Finance question..
 

On Thu, 17 Sep 2009 20:07:37 -0400, D 2 wrote:

JohnH wrote:
On Thu, 17 Sep 2009 15:48:45 -0400, wrote:

On Thu, 17 Sep 2009 15:10:39 -0400, JohnH
wrote:

Thanks, Wayne. Right now I'm not interested in putting more into the
market. This is purely a CD vs mortgage decision.
It is really even simpler than that. You are betting CD vs real
estate. Personally I like the security of not having a mortgage. One
less bill I have to pay.

I think a lot is psychological. I also like the idea of not sending
the money to the mortgage company each month. I'd rather be sending it
to my savings or investments.

'Course, I'd probably end up with a new motorcycle!
--

John H

German this time?

Probably not. I like the BMW, but I also like the Honda ST1300. Looks
wise there's not much difference:

http://www.motorcyclistonline.com/20.../05/index.html
http://www.bmwmotorcycles.com/us/en/..._thumbnail.jpg

Costwise, the BMW is about $3K more than the Honda.
Reliability/serviceability wise, I'd have to do some serious
reviewing.

Lastly, there's 'people-wise'. The Moto Guzzi crowd is a great group
of people. Attending MG rallies is always like old home week. Shoot,
in another 15 years I may get the 'oldest rider' award, who knows.
--

John H

Finance question..
 

On Thu, 17 Sep 2009 21:35:40 -0700, "Bill McKee"
wrote:


wrote in message
.. .
On Thu, 17 Sep 2009 06:53:29 -0400, JohnH
wrote:

Given - CD maturing. Amount sufficient to pay off mortgage. Mortgage
rate is 5.25%. New CD rates - 3% for five years, 4% for seven years.

What would you do?

Stock market exposure is high enough.

Will be at the golf course pondering the situation. Back later.

No, I don't want to buy a red barn.

I think BAR put his finger on it. If you itemize it is probably a
wash. Otherwise I would pay off the mortgage.

I would buy some good dividend paying stocks. Or General Obligation Muni
Bonds. Depending where you live you can get 5+ percent bonds. Not Revenue
bonds, but G.O's.


Will look into those also. Another finance person suggested those.

Thanks.
--

John H

Finance question..
 

JohnH wrote:
On Thu, 17 Sep 2009 20:07:37 -0400, D 2 wrote:

JohnH wrote:
On Thu, 17 Sep 2009 15:48:45 -0400, wrote:

On Thu, 17 Sep 2009 15:10:39 -0400, JohnH
wrote:

Thanks, Wayne. Right now I'm not interested in putting more into the
market. This is purely a CD vs mortgage decision.
It is really even simpler than that. You are betting CD vs real
estate. Personally I like the security of not having a mortgage. One
less bill I have to pay.
I think a lot is psychological. I also like the idea of not sending
the money to the mortgage company each month. I'd rather be sending it
to my savings or investments.

'Course, I'd probably end up with a new motorcycle!
--

John H
German this time?

Probably not. I like the BMW, but I also like the Honda ST1300. Looks
wise there's not much difference:

http://www.motorcyclistonline.com/20.../05/index.html
http://www.bmwmotorcycles.com/us/en/..._thumbnail.jpg

Costwise, the BMW is about $3K more than the Honda.
Reliability/serviceability wise, I'd have to do some serious
reviewing.

Lastly, there's 'people-wise'. The Moto Guzzi crowd is a great group
of people. Attending MG rallies is always like old home week. Shoot,
in another 15 years I may get the 'oldest rider' award, who knows.
--

John H

You said new so I took that as a 2010 model.

Finance question..
 

On Fri, 18 Sep 2009 19:58:13 -0400, D 2 wrote:

JohnH wrote:
On Thu, 17 Sep 2009 20:07:37 -0400, D 2 wrote:

JohnH wrote:
On Thu, 17 Sep 2009 15:48:45 -0400, wrote:

On Thu, 17 Sep 2009 15:10:39 -0400, JohnH
wrote:

Thanks, Wayne. Right now I'm not interested in putting more into the
market. This is purely a CD vs mortgage decision.
It is really even simpler than that. You are betting CD vs real
estate. Personally I like the security of not having a mortgage. One
less bill I have to pay.
I think a lot is psychological. I also like the idea of not sending
the money to the mortgage company each month. I'd rather be sending it
to my savings or investments.

'Course, I'd probably end up with a new motorcycle!
--

John H
German this time?

Probably not. I like the BMW, but I also like the Honda ST1300. Looks
wise there's not much difference:

http://www.motorcyclistonline.com/20.../05/index.html
http://www.bmwmotorcycles.com/us/en/..._thumbnail.jpg

Costwise, the BMW is about $3K more than the Honda.
Reliability/serviceability wise, I'd have to do some serious
reviewing.

Lastly, there's 'people-wise'. The Moto Guzzi crowd is a great group
of people. Attending MG rallies is always like old home week. Shoot,
in another 15 years I may get the 'oldest rider' award, who knows.
--

John H

You said new so I took that as a 2010 model.

Yeah, I hit the wrong button. That's what I meant.

I'll probably die owning the bike I've got. It should last another
twenty years. I'll probably go first, or together with the bike if
Harry has his way.
--

John H

Finance question..
 

On Sun, 20 Sep 2009 12:34:07 -0400, JohnH wrote:


I'll probably die owning the bike I've got. It should last another
twenty years. I'll probably go first, or together with the bike if Harry
has his way.

Nothing for nothing, but who mounted your rear tire? I could be wrong,
but that looks like a directional tread, mounted backwards.

http://i98.photobucket.com/albums/l2...MotoGuzzi2.jpg

Finance question..
 

thunder wrote:
On Sun, 20 Sep 2009 12:34:07 -0400, JohnH wrote:


I'll probably die owning the bike I've got. It should last another
twenty years. I'll probably go first, or together with the bike if Harry
has his way.

Nothing for nothing, but who mounted your rear tire? I could be wrong,
but that looks like a directional tread, mounted backwards.

http://i98.photobucket.com/albums/l2...MotoGuzzi2.jpg
Try looking at it from the rotational prospective.

Finance question..
 

Jim wrote:
thunder wrote:
On Sun, 20 Sep 2009 12:34:07 -0400, JohnH wrote:


I'll probably die owning the bike I've got. It should last another
twenty years. I'll probably go first, or together with the bike if Harry
has his way.

Nothing for nothing, but who mounted your rear tire? I could be
wrong, but that looks like a directional tread, mounted backwards.

http://i98.photobucket.com/albums/l2...MotoGuzzi2.jpg
Try looking at it from the rotational prospective.

On second thought, maybe he should check the rotational arrows on the
sidewalls.

Finance question..
 

On Sun, 20 Sep 2009 14:44:08 -0400, Jim wrote:

Jim wrote:
thunder wrote:
On Sun, 20 Sep 2009 12:34:07 -0400, JohnH wrote:


I'll probably die owning the bike I've got. It should last another
twenty years. I'll probably go first, or together with the bike if
Harry has his way.

Nothing for nothing, but who mounted your rear tire? I could be
wrong, but that looks like a directional tread, mounted backwards.

http://i98.photobucket.com/albums/l2...MotoGuzzi2.jpg
Try looking at it from the rotational prospective.

On second thought, maybe he should check the rotational arrows on the
sidewalls.

Yup, it's the only way to be sure, but generally, I expect the chevrons
to point in the direction of rotation on the rear tire.

Finance question..
 

On Sun, 20 Sep 2009 12:51:04 -0500, thunder
wrote:

On Sun, 20 Sep 2009 12:34:07 -0400, JohnH wrote:


I'll probably die owning the bike I've got. It should last another
twenty years. I'll probably go first, or together with the bike if Harry
has his way.

Nothing for nothing, but who mounted your rear tire? I could be wrong,
but that looks like a directional tread, mounted backwards.

http://i98.photobucket.com/albums/l2...MotoGuzzi2.jpg

You know what? You are absolutely correct. I'll be damned.

I can't believe I didn't catch that when it was mounted, by a Guzzi
dealer who went out of business.

That will be taken care of quickly. Thanks for pointing it out.
--

John H

Finance question..
 

On Sun, 20 Sep 2009 14:00:18 -0400, Gene
wrote:

On Sun, 20 Sep 2009 12:51:04 -0500, thunder
wrote:

On Sun, 20 Sep 2009 12:34:07 -0400, JohnH wrote:


I'll probably die owning the bike I've got. It should last another
twenty years. I'll probably go first, or together with the bike if Harry
has his way.

Nothing for nothing, but who mounted your rear tire? I could be wrong,
but that looks like a directional tread, mounted backwards.

http://i98.photobucket.com/albums/l2...MotoGuzzi2.jpg

It looks like a Pirelli FRONT tire mounted BACKWARDS, to me......

No, it's a Metzler rear tire. But Thunder made a good catch on the
rotation.
--

John H