sort of. They wanted to see my DD-214. Which is a different
number from the USAF. Still do not know why, as I did not retire from the
air force. Did my stint and got out. But those without appointments made
it look like the DMV.

Don't know if you know it, but the DMV makes appointments. I've never had to
wait more than 15 minutes.

--
Nom=de=Plume