Common sense prevails
 

Frog Britches wrote:
D K wrote:
Frog Britches wrote:
D K wrote:
Frog Britches wrote:

I swore off Loan Shark Credit Cards.
I tried to use the points on my GM card two years ago on a car
purchase. They couldn't/wouldn't honor them.
I paid off the balance but didn't cancel it or the other cards
because I was told it would hurt my FICA score tremendously.
GM was upset of whatever that I wouldn't use their card and cut my
credit line all the way down to 300.00. That hurt my credit score.
So I'm canceling the whole lot tomorrow. It doesn't seem to matter.
The Credit Card Companies write the contract, and enforce the contract
and change any terms or conditions whenever they fee like it. It is
a unilateral contract. You can't even sue or complain about them.
You have to choose an arbitrator from their list and pay for it.
Just how is all of this legal?

Something is missing from this story. It just doesn't work that
way. They wouldn't cut your credit line to $300 for not using their
card. Your credit history has some bad marks on it.
No it doesn't. I don't know if my wife kept the letter or not but it
said something to the effect of due to inactivity on the account.

That's strange. I had a lightly used card and they kept offering me
increases. I guess it depends on the bank.

This has been in the news lately. I guess AMEX is trying to limit
their exposure with less-than-perfect card holders...

http://www.bizjournals.com/sanjose/s...3/daily10.html
I didn't say Amex.
As far as you making assumptions or accusations I don't give a fat furry
rodent's posterior. I dare say my score is still higher than yours in
all likelyhood.


I don't think you or DK could score in a harem of horny whores.

Common sense prevails
 

Frog Britches wrote:
D K wrote:
Frog Britches wrote:

I swore off Loan Shark Credit Cards.
I tried to use the points on my GM card two years ago on a car
purchase. They couldn't/wouldn't honor them.
I paid off the balance but didn't cancel it or the other cards
because I was told it would hurt my FICA score tremendously.
GM was upset of whatever that I wouldn't use their card and cut my
credit line all the way down to 300.00. That hurt my credit score.
So I'm canceling the whole lot tomorrow. It doesn't seem to matter.
The Credit Card Companies write the contract, and enforce the contract
and change any terms or conditions whenever they fee like it. It is a
unilateral contract. You can't even sue or complain about them. You
have to choose an arbitrator from their list and pay for it.
Just how is all of this legal?

Something is missing from this story. It just doesn't work that way.
They wouldn't cut your credit line to $300 for not using their card.
Your credit history has some bad marks on it.
No it doesn't. I don't know if my wife kept the letter or not but it
said something to the effect of due to inactivity on the account.

That's strange. I had a lightly used card and they kept offering me
increases. I guess it depends on the bank.

This has been in the news lately. I guess AMEX is trying to limit their
exposure with less-than-perfect card holders...

http://www.bizjournals.com/sanjose/s...3/daily10.html

Common sense prevails
 

Wayne.B wrote:
On Sat, 28 Feb 2009 10:48:27 -0800 (PST), GC Boater
wrote:

mmmmmmmmmmm would it teach a person proper grammar? as per "you ever
taken an IQ test"- Hide quoted text -

- Show quoted text -
But Donnie Boy, ever what was your score when you went and took that
IQ test?

Don is what he is. Let's give it a rest.


Yes. He's an idiot. A legitimate moron.

Common sense prevails
 

D K wrote:
Frog Britches wrote:
D K wrote:
Frog Britches wrote:

I swore off Loan Shark Credit Cards.
I tried to use the points on my GM card two years ago on a car
purchase. They couldn't/wouldn't honor them.
I paid off the balance but didn't cancel it or the other cards
because I was told it would hurt my FICA score tremendously.
GM was upset of whatever that I wouldn't use their card and cut my
credit line all the way down to 300.00. That hurt my credit score.
So I'm canceling the whole lot tomorrow. It doesn't seem to matter.
The Credit Card Companies write the contract, and enforce the contract
and change any terms or conditions whenever they fee like it. It is
a unilateral contract. You can't even sue or complain about them.
You have to choose an arbitrator from their list and pay for it.
Just how is all of this legal?

Something is missing from this story. It just doesn't work that way.
They wouldn't cut your credit line to $300 for not using their card.
Your credit history has some bad marks on it.
No it doesn't. I don't know if my wife kept the letter or not but it
said something to the effect of due to inactivity on the account.

That's strange. I had a lightly used card and they kept offering me
increases. I guess it depends on the bank.

This has been in the news lately. I guess AMEX is trying to limit their
exposure with less-than-perfect card holders...

http://www.bizjournals.com/sanjose/s...3/daily10.html
I didn't say Amex.
As far as you making assumptions or accusations I don't give a fat furry
rodent's posterior. I dare say my score is still higher than yours in
all likelyhood.

Common sense prevails
 

HK wrote:
Frog Britches wrote:
D K wrote:
Frog Britches wrote:
D K wrote:
Frog Britches wrote:

I swore off Loan Shark Credit Cards.
I tried to use the points on my GM card two years ago on a car
purchase. They couldn't/wouldn't honor them.
I paid off the balance but didn't cancel it or the other cards
because I was told it would hurt my FICA score tremendously.
GM was upset of whatever that I wouldn't use their card and cut my
credit line all the way down to 300.00. That hurt my credit score.
So I'm canceling the whole lot tomorrow. It doesn't seem to matter.
The Credit Card Companies write the contract, and enforce the
contract
and change any terms or conditions whenever they fee like it. It
is a unilateral contract. You can't even sue or complain about
them. You have to choose an arbitrator from their list and pay for
it.
Just how is all of this legal?

Something is missing from this story. It just doesn't work that
way. They wouldn't cut your credit line to $300 for not using their
card. Your credit history has some bad marks on it.
No it doesn't. I don't know if my wife kept the letter or not but it
said something to the effect of due to inactivity on the account.

That's strange. I had a lightly used card and they kept offering me
increases. I guess it depends on the bank.

This has been in the news lately. I guess AMEX is trying to limit
their exposure with less-than-perfect card holders...

http://www.bizjournals.com/sanjose/s...3/daily10.html
I didn't say Amex.
As far as you making assumptions or accusations I don't give a fat
furry rodent's posterior. I dare say my score is still higher than
yours in all likelyhood.


I don't think you or DK could score in a harem of horny whores.
I'd like to try but wife says no.

Common sense prevails
 

"Don White" wrote in message
...
As per my posts from last month about my treatment by Citibank over
interest on my mastercard......
today my March bill arrived with $1.84 more interest. I quickly called up
& asked what will it cost me to clear this folishness up & cancel my card.
the nice clerk immediately waived the $1.84 interest and passed me on to a
supervisor.
After hearing my story, she apologized and immediately offered me a $25.00
credit and informed me that the $39.00 yearly fee would be squashed.
Only bad thing... my interest rate jumps from 12.9% to 19%........
I agreed because I don't carry balances on my card.
I may...or may not use it anymore..I'll see.

Heck, when my banker asked if I had their card in 2004 I said no as all your
cards are with service fees. They offered me a no fee and 1% kickback card.
Yep, one a year I get a cheque for 1% of my purchases. I do think the rates
are high for untimely payment, but I always pay in full on time.

I will not pay for a card.

Common sense prevails
 

Frog Britches wrote:
D K wrote:
Frog Britches wrote:
D K wrote:
Frog Britches wrote:

I swore off Loan Shark Credit Cards.
I tried to use the points on my GM card two years ago on a car
purchase. They couldn't/wouldn't honor them.
I paid off the balance but didn't cancel it or the other cards
because I was told it would hurt my FICA score tremendously.
GM was upset of whatever that I wouldn't use their card and cut my
credit line all the way down to 300.00. That hurt my credit score.
So I'm canceling the whole lot tomorrow. It doesn't seem to matter.
The Credit Card Companies write the contract, and enforce the contract
and change any terms or conditions whenever they fee like it. It is
a unilateral contract. You can't even sue or complain about them.
You have to choose an arbitrator from their list and pay for it.
Just how is all of this legal?

Something is missing from this story. It just doesn't work that
way. They wouldn't cut your credit line to $300 for not using their
card. Your credit history has some bad marks on it.
No it doesn't. I don't know if my wife kept the letter or not but it
said something to the effect of due to inactivity on the account.

That's strange. I had a lightly used card and they kept offering me
increases. I guess it depends on the bank.

This has been in the news lately. I guess AMEX is trying to limit
their exposure with less-than-perfect card holders...

http://www.bizjournals.com/sanjose/s...3/daily10.html
I didn't say Amex.
As far as you making assumptions or accusations I don't give a fat furry
rodent's posterior. I dare say my score is still higher than yours in
all likelyhood.

You don't read very well, do you? I was referring to a VISA card. The
link was related information only. I only have an AMEX for my business.
I like getting a monthly 2% rebate with their Plum Card ($2K+). As
for credit scores, don't count on that, bozo. I just refinanced my
house for 4.375% A 750+ was a requirement for that rate.

Common sense prevails
 

On Feb 27, 8:41*pm, GC Boater wrote:
On Feb 27, 3:23*pm, "Don White" wrote:

As per my posts from last month about my treatment by Citibank over interest
on my mastercard......
today my March bill arrived with $1.84 more interest. *I quickly called up &
asked what will it cost me to clear this folishness up & cancel my card..
the nice clerk immediately waived the $1.84 interest and passed me on to a
supervisor.
After hearing my story, she apologized and immediately offered me a $25..00
credit and informed me that the $39.00 yearly fee would be squashed.
Only bad thing... my interest rate jumps from 12.9% to 19%........
I agreed because I don't carry balances on my card.
I may...or may not use it anymore..I'll see.

Well, isn't that special.

A " Turd " returns....... See above comment.

Common sense prevails
 

On Feb 28, 9:45*am, HK wrote:
Don White wrote:
"HK" wrote in message
om...
Don White wrote:
"GC Boater" wrote in message
....
On Feb 27, 8:29 pm, "Don White" wrote:
"GC Boater" wrote in message

....
On Feb 27, 3:23 pm, "Don White" wrote:

As per my posts from last month about my treatment by Citibank over
interest
on my mastercard......
today my March bill arrived with $1.84 more interest. I quickly called
up
&
asked what will it cost me to clear this folishness up & cancel my
card.
the nice clerk immediately waived the $1.84 interest and passed me on
to a
supervisor.
After hearing my story, she apologized and immediately offered me a
$25.00
credit and informed me that the $39.00 yearly fee would be squashed..
Only bad thing... my interest rate jumps from 12.9% to 19%........
I agreed because I don't carry balances on my card.
I may...or may not use it anymore..I'll see.
Well, isn't that special.

************************************

I hear the Rainbow Coalition calling your name. Looks like everyone is
bailing out on JustHates Glee Club.
Hey Donnie Boy, you ever taken an IQ test?

***********************************

mmmmmmmmmmm * would it teach a person proper grammar? * as per "you ever
taken an IQ test"

"You ever taken an English class?" :)

You gotta love it when idiots like "GC" offer up "corrections." No wonder
the turd lives in my bozo bin.

Isn't he the one whose seeeeeester blew her way through the bar...or was
it the bar exam?

Is this the same loser as Cameron MacDonald?
That would explain a lot!

Might be. I crap-canned GC after his first few posts here. Reminded me
of *MacDonald then, too.

BTW, on my trip to Atlanta last week, I flew over Lake Lanier. Pilot
pointed it out on the way to the Atlanta airport. Nice little inland
lake, perfect for a boat like yours or mine. I have no idea why anyone
would want a "cruiser" on that lake, unless they wanted to sleep there
and were too cheap to buy or rent a cottage.

Best surprise in Atlanta? Crystal's Hamburger store at the airport.
Crystal's serves very small but very tasty burgers and miniature chili
dogs. Got introduced to them in Jacksonville years ago. It's a southern
USA thingy.

Anyway, I didn't eat lunch there, because the guys I met at the airport
didn't want to, but while waiting for flight back, ate dinner at Crystal's.

Flew over Atlanta downtown...not impressed. Some large buildings, much
urban sprawl, seemingly no zoning out in the 'burbs.

Did your buddy come to meet you, in his Depends?????

Common sense prevails
 

On Feb 28, 1:48*pm, GC Boater wrote:
On Feb 28, 6:59*am, "Don White" wrote:



"GC Boater" wrote in message

...
On Feb 27, 8:29 pm, "Don White" wrote:

"GC Boater" wrote in message

....
On Feb 27, 3:23 pm, "Don White" wrote:

As per my posts from last month about my treatment by Citibank over
interest
on my mastercard......
today my March bill arrived with $1.84 more interest. I quickly called
up
&
asked what will it cost me to clear this folishness up & cancel my card.
the nice clerk immediately waived the $1.84 interest and passed me on to
a
supervisor.
After hearing my story, she apologized and immediately offered me a
$25.00
credit and informed me that the $39.00 yearly fee would be squashed..
Only bad thing... my interest rate jumps from 12.9% to 19%........
I agreed because I don't carry balances on my card.
I may...or may not use it anymore..I'll see.

Well, isn't that special.

************************************

I hear the Rainbow Coalition calling your name. Looks like everyone is
bailing out on JustHates Glee Club.

Hey Donnie Boy, you ever taken an IQ test?

***********************************

mmmmmmmmmmm * would it teach a person proper grammar? * as per "you ever
taken an IQ test"- Hide quoted text -

- Show quoted text -

But Donnie Boy, ever what was your score when you went and took that
IQ test?

ever what was your score..

LMAO!!!!!!!!!!