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Underwater life
Frogwatch wrote:
If the interest rate truly determines whether or not you can pay a mortgage, then in my opinion you should borrow less. Using the ARM rate to justify overborrowing is silly. ARMs are ALWAYS risky. If you borrow needing two incomes to pay and you lose one income, no sympathy from me. HOWEVER, if you buy a small house and your payments are less than 25% of a single income and then you lose your job, OK you have my sympathy. Other peoples failure to plan for contingencies should not allow them to rob me to pay their bills. No one wants your rotten old boats and rusty old trucks. |
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