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hk

On 4/11/10 1:32 PM, wrote:
On Sun, 11 Apr 2010 13:00:26 -0400,
wrote:

You can't do it is semi-rural Florida if you want decent coverage
(more than the legal minimum).

When we moved to the Jax area, I was astonished by the high rates for
auto and homeowner's insurance. They were twice what we were paying up
north. I attributed the high auto rates to the crappy drivers and the
hundreds of cars we saw without license plates, and the high homeowners'
to the plethora of hurricanes.

Both are probably accurate assessments. They now separate wind storm
from homeowners so you can see it. My pure homeowners is about $1100 a
year for replacement coverage.
I think the car insurance problem has to do with the number of
tourists. We have so many people who are lost and making turns across
3 lanes of traffic that it makes it real easy to get hit.
Add to that a huge population of people who should have surrendered
their driver's license during the Reagan administration and you can
see the problem.
My mother was dead when we got her "mail in" license sticker, renewed
for another SIX years. She would have been 90 when it expired. They
have not seen Judy for over 18 years. She has 3 renewal stickers on
the back of her license.

Florida's lax laws and regulations were a constant source of amusement.
I was pulled over once because the annual sticker on my license plate
had expired. I was not aware it had expired...and in fact the county or
state had not sent me a renewal notice. I fought the ticket and in fact
the judge let me off the hook, but reminded me that it was not the
government's responsibility to remind me about expired stickers. Well,
hell, everywhere else I had ever lived, I got a renewal notice.

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