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anon-e-moose[_2_] March 24th 10 05:48 PM

coming soon
 
nom=de=plume wrote:
wrote in message
...
On Tue, 23 Mar 2010 17:38:09 -0700, "nom=de=plume"
wrote:

Nobody has said, or even said they will limit, what the insurance
companies can charge for all of these new liabilities. The real
showdown will come when our insurance options and prices show up this
fall. The CEO of Caterpillar is estimating this will cost his company
$100 million in additional health care insurance costs. That will get
passed on to the employees, one way or another..
Insurance companies are currently raising prices... did you miss that?
It's
a fix that's coming.

I doubt it. His costs are skyrocketting now. Every reputable economist,
not
to mention the CBO, predicts savings.


We don't have to wait long to see. What do you think "open season"
will look like this year?

Where is all of the extra medical capacity going to come from to deal
with 31 million new patients?
Supply and demand says the cost of providing care will go up.
I guess they don't make doctors anymore. How sad. Hospitals seem to think
they'll be fine.

Yup, if they start today, they will have a whole new batch of doctors
in 2018.


So, there's no one in the medical schools right now? I don't see any stats
that show there will be a shortage.

I have already said, real help would come if they let a lot of the
routine stuff be done by paramedics and techs. If you are on a Navy
ship or out in the field with the Army, 99% of all of your medical;
treatment will be by an enlisted corpsman or medic. Bring these people
home from these stupid foreign adventures and set them up in store
front clinics, backed up by a doctor somewhere for things they can't
handle.


Lots of things will help. Maybe this is one of them. Feel free to email
with your suggestion.

Let's see the stats you are looking at.

jps March 24th 10 06:57 PM

coming soon
 
On Wed, 24 Mar 2010 10:25:39 -0700, "nom=de=plume"
wrote:

"I am Tosk" wrote in message
...
In article 5c24e43c-bfea-442d-a269-
, says...

On Mar 23, 7:42 pm, I am Tosk wrote:
In article ,
says...







Tim wrote:
On Mar 23, 2:20 pm, "nom=de=plume" wrote:
For the righties... which of these things do you not like?

Provisions of the health care overhaul that will take place in
2010:

90 days after enactment - Provide immediate access to high-risk
pools for
people with no insurance because of pre-existing conditions.
180 days after enactment - Bar insurers from denying people
coverage when
they get sick.
180 days after enactment - Bar insurers from denying coverage to
children
with pre-existing conditions.
180 days after enactment - Bar insurers from imposing lifetime
caps on
coverage.
180 days after enactment - Require insurers to allow people to
stay on their
parents' policies until they turn 26.
this year - Provide a $250 rebade to Medicare prescription drug
beneficiaries whose initial benefits have run out.

--
Nom=de=Plume

From the title, I thought you were anouncing a new boat coming out
on
the market or something like that.

Ya I know what you mean. It would be nice to see some boat banter for
a
change.

There's a few more the dems like.. The removal of the restrictions on
abortion, the IRS being in charge of collections, the language
controlling insurance company rates (remember, that was one of the
tales
they told us about the plan) was removed late in the process, the
pharma
companies (also blamed for the high prices) were given a nice bone and
now have 12 years with no competition from generic drugs which means
many more good drugs won't be available to regualar folks... There are
planty more, either way the bill is a hoax on America and a gift to
Unions, Pharma Companies, Big Insurance, and of course the SEIU...

Passed through corruption and strong arm tactics, by the most sold out
administration in history... I bet they love it.

Scotty

--
For a great time, go here first...
http://tinyurl.com/ygqxs5v- Hide
quoted text -

- Show quoted text -

Do you think that this is the first bill that has ever been passed
that has special interest groups involved???
Hell the Republicans wrote the book on how to court special interest
groups.


They cut out the frekin language that was what the whole bill was
supposed to be about. The language that would control insurance company
rates. Don't you remember, the bill was supposed to be about controling
the insurance company rates... or at least during the second wave after
having initially called it "health care refrom"...

Scotty

--
For a great time, go here first... http://tinyurl.com/ygqxs5v



No. You're just a liar.


Oh jeez, Snotty made a spelling error.

That must mean that whatever he said was intellectually inferior and
should be discounted.

Health Care reform was meant to first offer insurance to those who
didn't have it, second to pare costs where possible and third to
introduce competition through a public option.

What we got on the third front was a Republican idea for insuranace
collectives or exchanges where a small business could join a bigger
pool of consumers in order to push rates down.

The public option would have been better but what the legislators
would have faced from the insurance companies would have been
overwhelming.

It would have gone from 3 lobbyists per congressmember to 5 and they
would have spent any amount of money to make sure it didn't pass.

jps March 24th 10 06:58 PM

coming soon
 
On Wed, 24 Mar 2010 13:47:10 -0400, anon-e-moose
wrote:

nom=de=plume wrote:
"I am Tosk" wrote in message
...
In article 5c24e43c-bfea-442d-a269-
, says...
On Mar 23, 7:42 pm, I am Tosk wrote:
In article ,
says...







Tim wrote:
On Mar 23, 2:20 pm, "nom=de=plume" wrote:
For the righties... which of these things do you not like?
Provisions of the health care overhaul that will take place in
2010:
90 days after enactment - Provide immediate access to high-risk
pools for
people with no insurance because of pre-existing conditions.
180 days after enactment - Bar insurers from denying people
coverage when
they get sick.
180 days after enactment - Bar insurers from denying coverage to
children
with pre-existing conditions.
180 days after enactment - Bar insurers from imposing lifetime
caps on
coverage.
180 days after enactment - Require insurers to allow people to
stay on their
parents' policies until they turn 26.
this year - Provide a $250 rebade to Medicare prescription drug
beneficiaries whose initial benefits have run out.
--
Nom=de=Plume
From the title, I thought you were anouncing a new boat coming out
on
the market or something like that.
Ya I know what you mean. It would be nice to see some boat banter for
a
change.
There's a few more the dems like.. The removal of the restrictions on
abortion, the IRS being in charge of collections, the language
controlling insurance company rates (remember, that was one of the
tales
they told us about the plan) was removed late in the process, the
pharma
companies (also blamed for the high prices) were given a nice bone and
now have 12 years with no competition from generic drugs which means
many more good drugs won't be available to regualar folks... There are
planty more, either way the bill is a hoax on America and a gift to
Unions, Pharma Companies, Big Insurance, and of course the SEIU...

Passed through corruption and strong arm tactics, by the most sold out
administration in history... I bet they love it.

Scotty

--
For a great time, go here first...
http://tinyurl.com/ygqxs5v- Hide
quoted text -

- Show quoted text -
Do you think that this is the first bill that has ever been passed
that has special interest groups involved???
Hell the Republicans wrote the book on how to court special interest
groups.
They cut out the frekin language that was what the whole bill was
supposed to be about. The language that would control insurance company
rates. Don't you remember, the bill was supposed to be about controling
the insurance company rates... or at least during the second wave after
having initially called it "health care refrom"...

Scotty

--
For a great time, go here first... http://tinyurl.com/ygqxs5v



No. You're just a liar.

That's strictly your opinion. Right.


No, it's a fact. Proven.

jps March 24th 10 07:25 PM

coming soon
 
On Wed, 24 Mar 2010 10:33:26 -0700, "nom=de=plume"
wrote:

wrote in message
.. .
On Tue, 23 Mar 2010 17:38:09 -0700, "nom=de=plume"
wrote:

Nobody has said, or even said they will limit, what the insurance
companies can charge for all of these new liabilities. The real
showdown will come when our insurance options and prices show up this
fall. The CEO of Caterpillar is estimating this will cost his company
$100 million in additional health care insurance costs. That will get
passed on to the employees, one way or another..

Insurance companies are currently raising prices... did you miss that?
It's
a fix that's coming.

I doubt it. His costs are skyrocketting now. Every reputable economist,
not
to mention the CBO, predicts savings.


We don't have to wait long to see. What do you think "open season"
will look like this year?


Where is all of the extra medical capacity going to come from to deal
with 31 million new patients?
Supply and demand says the cost of providing care will go up.

I guess they don't make doctors anymore. How sad. Hospitals seem to think
they'll be fine.

Yup, if they start today, they will have a whole new batch of doctors
in 2018.


So, there's no one in the medical schools right now? I don't see any stats
that show there will be a shortage.

I have already said, real help would come if they let a lot of the
routine stuff be done by paramedics and techs. If you are on a Navy
ship or out in the field with the Army, 99% of all of your medical;
treatment will be by an enlisted corpsman or medic. Bring these people
home from these stupid foreign adventures and set them up in store
front clinics, backed up by a doctor somewhere for things they can't
handle.


Lots of things will help. Maybe this is one of them. Feel free to email
with your suggestion.


There are shortages on GP doctors, since specialization pays
significantly more, the number of doctors becoming GPs is less and
less.

Sort of like school teachers who are underpaid to teach 1st grade and
should be paid equivalent to tenure professors based on the service
they provide.

It's not an equitable system.

jps March 24th 10 07:28 PM

coming soon
 
On Wed, 24 Mar 2010 13:48:30 -0400, anon-e-moose
wrote:

nom=de=plume wrote:
wrote in message
...
On Tue, 23 Mar 2010 17:38:09 -0700, "nom=de=plume"
wrote:

Nobody has said, or even said they will limit, what the insurance
companies can charge for all of these new liabilities. The real
showdown will come when our insurance options and prices show up this
fall. The CEO of Caterpillar is estimating this will cost his company
$100 million in additional health care insurance costs. That will get
passed on to the employees, one way or another..
Insurance companies are currently raising prices... did you miss that?
It's
a fix that's coming.

I doubt it. His costs are skyrocketting now. Every reputable economist,
not
to mention the CBO, predicts savings.


We don't have to wait long to see. What do you think "open season"
will look like this year?

Where is all of the extra medical capacity going to come from to deal
with 31 million new patients?
Supply and demand says the cost of providing care will go up.
I guess they don't make doctors anymore. How sad. Hospitals seem to think
they'll be fine.

Yup, if they start today, they will have a whole new batch of doctors
in 2018.


So, there's no one in the medical schools right now? I don't see any stats
that show there will be a shortage.

I have already said, real help would come if they let a lot of the
routine stuff be done by paramedics and techs. If you are on a Navy
ship or out in the field with the Army, 99% of all of your medical;
treatment will be by an enlisted corpsman or medic. Bring these people
home from these stupid foreign adventures and set them up in store
front clinics, backed up by a doctor somewhere for things they can't
handle.


Lots of things will help. Maybe this is one of them. Feel free to email
with your suggestion.

Let's see the stats you are looking at.


If you're concerned why not find your own stats, lazy ass?

Plume, this smells like another Jim incarnation. His nose is brown
and he posts all day. He has nothing better to do that buttsniff and
carp.

Larry[_9_] March 24th 10 11:43 PM

coming soon
 
nom=de=plume wrote:
wrote in message
...

hk wrote:

On 3/23/10 8:16 PM, Larry wrote:

Tim wrote:

On Mar 23, 2:20 pm, wrote:

For the righties... which of these things do you not like?

Provisions of the health care overhaul that will take place in 2010:

90 days after enactment - Provide immediate access to high-risk pools
for
people with no insurance because of pre-existing conditions.
180 days after enactment - Bar insurers from denying people coverage
when
they get sick.
180 days after enactment - Bar insurers from denying coverage to
children
with pre-existing conditions.
180 days after enactment - Bar insurers from imposing lifetime caps on
coverage.
180 days after enactment - Require insurers to allow people to stay
on their
parents' policies until they turn 26.
this year - Provide a $250 rebade to Medicare prescription drug
beneficiaries whose initial benefits have run out.

--
Nom=de=Plume

From the title, I thought you were anouncing a new boat coming out on
the market or something like that.

No chance of that. She's not interested in such a thing.



Another Krueger?

No idea if she's interested in that.


Except that I probably will buy something in the next couple of months,
which is what I've said for a while. Now you know.


What's on your short list?

nom=de=plume March 25th 10 01:04 AM

coming soon
 
"Larry" wrote in message
...
nom=de=plume wrote:
wrote in message
...

hk wrote:

On 3/23/10 8:16 PM, Larry wrote:

Tim wrote:

On Mar 23, 2:20 pm, wrote:

For the righties... which of these things do you not like?

Provisions of the health care overhaul that will take place in 2010:

90 days after enactment - Provide immediate access to high-risk
pools
for
people with no insurance because of pre-existing conditions.
180 days after enactment - Bar insurers from denying people coverage
when
they get sick.
180 days after enactment - Bar insurers from denying coverage to
children
with pre-existing conditions.
180 days after enactment - Bar insurers from imposing lifetime caps
on
coverage.
180 days after enactment - Require insurers to allow people to stay
on their
parents' policies until they turn 26.
this year - Provide a $250 rebade to Medicare prescription drug
beneficiaries whose initial benefits have run out.

--
Nom=de=Plume

From the title, I thought you were anouncing a new boat coming out
on
the market or something like that.

No chance of that. She's not interested in such a thing.



Another Krueger?

No idea if she's interested in that.


Except that I probably will buy something in the next couple of months,
which is what I've said for a while. Now you know.


What's on your short list?



I thought the portaboat was interesting, but I want something with cushions
on the side. I'm tentatively settled on one of the Walker Bays if I can find
one to touch. I don't want to buy one online.. too much hassle.


--
Nom=de=Plume



jps March 25th 10 05:08 AM

coming soon
 
On Wed, 24 Mar 2010 18:04:30 -0700, "nom=de=plume"
wrote:

"Larry" wrote in message
m...
nom=de=plume wrote:
wrote in message
...

hk wrote:

On 3/23/10 8:16 PM, Larry wrote:

Tim wrote:

On Mar 23, 2:20 pm, wrote:

For the righties... which of these things do you not like?

Provisions of the health care overhaul that will take place in 2010:

90 days after enactment - Provide immediate access to high-risk
pools
for
people with no insurance because of pre-existing conditions.
180 days after enactment - Bar insurers from denying people coverage
when
they get sick.
180 days after enactment - Bar insurers from denying coverage to
children
with pre-existing conditions.
180 days after enactment - Bar insurers from imposing lifetime caps
on
coverage.
180 days after enactment - Require insurers to allow people to stay
on their
parents' policies until they turn 26.
this year - Provide a $250 rebade to Medicare prescription drug
beneficiaries whose initial benefits have run out.

--
Nom=de=Plume

From the title, I thought you were anouncing a new boat coming out
on
the market or something like that.

No chance of that. She's not interested in such a thing.



Another Krueger?

No idea if she's interested in that.


Except that I probably will buy something in the next couple of months,
which is what I've said for a while. Now you know.


What's on your short list?



I thought the portaboat was interesting, but I want something with cushions
on the side. I'm tentatively settled on one of the Walker Bays if I can find
one to touch. I don't want to buy one online.. too much hassle.


You're gonna buy a plastic rowboat or is it an inflatable?

jps March 25th 10 08:17 AM

coming soon
 
On Thu, 25 Mar 2010 01:51:15 -0400, wrote:

On Wed, 24 Mar 2010 10:34:53 -0700, "nom=de=plume"
wrote:

wrote in message
. ..
On Wed, 24 Mar 2010 01:09:34 -0500, Jim wrote:

We don't have to wait long to see. What do you think "open season"
will look like this year?


We'll see. I think the sleazy Dems have an ace up their sleeve with
that Health Insurance Rate Authority that 'Bama tried to get included
in the Senate Bill. The parliamentarian kicked it out of the
reconciliation process - Byrd rule - so it won't get passed in the
current bill.

The insurance companies will not have much trouble justifying their
rate increases., they just have to present the underwriter's report
about the extra cost of insuring "kids" until they are 26, picking up
"preexisting conditions" and removing caps.
It is pure dollars and cents. There ain't no free lunch.



"Jim" is an idiot. The ins. companies need more regulation. It's not a free
lunch, but most people are willing to pay more for actually getting
something of value. It's not "pure dollars and cents."



The prices are determined by the actuarial studies by the underwriters
and that is pure dollars and cents.
They increased the insurance company exposure to risk and the
insurance company is going to recover that in higher premiums.
Actually when you are talking about caps and preexisting conditions it
is not really risk at all, the worst possible scenario is already true
and the insurance company is just a medical service broker, paying the
bill, tacking on administrative cost and profit and billing the other
customers accordingly. In a macro sense this is a very simple
business. When outlay goes up, income must go up.


There's a few factors in there worth considering. Among them, the
insurance companies are dividing 30 million new customers. There's
upside in greater volume. Many of those new customers will be younger
since they're more likely to forego insurance, pushing the median age
lower and lowering actuarial risk. Outlay/customer is likely to go
down.

The real savings for us, that is small participants, is when they
institute the exchange. That'll allow small companies like mine to
join much larger pools.

My hope is that they start looking at the business of health insurance
and establish a fair margin for their role. Same for the sheisters on
Wall Street. Some of those jerks need to be strung up by their balls
until they realize what pigs they are. Astounding how isolated and
enttiled they've become. What, leaching off poor suckers isn't good
business?

Neither provide more than transactional support. They don't make
anything and they don't add value. They skim.

jps March 25th 10 08:23 AM

coming soon
 
On Thu, 25 Mar 2010 01:45:29 -0400, wrote:

On Wed, 24 Mar 2010 10:33:26 -0700, "nom=de=plume"
wrote:

Yup, if they start today, they will have a whole new batch of doctors
in 2018.


So, there's no one in the medical schools right now? I don't see any stats
that show there will be a shortage.


It takes me a couple weeks to get into my primary care doctor now.
They say if you need an appointment earlier go to the emergency room.
It is apparent there are more patients than the doctors can handle.


If you need to see a specialist, you can probably get in right away.
The GPs are in shorter supply. The money is in specialization.

Several friends who are doctors, some GPs others specialists. The GPs
feel like superior humans because they're on the front lines foregoing
the big pay outs, the specialists think they're smart 'cause they're
hauling down the big bucks and don't have to see the cattle call of
patients.

I just found a Harvard-educated GP, recommended by a friend. Seems
very personable and thorough. Will be getting my first colonoscopy
soon. Oh boy!

I am Tosk March 25th 10 02:06 PM

coming soon
 
In article ,
says...

On Wed, 24 Mar 2010 10:34:53 -0700, "nom=de=plume"
wrote:

wrote in message
.. .
On Wed, 24 Mar 2010 01:09:34 -0500, Jim wrote:

We don't have to wait long to see. What do you think "open season"
will look like this year?


We'll see. I think the sleazy Dems have an ace up their sleeve with
that Health Insurance Rate Authority that 'Bama tried to get included
in the Senate Bill. The parliamentarian kicked it out of the
reconciliation process - Byrd rule - so it won't get passed in the
current bill.

The insurance companies will not have much trouble justifying their
rate increases., they just have to present the underwriter's report
about the extra cost of insuring "kids" until they are 26, picking up
"preexisting conditions" and removing caps.
It is pure dollars and cents. There ain't no free lunch.



"Jim" is an idiot. The ins. companies need more regulation. It's not a free
lunch, but most people are willing to pay more for actually getting
something of value. It's not "pure dollars and cents."



The prices are determined by the actuarial studies by the underwriters
and that is pure dollars and cents.
They increased the insurance company exposure to risk and the
insurance company is going to recover that in higher premiums.
Actually when you are talking about caps and preexisting conditions it
is not really risk at all, the worst possible scenario is already true
and the insurance company is just a medical service broker, paying the
bill, tacking on administrative cost and profit and billing the other
customers accordingly. In a macro sense this is a very simple
business. When outlay goes up, income must go up.


Mumbo Jumbo really. Fact: All kids won't be covered this year
Fact: Insurance company rates are not controlled at all in this bill.
Fact: Prescriptions and pre-existing conditions will not be all covered
this year and far into the life of the bill if ever.
Fact: The Pharmas got a great big bone with the extention of generic
protections to 12 years so millions won't have access to the best
medicines and will suffer and die.
Fact: All illegal aliens will be covered as soon as congress passes a
"comprehensive" (amnesty) immigration act.
Fact: You can't add 35 million people to the medical roles and expect
them to keep up.
Fact: You can't take billions from doctors and expect better service.
Fact: You can't strip money from seniors and expect them to get better
care.
Fact: You can't save 38 billion by spending 10 trillion. Maybe they can
call it money "saved or counted" (created;) snerk
..... The list goes on...

Scotty

--
For a great time, go here first...
http://tinyurl.com/ygqxs5v

nom=de=plume March 25th 10 06:09 PM

coming soon
 
wrote in message
...
On Wed, 24 Mar 2010 10:34:53 -0700, "nom=de=plume"
wrote:

wrote in message
. ..
On Wed, 24 Mar 2010 01:09:34 -0500, Jim wrote:

We don't have to wait long to see. What do you think "open season"
will look like this year?


We'll see. I think the sleazy Dems have an ace up their sleeve with
that Health Insurance Rate Authority that 'Bama tried to get included
in the Senate Bill. The parliamentarian kicked it out of the
reconciliation process - Byrd rule - so it won't get passed in the
current bill.

The insurance companies will not have much trouble justifying their
rate increases., they just have to present the underwriter's report
about the extra cost of insuring "kids" until they are 26, picking up
"preexisting conditions" and removing caps.
It is pure dollars and cents. There ain't no free lunch.



"Jim" is an idiot. The ins. companies need more regulation. It's not a
free
lunch, but most people are willing to pay more for actually getting
something of value. It's not "pure dollars and cents."



The prices are determined by the actuarial studies by the underwriters
and that is pure dollars and cents.


Not completely. The prices are enhanced/determined by a group of people with
one thing in mind... profit.

They increased the insurance company exposure to risk and the
insurance company is going to recover that in higher premiums.
Actually when you are talking about caps and preexisting conditions it
is not really risk at all, the worst possible scenario is already true
and the insurance company is just a medical service broker, paying the
bill, tacking on administrative cost and profit and billing the other
customers accordingly. In a macro sense this is a very simple
business. When outlay goes up, income must go up.


It's a simple business that has no business involved in healthcare
decisions. Profit and people's health are not really compatible.

--
Nom=de=Plume



nom=de=plume March 25th 10 06:09 PM

coming soon
 
wrote in message
...
On Thu, 25 Mar 2010 01:17:37 -0700, jps wrote:

The prices are determined by the actuarial studies by the underwriters
and that is pure dollars and cents.
They increased the insurance company exposure to risk and the
insurance company is going to recover that in higher premiums.
Actually when you are talking about caps and preexisting conditions it
is not really risk at all, the worst possible scenario is already true
and the insurance company is just a medical service broker, paying the
bill, tacking on administrative cost and profit and billing the other
customers accordingly. In a macro sense this is a very simple
business. When outlay goes up, income must go up.


There's a few factors in there worth considering. Among them, the
insurance companies are dividing 30 million new customers. There's
upside in greater volume. Many of those new customers will be younger
since they're more likely to forego insurance, pushing the median age
lower and lowering actuarial risk. Outlay/customer is likely to go
down.


Since a significant number of these new "young" customers will be on
their parent's policies they do not represent any actual new revenue.
unless the parent's rate goes up.

The real savings for us, that is small participants, is when they
institute the exchange. That'll allow small companies like mine to
join much larger pools.


Let's see how that works in reality.


Well, isn't that almost always the case?

--
Nom=de=Plume



nom=de=plume March 25th 10 06:10 PM

coming soon
 
"I am Tosk" wrote in message
...
In article ,
says...

On Wed, 24 Mar 2010 10:34:53 -0700, "nom=de=plume"
wrote:

wrote in message
.. .
On Wed, 24 Mar 2010 01:09:34 -0500, Jim wrote:

We don't have to wait long to see. What do you think "open season"
will look like this year?


We'll see. I think the sleazy Dems have an ace up their sleeve with
that Health Insurance Rate Authority that 'Bama tried to get included
in the Senate Bill. The parliamentarian kicked it out of the
reconciliation process - Byrd rule - so it won't get passed in the
current bill.

The insurance companies will not have much trouble justifying their
rate increases., they just have to present the underwriter's report
about the extra cost of insuring "kids" until they are 26, picking up
"preexisting conditions" and removing caps.
It is pure dollars and cents. There ain't no free lunch.


"Jim" is an idiot. The ins. companies need more regulation. It's not a
free
lunch, but most people are willing to pay more for actually getting
something of value. It's not "pure dollars and cents."



The prices are determined by the actuarial studies by the underwriters
and that is pure dollars and cents.
They increased the insurance company exposure to risk and the
insurance company is going to recover that in higher premiums.
Actually when you are talking about caps and preexisting conditions it
is not really risk at all, the worst possible scenario is already true
and the insurance company is just a medical service broker, paying the
bill, tacking on administrative cost and profit and billing the other
customers accordingly. In a macro sense this is a very simple
business. When outlay goes up, income must go up.


Mumbo Jumbo really. Fact: All kids won't be covered this year
Fact: Insurance company rates are not controlled at all in this bill.
Fact: Prescriptions and pre-existing conditions will not be all covered
this year and far into the life of the bill if ever.
Fact: The Pharmas got a great big bone with the extention of generic
protections to 12 years so millions won't have access to the best
medicines and will suffer and die.
Fact: All illegal aliens will be covered as soon as congress passes a
"comprehensive" (amnesty) immigration act.
Fact: You can't add 35 million people to the medical roles and expect
them to keep up.
Fact: You can't take billions from doctors and expect better service.
Fact: You can't strip money from seniors and expect them to get better
care.
Fact: You can't save 38 billion by spending 10 trillion. Maybe they can
call it money "saved or counted" (created;) snerk
.... The list goes on...

Scotty

--
For a great time, go here first...
http://tinyurl.com/ygqxs5v



Fact: You don't know your facts.


--
Nom=de=Plume



nom=de=plume March 25th 10 06:11 PM

coming soon
 
wrote in message
...
On Wed, 24 Mar 2010 10:33:26 -0700, "nom=de=plume"
wrote:

Yup, if they start today, they will have a whole new batch of doctors
in 2018.


So, there's no one in the medical schools right now? I don't see any stats
that show there will be a shortage.


It takes me a couple weeks to get into my primary care doctor now.
They say if you need an appointment earlier go to the emergency room.
It is apparent there are more patients than the doctors can handle.



Come on. If it's an emergency, you go to the ER. If it's not, you can either
go to your doc or another. Perhaps you have a poor plan with limited doctors
available? In any case, your situation isn't necessarily representative.
It's one case. Do you really expect to see a doctor on a moment's notice???

--
Nom=de=Plume



nom=de=plume March 25th 10 06:12 PM

coming soon
 
wrote in message
...
On Wed, 24 Mar 2010 10:33:26 -0700, "nom=de=plume"
wrote:

Yup, if they start today, they will have a whole new batch of doctors
in 2018.


So, there's no one in the medical schools right now? I don't see any stats
that show there will be a shortage.


It takes me a couple weeks to get into my primary care doctor now.
They say if you need an appointment earlier go to the emergency room.
It is apparent there are more patients than the doctors can handle.



What about a plumber? Is there a shortage of plumbers? How long does it take
your "regular" plumber to get there? If it's an emergency, you call
Roter-rooter, right?

--
Nom=de=Plume



nom=de=plume March 25th 10 07:32 PM

coming soon
 
wrote in message
...
On Thu, 25 Mar 2010 11:09:56 -0700, "nom=de=plume"
wrote:

wrote in message
. ..
On Thu, 25 Mar 2010 01:17:37 -0700, jps wrote:

The prices are determined by the actuarial studies by the underwriters
and that is pure dollars and cents.
They increased the insurance company exposure to risk and the
insurance company is going to recover that in higher premiums.
Actually when you are talking about caps and preexisting conditions it
is not really risk at all, the worst possible scenario is already true
and the insurance company is just a medical service broker, paying the
bill, tacking on administrative cost and profit and billing the other
customers accordingly. In a macro sense this is a very simple
business. When outlay goes up, income must go up.

There's a few factors in there worth considering. Among them, the
insurance companies are dividing 30 million new customers. There's
upside in greater volume. Many of those new customers will be younger
since they're more likely to forego insurance, pushing the median age
lower and lowering actuarial risk. Outlay/customer is likely to go
down.

Since a significant number of these new "young" customers will be on
their parent's policies they do not represent any actual new revenue.
unless the parent's rate goes up.

The real savings for us, that is small participants, is when they
institute the exchange. That'll allow small companies like mine to
join much larger pools.

Let's see how that works in reality.


Well, isn't that almost always the case?


The Wall Street Journal is not sanguine about the prospects.
http://tinyurl.com/ylfftph



It's an opinion piece. They're welcome to their opinion. Doesn't make it a
fact.

--
Nom=de=Plume



nom=de=plume March 25th 10 07:33 PM

coming soon
 
wrote in message
...
On Thu, 25 Mar 2010 11:11:56 -0700, "nom=de=plume"
wrote:

wrote in message
. ..
On Wed, 24 Mar 2010 10:33:26 -0700, "nom=de=plume"
wrote:

Yup, if they start today, they will have a whole new batch of doctors
in 2018.

So, there's no one in the medical schools right now? I don't see any
stats
that show there will be a shortage.

It takes me a couple weeks to get into my primary care doctor now.
They say if you need an appointment earlier go to the emergency room.
It is apparent there are more patients than the doctors can handle.



Come on. If it's an emergency, you go to the ER. If it's not, you can
either
go to your doc or another. Perhaps you have a poor plan with limited
doctors
available? In any case, your situation isn't necessarily representative.
It's one case. Do you really expect to see a doctor on a moment's
notice???


So you are saying if I have strep throat I either go to the ER or wait
2 weeks? I have a pretty open PPO plan but going to a doctor I am not
registered with is even slower than going to my primary care doctor.
"New patients" around here will be waiting months.
The specialists are backed up a couple weeks too.
The option is going to a "quack in the box" walk in clinic but a lot
of them only want cash/credit card. They don't take most insurance. I
don't think they take Medicare or Medicaid patients either



If you have strep, you'd be able to see a doctor. Don't know your situation,
but it sounds like you don't have a very "open" plan.

--
Nom=de=Plume



nom=de=plume March 25th 10 07:34 PM

coming soon
 
wrote in message
...
On Thu, 25 Mar 2010 11:12:51 -0700, "nom=de=plume"
wrote:

wrote in message
. ..
On Wed, 24 Mar 2010 10:33:26 -0700, "nom=de=plume"
wrote:

Yup, if they start today, they will have a whole new batch of doctors
in 2018.

So, there's no one in the medical schools right now? I don't see any
stats
that show there will be a shortage.

It takes me a couple weeks to get into my primary care doctor now.
They say if you need an appointment earlier go to the emergency room.
It is apparent there are more patients than the doctors can handle.



What about a plumber? Is there a shortage of plumbers? How long does it
take
your "regular" plumber to get there? If it's an emergency, you call
Roter-rooter, right?


You picked a bad example. Most trades are sitting home waiting for
just about any kind of work. I could get a plumber over here in a few
hours to mow my lawn if I paid him anything close to his regular
service charge. On our recent renovation I had all sorts of trades in
here on very short notice and working pretty cheap.
A guy who normally runs 30 man concrete crews was in my bathroom with
a sledge hammer busting up the floor and hauling it away.



I just asked for a plumber for a rental. It was a minor, under-sink leak. It
took two days to get them out. It was a good example.

--
Nom=de=Plume



Jim March 25th 10 08:39 PM

coming soon
 
nom=de=plume wrote:
wrote in message


The Wall Street Journal is not sanguine about the prospects.
http://tinyurl.com/ylfftph



It's an opinion piece. They're welcome to their opinion. Doesn't make it a
fact.


Look, people are different.

http://www.youtube.com/watch?v=RpOUctySD68

There are the weak, naive rappers like you and Snoop Doggy Dog,
and there are men of force and conviction like me, gfretwell,
and John Boehner.
The vid makes it evident who is right.

Jim - Using audio visuals to drive my point home.

bpuharic March 25th 10 10:57 PM

coming soon
 
On Thu, 25 Mar 2010 10:06:49 -0400, I am Tosk
wrote:



Mumbo Jumbo really. Fact: All kids won't be covered this year
Fact: Insurance company rates are not controlled at all in this bill.


squeezed out on a technicality...due to the GOP screwing the middle
class

Fact: Prescriptions and pre-existing conditions will not be all covered
this year and far into the life of the bill if ever.
Fact: The Pharmas got a great big bone with the extention of generic
protections to 12 years so millions won't have access to the best
medicines and will suffer and die.


uh what? they get health insurance including drug coverage and this
means they wont get coverage?

do you read what you write?

Fact: All illegal aliens will be covered as soon as congress passes a
"comprehensive" (amnesty) immigration act.


uh no. the bill specifically excludes this

Fact: You can't add 35 million people to the medical roles and expect
them to keep up.


sure you can. you just want them to die.

Fact: You can't take billions from doctors and expect better service.


actually they got a raise

Fact: You can't strip money from seniors and expect them to get better
care.


we're not going to get better anyhow. that's what happens when we get
old

Fact: You can't save 38 billion by spending 10 trillion. Maybe they can
call it money "saved or counted" (created;) snerk
.... The list goes on...

Scotty


and you can't control healthcare by letting insurance companies do
double digit increases with no alternatives for american citizens.

if the GOP hadn't screwed with the process, alot of these problems
could have been addressed

but they're social darwinists


bpuharic March 25th 10 10:58 PM

coming soon
 
On Thu, 25 Mar 2010 14:40:26 -0400, wrote:




This is no big secret, they are publicly traded companies.
The profit margin for insurance companies is in the 3-4% range. That
is far less than the fraud and abuse rate in government programs.
It is also lower that the medical conglomerates and pharmaceutical
companies that just got a huge stimulus.


and 30% of their revenue is for administrative costs

vs less than 10% for govt programs



Larry[_10_] March 25th 10 11:53 PM

coming soon
 
nom=de=plume wrote:
wrote in message
...

nom=de=plume wrote:

wrote in message
...


hk wrote:


On 3/23/10 8:16 PM, Larry wrote:


Tim wrote:


On Mar 23, 2:20 pm, wrote:


For the righties... which of these things do you not like?

Provisions of the health care overhaul that will take place in 2010:

90 days after enactment - Provide immediate access to high-risk
pools
for
people with no insurance because of pre-existing conditions.
180 days after enactment - Bar insurers from denying people coverage
when
they get sick.
180 days after enactment - Bar insurers from denying coverage to
children
with pre-existing conditions.
180 days after enactment - Bar insurers from imposing lifetime caps
on
coverage.
180 days after enactment - Require insurers to allow people to stay
on their
parents' policies until they turn 26.
this year - Provide a $250 rebade to Medicare prescription drug
beneficiaries whose initial benefits have run out.

--
Nom=de=Plume


From the title, I thought you were anouncing a new boat coming out
on
the market or something like that.


No chance of that. She's not interested in such a thing.



Another Krueger?


No idea if she's interested in that.


Except that I probably will buy something in the next couple of months,
which is what I've said for a while. Now you know.



What's on your short list?


I thought the portaboat was interesting, but I want something with cushions
on the side. I'm tentatively settled on one of the Walker Bays if I can find
one to touch. I don't want to buy one online.. too much hassle.



Have you considered a catamaran like the Hobie?

http://www.hobiecat.com/sailing/index.html

Seems like it would be much more stable than the others and it looks cool!

Larry[_10_] March 26th 10 12:03 AM

coming soon
 
Larry wrote:
nom=de=plume wrote:
wrote in message
...

nom=de=plume wrote:

wrote in message
...


hk wrote:


On 3/23/10 8:16 PM, Larry wrote:


Tim wrote:


On Mar 23, 2:20 pm, wrote:


For the righties... which of these things do you not like?

Provisions of the health care overhaul that will take place in
2010:

90 days after enactment - Provide immediate access to high-risk
pools
for
people with no insurance because of pre-existing conditions.
180 days after enactment - Bar insurers from denying people
coverage
when
they get sick.
180 days after enactment - Bar insurers from denying coverage to
children
with pre-existing conditions.
180 days after enactment - Bar insurers from imposing lifetime
caps
on
coverage.
180 days after enactment - Require insurers to allow people to
stay
on their
parents' policies until they turn 26.
this year - Provide a $250 rebade to Medicare prescription drug
beneficiaries whose initial benefits have run out.

--
Nom=de=Plume


From the title, I thought you were anouncing a new boat
coming out
on
the market or something like that.


No chance of that. She's not interested in such a thing.



Another Krueger?


No idea if she's interested in that.


Except that I probably will buy something in the next couple of months,
which is what I've said for a while. Now you know.



What's on your short list?


I thought the portaboat was interesting, but I want something with
cushions
on the side. I'm tentatively settled on one of the Walker Bays if I
can find
one to touch. I don't want to buy one online.. too much hassle.



Have you considered a catamaran like the Hobie?

http://www.hobiecat.com/sailing/index.html

Seems like it would be much more stable than the others and it looks cool!


Oops. Forgot to add that my neighbor has a like-new Hobie for sale.
I can get you a real good deal on it.
E-mail me for details. Please.

Eisboch March 26th 10 12:21 AM

coming soon
 

"nom=de=plume" wrote in message
...


If you have strep, you'd be able to see a doctor. Don't know your
situation, but it sounds like you don't have a very "open" plan.

--
Nom=de=Plume


How do you know you have strep without seeing a doctor for a culture?

Eisboch



Eisboch March 26th 10 12:22 AM

coming soon
 

"jps" wrote in message
...


I just found a Harvard-educated GP, recommended by a friend. Seems
very personable and thorough. Will be getting my first colonoscopy
soon. Oh boy!


Something struck me as both ironic and funny when I read this.





D.Duck[_5_] March 26th 10 12:26 AM

coming soon
 
Eisboch wrote:
"jps" wrote in message
...

I just found a Harvard-educated GP, recommended by a friend. Seems
very personable and thorough. Will be getting my first colonoscopy
soon. Oh boy!


Something struck me as both ironic and funny when I read this.


What goes around, comes around? 8)

hk March 26th 10 12:26 AM

coming soon
 
On 3/25/10 8:22 PM, Eisboch wrote:
wrote in message
...


I just found a Harvard-educated GP, recommended by a friend. Seems
very personable and thorough. Will be getting my first colonoscopy
soon. Oh boy!


Something struck me as both ironic and funny when I read this.





Tailpipe exams are always a subject of irony and humor.

The "rear admiral" who did mine was a woman who was hysterically funny.
I knew right away she was the doc for me! She was terrific. I didn't
feel a thing and I don't remember what happened in the O.R.

But that stuff you have to drink the night before...good grief, it was
just awful.





--
Conservatives - just pretend Obama's health care legislation is another
unnecessary war and you'll feel better about it.

nom=de=plume March 26th 10 12:41 AM

coming soon
 
"Larry" wrote in message
...
nom=de=plume wrote:
wrote in message
...

nom=de=plume wrote:

wrote in message
...


hk wrote:


On 3/23/10 8:16 PM, Larry wrote:


Tim wrote:


On Mar 23, 2:20 pm, wrote:


For the righties... which of these things do you not like?

Provisions of the health care overhaul that will take place in
2010:

90 days after enactment - Provide immediate access to high-risk
pools
for
people with no insurance because of pre-existing conditions.
180 days after enactment - Bar insurers from denying people
coverage
when
they get sick.
180 days after enactment - Bar insurers from denying coverage to
children
with pre-existing conditions.
180 days after enactment - Bar insurers from imposing lifetime
caps
on
coverage.
180 days after enactment - Require insurers to allow people to
stay
on their
parents' policies until they turn 26.
this year - Provide a $250 rebade to Medicare prescription drug
beneficiaries whose initial benefits have run out.

--
Nom=de=Plume


From the title, I thought you were anouncing a new boat coming
out
on
the market or something like that.


No chance of that. She's not interested in such a thing.



Another Krueger?


No idea if she's interested in that.


Except that I probably will buy something in the next couple of months,
which is what I've said for a while. Now you know.



What's on your short list?


I thought the portaboat was interesting, but I want something with
cushions
on the side. I'm tentatively settled on one of the Walker Bays if I can
find
one to touch. I don't want to buy one online.. too much hassle.



Have you considered a catamaran like the Hobie?

http://www.hobiecat.com/sailing/index.html

Seems like it would be much more stable than the others and it looks cool!



I'm really familar with Hobies! I used to own one eons ago. But, they're a
hassle to trailer, and they're really wet.

--
Nom=de=Plume



nom=de=plume March 26th 10 12:43 AM

coming soon
 
"Eisboch" wrote in message
...

"nom=de=plume" wrote in message
...


If you have strep, you'd be able to see a doctor. Don't know your
situation, but it sounds like you don't have a very "open" plan.

--
Nom=de=Plume


How do you know you have strep without seeing a doctor for a culture?

Eisboch



It's tough to tell, so the nurse who typically answers the phone will ask a
bunch of questions, then make a recommendation. If it's likely to be strep,
you need to see the doctor soon, which is never a problem. They can almost
always squeeze you in.

--
Nom=de=Plume



jps March 26th 10 01:11 AM

coming soon
 
On Thu, 25 Mar 2010 20:22:45 -0400, "Eisboch" wrote:


"jps" wrote in message
.. .


I just found a Harvard-educated GP, recommended by a friend. Seems
very personable and thorough. Will be getting my first colonoscopy
soon. Oh boy!


Something struck me as both ironic and funny when I read this.


Let me know when you figure it out. That and your politics.

I am Tosk March 26th 10 01:21 AM

coming soon
 
In article , LarryG441
@gmail.com says...

nom=de=plume wrote:
wrote in message
...

nom=de=plume wrote:

wrote in message
...


hk wrote:


On 3/23/10 8:16 PM, Larry wrote:


Tim wrote:


On Mar 23, 2:20 pm, wrote:


For the righties... which of these things do you not like?

Provisions of the health care overhaul that will take place in 2010:

90 days after enactment - Provide immediate access to high-risk
pools
for
people with no insurance because of pre-existing conditions.
180 days after enactment - Bar insurers from denying people coverage
when
they get sick.
180 days after enactment - Bar insurers from denying coverage to
children
with pre-existing conditions.
180 days after enactment - Bar insurers from imposing lifetime caps
on
coverage.
180 days after enactment - Require insurers to allow people to stay
on their
parents' policies until they turn 26.
this year - Provide a $250 rebade to Medicare prescription drug
beneficiaries whose initial benefits have run out.

--
Nom=de=Plume


From the title, I thought you were anouncing a new boat coming out
on
the market or something like that.


No chance of that. She's not interested in such a thing.



Another Krueger?


No idea if she's interested in that.


Except that I probably will buy something in the next couple of months,
which is what I've said for a while. Now you know.



What's on your short list?


I thought the portaboat was interesting, but I want something with cushions
on the side. I'm tentatively settled on one of the Walker Bays if I can find
one to touch. I don't want to buy one online.. too much hassle.



Have you considered a catamaran like the Hobie?

http://www.hobiecat.com/sailing/index.html

Seems like it would be much more stable than the others and it looks cool!


Tell the plum that the Walker bay is a mooring tender at best. If she
plans on her boat going more than a couple hundred yards in a day, she
should get the right tool for the job. It might also be good on a pond
of a couple of acres (like 2) or less...

Scotty

--
For a great time, go here first... http://tinyurl.com/ygqxs5v

bpuharic March 26th 10 07:49 AM

coming soon
 
On Fri, 26 Mar 2010 00:18:54 -0400, wrote:

On Thu, 25 Mar 2010 18:58:14 -0400, bpuharic wrote:

This is no big secret, they are publicly traded companies.
The profit margin for insurance companies is in the 3-4% range. That
is far less than the fraud and abuse rate in government programs.
It is also lower that the medical conglomerates and pharmaceutical
companies that just got a huge stimulus.


and 30% of their revenue is for administrative costs

vs less than 10% for govt programs



Medicare has a 20-25% fraud and waste rate so that is a bogus
comparison. The lack of "administration" means they can't really
investigate the claims.


and private health insurance is the same. they just bill health
insurance companies for what the uninsured cant pay


John H[_2_] March 26th 10 08:50 PM

coming soon
 
On Tue, 23 Mar 2010 13:34:27 -0700 (PDT), Loogypicker
wrote:

On Mar 23, 4:20*pm, "nom=de=plume" wrote:
For the righties... which of these things do you not like?

Provisions of the health care overhaul that will take place in 2010:

90 days after enactment - Provide immediate access to high-risk pools for
people with no insurance because of pre-existing conditions.
180 days after enactment - Bar insurers from denying people coverage when
they get sick.
180 days after enactment - Bar insurers from denying coverage to children
with pre-existing conditions.
180 days after enactment - Bar insurers from imposing lifetime caps on
coverage.
180 days after enactment - Require insurers to allow people to stay on their
parents' policies until they turn 26.
this year - Provide a $250 rebade to Medicare prescription drug
beneficiaries whose initial benefits have run out.

--
Nom=de=Plume


They won't like any of them. Too partisan.


For one who continuously bitches about political posts, you seem to do your
share and support those who do nothing but.

Little hypocritical, wouldn't you say?
--
John H

For a great time, go here first... http://tinyurl.com/ygqxs5v

John H[_2_] March 26th 10 08:53 PM

coming soon
 
On Thu, 25 Mar 2010 20:22:45 -0400, "Eisboch" wrote:


"jps" wrote in message
.. .


I just found a Harvard-educated GP, recommended by a friend. Seems
very personable and thorough. Will be getting my first colonoscopy
soon. Oh boy!


Something struck me as both ironic and funny when I read this.




No (pun intended) ****.
--
John H

For a great time, go here first... http://tinyurl.com/ygqxs5v

Larry[_10_] March 27th 10 01:16 AM

coming soon
 
I am Tosk wrote:


Have you considered a catamaran like the Hobie?

http://www.hobiecat.com/sailing/index.html

Seems like it would be much more stable than the others and it looks cool!

Tell the plum that the Walker bay is a mooring tender at best. If she
plans on her boat going more than a couple hundred yards in a day, she
should get the right tool for the job. It might also be good on a pond
of a couple of acres (like 2) or less...

Scotty


You just did.

I am Tosk March 27th 10 05:12 AM

coming soon
 
In article , LarryG441
@gmail.com says...

I am Tosk wrote:


Have you considered a catamaran like the Hobie?

http://www.hobiecat.com/sailing/index.html

Seems like it would be much more stable than the others and it looks cool!

Tell the plum that the Walker bay is a mooring tender at best. If she
plans on her boat going more than a couple hundred yards in a day, she
should get the right tool for the job. It might also be good on a pond
of a couple of acres (like 2) or less...

Scotty


You just did.


Well, I have her filtered and was assuming she had returned the favor...

Scotty

--
For a great time, go here first... http://tinyurl.com/ygqxs5v

hk March 27th 10 10:39 AM

coming soon
 
On 3/27/10 1:12 AM, I am Tosk wrote:
In articleROWdnRKBAb_pwTDWnZ2dnUVZ_iwAAAAA@giganews. com, LarryG441
@gmail.com says...

I am Tosk wrote:


Have you considered a catamaran like the Hobie?

http://www.hobiecat.com/sailing/index.html

Seems like it would be much more stable than the others and it looks cool!

Tell the plum that the Walker bay is a mooring tender at best. If she
plans on her boat going more than a couple hundred yards in a day, she
should get the right tool for the job. It might also be good on a pond
of a couple of acres (like 2) or less...

Scotty


You just did.


Well, I have her filtered and was assuming she had returned the favor...

Scotty



Filter you? You, the certified Dumbest Poster in Rec.Boats, dumber even
than Loogy? What's the fun in that? One reads your posts to see what the
stupid people think, just as one reads the posts of Frogwatch to see
what the crazy people think.



--
Conservatives - just pretend Obama's health care legislation is another
unnecessary war and you'll feel better about it.

Larry[_10_] March 27th 10 11:59 PM

coming soon
 
I am Tosk wrote:
In article , LarryG441
@gmail.com says...
I am Tosk wrote:

Have you considered a catamaran like the Hobie?

http://www.hobiecat.com/sailing/index.html

Seems like it would be much more stable than the others and it looks cool!

Tell the plum that the Walker bay is a mooring tender at best. If she
plans on her boat going more than a couple hundred yards in a day, she
should get the right tool for the job. It might also be good on a pond
of a couple of acres (like 2) or less...

Scotty


You just did.


Well, I have her filtered and was assuming she had returned the favor...

Scotty


Don't worry about it. I have it covered, ok?

Larry[_11_] March 28th 10 02:18 AM

coming soon
 
I am Tosk wrote:
In articleROWdnRKBAb_pwTDWnZ2dnUVZ_iwAAAAA@giganews. com, LarryG441
@gmail.com says...

I am Tosk wrote:



Have you considered a catamaran like the Hobie?

http://www.hobiecat.com/sailing/index.html

Seems like it would be much more stable than the others and it looks cool!


Tell the plum that the Walker bay is a mooring tender at best. If she
plans on her boat going more than a couple hundred yards in a day, she
should get the right tool for the job. It might also be good on a pond
of a couple of acres (like 2) or less...

Scotty



You just did.

Well, I have her filtered and was assuming she had returned the favor...

Scotty


I didn't know that.


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